The Show-Me State has a little something for everyone, whether it’s the barbecue scene of Kansas City, the historic charm of St. Louis or the natural beauty of the Ozarks. And unlike many states, Missouri’s housing market still offers a level of affordability that can make homeownership a reality. As…
How long it takes to get a 401(k) loan can vary depending on your employer, plan administrator and whether your plan offers an online portal or requires paperwork. In some cases, the process may take just a few days. In others, you may need to wait a couple of weeks…
Image by MoMo Productions/GettyImages Since a weak jobs report in early September, mortgage rates have fallen sharply. For prospective homebuyers and refinancers, it’s a nerve-racking moment. Will rates keep dropping? Or will they follow their recent pattern and quickly rebound? It’s nearly impossible to know where rates will go in…
Image by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways There are no specific income requirements to qualify for a mortgage — but mortgage lenders do evaluate whether you make enough to repay the amount you want to borrow. To determine if you’ll qualify, mortgage lenders review your debt-to-income ratio, credit…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways Tax lien investing is a potentially high-yielding — but risky — real estate investment strategy. Investors cover an unpaid property tax bill upfront and are then responsible for collecting from the property’s owner. Tax lien investing is subject to location-specific regulations, and not…
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How First-Year Students Should Manage Credit Cards Responsibly Understanding how first-year students should manage credit cards responsibly means creating a clear system around…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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You’ve aced your interview. Great job! But there’s one last step to getting hired, and it’s tiny but mighty. If you really want to leave a lasting impression on your hiring manager, you’ll need to write a thank-you email after your interview. Following up with your hiring manager by sending…
joe daniel price/Getty Images Like most states, Massachusetts requires its drivers to carry car insurance. Any policy you purchase in the Bay State must offer the minimum amount of liability insurance, uninsured motorist coverage and personal injury protection (PIP). Most financial experts agree that carrying more coverage (beyond the state…
Traveling on a budget? Timing is everything—especially when you’re booking a plane ticket. These days, flying in general has gotten crazy expensive. According to the Bureau of Labor Statistics, airline ticket costs rose 18.6% in April 2022 after rising 10.7% in March 2022.1 If you thrive on a challenge, finding cheap…
If you’ve been around here for more than two seconds, you probably already know how we feel about credit scores. (Hint: They’re really dumb.) You’ll hear us say it time and time again: A credit score does not show how well you’re managing your money or even if you have a dollar…
A new year can mark a new beginning, but for American consumers, the financial worries of 2021 remained top of mind in the first quarter of 2022. The latest quarterly release of The State of Personal Finance examines the different ways inflation has impacted consumers’ budgets and how that impact…
Maybe you’ve been looking at your premiums and scratching your head thinking, Does everyone pay this much? Or maybe you’re just entering the market and your eyeballs are popping. Either way, we get it. Insurance is one of those things you know you need, but it seems to cost. A. Lot.…
Looking for a way to pay for a new car, buy that fancy new computer, or escape on a tropical getaway without saving up first? There’s a loan company eagerly waiting to front you the cost—but it’ll cost you. It’s called Upstart, and this digital lending service is on a…
Do you know when the most wonderful time of the year is? No, it’s not Christmas. We’re talking about open enrollment season, baby! That’s right! The magical time of year when you get to compare health insurance plans to see which one is right for you! Okay, you got us.…
If you want to send shivers down an economist’s spine, all you have to do is say one strange-sounding word—stagflation. We can hear the calculators dropping and balance sheets tearing right now. Stagflation is an economic term that’s used to describe an unlikely combination of economic conditions: a stagnant (or…
The old adage “everything is bigger in Texas” isn’t always true, unless we’re talking about home insurance headaches. Texas homeowners pay some of the highest insurance premiums in the country, particularly those along the Gulf Coast. On average, Texas home insurance costs $4,049 per year for a $300K policy, around…
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