{"id":21916,"date":"2025-10-21T21:42:31","date_gmt":"2025-10-21T21:42:31","guid":{"rendered":"https:\/\/incredipros.com\/?p=21916"},"modified":"2025-10-21T21:42:32","modified_gmt":"2025-10-21T21:42:32","slug":"how-to-pay-a-mortgage-5-ways-to-make-payments","status":"publish","type":"post","link":"https:\/\/incredipros.com\/?p=21916","title":{"rendered":"How To Pay A Mortgage: 5 Ways To Make Payments"},"content":{"rendered":"<div>\n<div id=\"block_1b1a0f6e4674ab482847a2a41d2312e1\" class=\"key-takeaways sm:border-l-4 border-(--accent) sm:pl-8 my-8 relative\" style=\"--accent: var(--color-blue-medium)\">\n    <!-- htmlmin:ignore --><\/p>\n<h2 class=\"heading-4 mt-0 mb-4 text-crop-none max-sm:flex max-sm:items-center max-sm:gap-4\" id=\"key-takeaways\" data-position=\"0\" data-beam-element-viewed=\"\" data-id=\"br-h2-0-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Key takeaways\" data-outcome=\"\">\n    <span class=\"shrink-0\">Key takeaways<\/span><br \/>\n        <span class=\"max-sm:h-0.5 max-sm:w-full max-sm:w-full max-sm:bg-(--accent) max-sm:rounded-full max-sm:block\"\/><br \/>\n    <\/h2>\n<p>    <!-- htmlmin:ignore --><\/p>\n<ul class=\"flex flex-col text-gray-700 mb-0 gap-2 list-disc\">\n<li class=\"pl-4 relative marker:text-(--accent)\">\n                                                            You can make your mortgage payment through your lender\u2019s website or mobile app, in person, by mail or over the phone.\n                                                <\/li>\n<li class=\"pl-4 relative marker:text-(--accent)\">\n                                                            If you\u2019re worried about remembering to make payments each month, setting up automated withdrawals can be a good solution.\n                                                <\/li>\n<li class=\"pl-4 relative marker:text-(--accent)\">\n                                                            There are options for paying off your mortgage faster, such as making biweekly payments or putting a lump sum toward the principal amount.\n                                                <\/li>\n<\/ul>\n<\/div>\n<p>Paying your mortgage on time is good for your financial health in many different ways, including helping you <u>build equity in your home<\/u> and improving your credit score. Here\u2019s an overview of the various ways you can make a mortgage payment, plus tips on how to pay on time, every time.<\/p>\n<h2 id=\"ways\" data-position=\"1\" data-beam-element-viewed=\"\" data-id=\"br-h2-1-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"5 ways to make a mortgage payment\" data-outcome=\"\">5 ways to make a mortgage payment<\/h2>\n<p>Your <u>mortgage<\/u> payments are due each month, though you can choose to make payments more frequently. To keep on top of the schedule, it\u2019s important to use the payment method that works best for you. Here are five ways to pay your mortgage and what you should know about each method.<\/p>\n<h3>1. Pay online<\/h3>\n<section class=\"editorial-insight-box --insight-box +mg-vertical-md\" data-template=\"insight_box\">\n<div class=\"card-body border-l-4 border-blue-800\">\n<div class=\"content-wrapper\">\n<div class=\"content wysiwyg wysiwyg--flush\">\n<p><strong>Pro: <\/strong>Fast, flexible option that allows you to make payments at your convenience<\/p>\n<p><strong>Con: <\/strong>Must have reliable computer, phone or tablet access to pay this way<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<p>The easiest option for most homeowners is to pay their mortgage via their lender or loan servicer\u2019s website. Making an online mortgage payment is fast, free and efficient. Plus, paying online means you can decide when you want to make the payment, maintain a record of when you made it and ensure that you pay it by the due date. Some lenders also have free mobile apps where you can access your account online and pay your mortgage from your phone.<\/p>\n<p>\u201cLogging on to your lender\u2019s payment portal every month to make your payment puts you in control of the timing,\u201d says Jeff Ostrowski, Bankrate housing market analyst. \u201cThe disadvantage is that it\u2019s one more thing for you to remember to do each month.\u201d<\/p>\n<h3>2. Pay using automated withdrawals<\/h3>\n<section class=\"editorial-insight-box --insight-box +mg-vertical-md\" data-template=\"insight_box\">\n<div class=\"card-body border-l-4 border-blue-800\">\n<div class=\"content-wrapper\">\n<div class=\"content wysiwyg wysiwyg--flush\">\n<p><strong>Pro: <\/strong>Prevents forgetting or accidentally missing payments<\/p>\n<p><strong>Con: <\/strong>Potential for overdrafts if money for payment is not in the account<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<p>Choosing <u>automated withdrawals<\/u> pulled from your checking or savings account is another easy option to make sure you pay your mortgage on time each month. This means your lender automatically withdraws the <u>mortgage payment<\/u> from your bank account on a specific day each month.<\/p>\n<p>\u201cThe easiest way to pay your mortgage each month is by setting up an automatic payment by ACH withdrawal,\u201d says Ostrowski. \u201cYou don\u2019t have to think about or remember anything. The only downside is that if you don\u2019t keep enough of a cash cushion in your account, you could be hit with overdraft fees.\u201d<\/p>\n<p>Setting up automated withdrawals can also help homeowners who want to make additional or biweekly payments to <u>pay off a mortgage early<\/u> and cut the total interest they pay over the loan term.<\/p>\n<h3>3. Pay with a credit card<\/h3>\n<section class=\"editorial-insight-box --insight-box +mg-vertical-md\" data-template=\"insight_box\">\n<div class=\"card-body border-l-4 border-blue-800\">\n<div class=\"content-wrapper\">\n<div class=\"content wysiwyg wysiwyg--flush\">\n<p><strong>Pro: <\/strong>Potential to earn credit card rewards<\/p>\n<p><strong>Con:<\/strong> Might have to pay a service fee<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<p><u>Making mortgage payments by credit card<\/u> can be tempting, especially if your card offers great rewards or substantial cash back. Unfortunately, though, many mortgage lenders do not allow this option.<\/p>\n<p>\u201cFor consumers amassing points, mortgage payments are the holy grail,\u201d says Ostrowski. \u201cAlas, most lenders don\u2019t accept credit card payments for the monthly mortgage payment. And those that do tend to hit you with a service fee that overwhelms the value of any points or rewards you earn.\u201d<\/p>\n<h3>4. Pay by phone<\/h3>\n<section class=\"editorial-insight-box --insight-box +mg-vertical-md\" data-template=\"insight_box\">\n<div class=\"card-body border-l-4 border-blue-800\">\n<div class=\"content-wrapper\">\n<div class=\"content wysiwyg wysiwyg--flush\">\n<p><strong>Pro: <\/strong>Payments are credited to your account quickly<\/p>\n<p><strong>Con: <\/strong>Might have to pay a service fee<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<p>Making a mortgage payment over the phone is another option, especially if you forgot to mail in your payment before the due date or have not set up a payment process online.<\/p>\n<p>You can find the phone number to call on your monthly bill or online. Before dialing, be prepared with your mortgage account number and your banking information, such as the routing and account numbers.<\/p>\n<p>Payments over the phone are typically credited to your account quickly. Before you make the payment, though, ask your servicer if there is a charge for this convenience.<\/p>\n<h3>5. Pay in person or by mail<\/h3>\n<section class=\"editorial-insight-box --insight-box +mg-vertical-md\" data-template=\"insight_box\">\n<div class=\"card-body border-l-4 border-blue-800\">\n<div class=\"content-wrapper\">\n<div class=\"content wysiwyg wysiwyg--flush\">\n<p><strong>Pro: <\/strong>Computer, phone or tablet access not needed<\/p>\n<p><strong>Con:<\/strong> Mail can be delayed; paper checks can be impacted by fraud<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<p>If your mortgage servicer is local, the company might accept payments by check or <u>money order<\/u> in person at a brick-and-mortar branch.<\/p>\n<p>Money orders are secure, since they do not include any personal information. But they have one major drawback: The amount is often limited to less than $1,000. Another option is to use a <u>certified check<\/u> or a <u>cashier\u2019s check,<\/u> which do not have limits.<\/p>\n<p>When mailing a check, make sure you include your mortgage account number. Just having your home address may not be sufficient, even if it matches the address your servicer has on file. Sending a payment by mail, however, means you have to consider the time it takes to arrive at its destination and be processed by the servicer.<\/p>\n<p>\u201cOnce upon a time, paper checks were the tried-and-true way to pay,\u201d says Ostrowski. \u201dThose days are gone, though \u2014 paper checks have become a target of fraudsters, and you have to pay for stamps. The fastest, most convenient way to pay the mortgage is with an electronic payment.\u201d<\/p>\n<h2 id=\"faster\" data-position=\"2\" data-beam-element-viewed=\"\" data-id=\"br-h2-2-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Paying your mortgage off faster\" data-outcome=\"\">Paying your mortgage off faster<\/h2>\n<p>Paying down your mortgage faster can help you save on interest over the life of your loan. <u>Early payoff<\/u> isn\u2019t always the smartest choice, though; for example, if you have other high-interest debt, it might be better to use extra funds to pay down that debt first.<\/p>\n<p><u>Paying off your mortgage faster<\/u> comes down to paying more of your mortgage principal. You can do this in various ways, including:<\/p>\n<ul class=\"wp-block-list\">\n<li>\n<strong>Making biweekly payments<\/strong>: If you have the extra cash, <u>making biweekly mortgage payments<\/u> \u2014 which amounts to 13 full monthly payments per year instead of 12 \u2014 can help you pay off your loan faster and save on interest costs.<\/li>\n<li>\n<strong>Paying every four weeks: <\/strong>If you pay every four weeks instead of every month, you\u2019ll make roughly an extra mortgage payment every year. This small change can add up over time.<\/li>\n<li>\n<strong>Paying extra on your monthly payment: <\/strong>If you have a little extra every month, you can tack it onto your mortgage payment and pay down your loan faster.<\/li>\n<li>\n<strong>Making a lump sum payment:<\/strong> If you\u2019ve received a large sum of money, such as a bonus or an inheritance, you can put it toward your mortgage balance. <\/li>\n<\/ul>\n<p>One caveat here: Before you make any extra payments, make sure that your servicer will apply them toward your principal. Also, look at your mortgage contract to see if there\u2019s an early payment fee. Some lenders charge a prepayment penalty, so be sure to review the terms of your loan to find out if this fee is charged and how much it will cost you.<\/p>\n<h2 id=\"faq\" data-position=\"3\" data-beam-element-viewed=\"\" data-id=\"br-h2-3-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"FAQs\" data-outcome=\"\">FAQs<\/h2>\n<ul class=\"Accordion w-full align\">\n<li x-id=\"['panel-accordion-item-0', 'heading-accordion-item-0']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n<button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-accordion-item-0')\" :aria-controls=\"$id('panel-accordion-item-0')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><!-- htmlmin:ignore --><\/p>\n<h3 class=\"Accordion-title my-0 mr-2 md:flex-1\">\n    What is the structure of a mortgage payment?<br \/>\n    <\/h3>\n<p><!-- htmlmin:ignore --><span class=\"Accordion-icon Icon mb-0 block leading-none Icon--sm icon-base-blue-600\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><title>Caret Down Icon<\/title>\n<path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-accordion-item-0')\" :aria-labelledby=\"$id('heading-accordion-item-0')\" x-show=\"expanded\" x-collapse=\"\" role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<div class=\"Accordion-content text-gray-700 px-3 pb-4 sm:px-6 sm:pb-6\">\n            Your mortgage payment is made up of four parts: principal, interest, taxes and insurance. This is often referred to by the acronym PITI. The I refers specifically to homeowners insurance, but if you have a conventional loan and put down less than 20 percent of the home\u2019s purchase price as a down payment, you\u2019ll also need to pay for private mortgage insurance (PMI). An FHA loan also requires mortgage insurance premiums that vary based on your down payment size.\n        <\/div>\n<\/div>\n<\/li>\n<li x-id=\"['panel-accordion-item-1', 'heading-accordion-item-1']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n<button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-accordion-item-1')\" :aria-controls=\"$id('panel-accordion-item-1')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><!-- htmlmin:ignore --><\/p>\n<h3 class=\"Accordion-title my-0 mr-2 md:flex-1\">\n    What if I\u2019m late making a mortgage payment?<br \/>\n    <\/h3>\n<p><!-- htmlmin:ignore --><span class=\"Accordion-icon Icon mb-0 block leading-none Icon--sm icon-base-blue-600\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><title>Caret Down Icon<\/title>\n<path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-accordion-item-1')\" :aria-labelledby=\"$id('heading-accordion-item-1')\" x-show=\"expanded\" x-collapse=\"\" role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<div class=\"Accordion-content text-gray-700 px-3 pb-4 sm:px-6 sm:pb-6\">\n            There is typically a 15-day grace period during which you can make your late payment without incurring penalties or fees. If the grace period passes without payment, the lender charges you a late fee. If you know you\u2019ll be late making a mortgage payment, reach out to your servicer as soon as possible to discuss your options. If you\u2019re experiencing financial hardship, you might be able to get mortgage forbearance or a loan modification.\n        <\/div>\n<\/div>\n<\/li>\n<li x-id=\"['panel-accordion-item-2', 'heading-accordion-item-2']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n<button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-accordion-item-2')\" :aria-controls=\"$id('panel-accordion-item-2')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><!-- htmlmin:ignore --><\/p>\n<h3 class=\"Accordion-title my-0 mr-2 md:flex-1\">\n    Can you make a mortgage payment with Venmo, PayPal or Zelle?<br \/>\n    <\/h3>\n<p><!-- htmlmin:ignore --><span class=\"Accordion-icon Icon mb-0 block leading-none Icon--sm icon-base-blue-600\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><title>Caret Down Icon<\/title>\n<path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-accordion-item-2')\" :aria-labelledby=\"$id('heading-accordion-item-2')\" x-show=\"expanded\" x-collapse=\"\" role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<p>\n            It\u2019s possible, but unlikely. PayPal does offer a bill payment feature that allows users to link, pay and manage their bills from the PayPal app. However, your mortgage servicer may not allow payments that way. Similarly, you\u2019ll need to check with your servicer to see if Venmo or Zelle are approved methods to pay your mortgage.\n        <\/p>\n<\/div>\n<\/li>\n<\/ul>\n<div class=\"HelpfulCTA mx-auto flex flex-col items-center gap-6 my-6 max-w-108 py-12 text-base border-y border-gray-200\" data-helpful-cta=\"\" data-beam-element-viewed=\"\" id=\"did-you-find-this-helpful\" data-type=\"cta\" data-location=\"article-bottom\" data-position=\"banner\" data-text=\"Did you find this page helpful?\">\n<div class=\"HelpfulCTA-initial w-full flex flex-col items-center gap-4\" data-cta-initial=\"\">\n<div class=\"HelpfulCTA-question text-lg font-bold text-center text-gray-900\">\n            Did you find this page helpful?<\/p>\n<div id=\"hdml2zEltY\" class=\"hidden\">\n<div class=\"wysiwyg wysiwyg--sm wysiwyg--flush max-w-xs\">\n<p class=\"mb-6 text-base\">\n                            <strong class=\"block font-bold text-gray-900\">Why we ask for feedback<\/strong><br \/>\n                            Your feedback helps us improve our content and services. It takes less than a minute to<br \/>\n                            complete.\n                        <\/p>\n<p>Your responses are anonymous and will only be used for improving our website.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>Help us improve our content<\/p>\n<div class=\"HelpfulCTA-actions flex gap-4 mt-2\">\n            <button type=\"button\" class=\"HelpfulCTA-btn HelpfulCTA-btn--yes border border-2 border-blue-600 text-blue-600 rounded px-6 py-2 transition font-semibold flex items-center gap-2 hover:bg-blue-50\" data-cta-yes=\"\" data-beam-element-clicked=\"\" id=\"did-you-find-this-helpful-yes\" data-type=\"button\" data-location=\"article-bottom\" data-position=\"banner\" data-text=\"Yes\" data-outcome=\"response submitted\"><br \/>\n                <span class=\"Icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><title>Thumbs Up Icon<\/title><path d=\"M13.165 2.175c.322 0 .57.022.774.065.796.161 1.43.624 1.85 1.345.71 1.216.722 3.067.023 5.499h.516c2.28 0 3.422 0 4.337.548a3.844 3.844 0 0 1 1.721 2.25c.29 1.032 0 2.13-.592 4.336l-.516 1.926c-.312 1.151-.484 1.786-.882 2.324a3.368 3.368 0 0 1-1.442 1.098c-.625.247-1.28.248-2.475.248l-.021.01h-4.595c-.42 0-.636 0-.84-.032a4.19 4.19 0 0 1-.635-.15c-.204-.065-.387-.162-.763-.355l-1.69-.856c-.014.034-.026.069-.043.102a2.334 2.334 0 0 1-1.044 1.044c-.495.247-1.012.248-1.948.248h-.161c-.936 0-1.453 0-1.947-.248a2.333 2.333 0 0 1-1.044-1.044C1.5 20.038 1.5 19.52 1.5 18.585v-7.683c0-.936 0-1.452.248-1.947A2.387 2.387 0 0 1 2.792 7.91c.494-.248 1.01-.247 1.947-.247h.16c.937 0 1.454 0 1.95.247.353.177.653.44.875.763.64-.606 1.788-2.184 3.31-5.142.183-.366.312-.603.538-.819.193-.193.462-.355.72-.441.302-.097.539-.097.873-.097ZM4.739 9.288c-.624 0-1.076 0-1.227.076a.721.721 0 0 0-.323.322c-.075.15-.075.603-.075 1.216v7.683c0 .624 0 1.076.075 1.227.065.14.183.248.323.323.151.075.603.075 1.227.075h.16c.625 0 1.078 0 1.228-.075a.722.722 0 0 0 .323-.323c.075-.15.075-.603.075-1.227v-7.683c0-.624 0-1.065-.075-1.227a.672.672 0 0 0-.323-.322c-.15-.075-.603-.076-1.227-.076h-.161v.01ZM13.057 3.8c-.14 0-.226 0-.259.011-.032 0-.086.043-.107.064a2.98 2.98 0 0 0-.226.399c-2.187 4.272-3.53 5.647-4.33 6.092.003.162.004.34.004.536v7.82l2.217 1.122c.28.14.42.216.56.27.107.032.214.064.332.075.151.021.314.021.626.021h4.594c1.022 0 1.539 0 1.862-.129a1.84 1.84 0 0 0 .763-.58c.215-.28.355-.808.613-1.765l.517-1.927c.495-1.85.775-2.873.603-3.475a2.309 2.309 0 0 0-1-1.313c-.538-.323-1.594-.323-3.51-.323h-1.129c-.226 0-.473 0-.72-.15a1.087 1.087 0 0 1-.464-.614c-.075-.301 0-.528.076-.754.957-2.97.603-4.26.301-4.777-.183-.312-.44-.506-.774-.57-.14-.033-.377-.033-.549-.033Z\" class=\"icon-base\"\/><\/svg><\/span> <span class=\"text-base leading-4\">Yes<\/span><br \/>\n            <\/button><br \/>\n            <button type=\"button\" class=\"HelpfulCTA-btn HelpfulCTA-btn--no border-2 border-blue-600 text-blue-600 rounded px-6 py-2 transition font-semibold flex items-center gap-2 hover:bg-blue-50\" data-cta-no=\"\" data-beam-element-clicked=\"\" id=\"did-you-find-this-helpful-no\" data-type=\"button\" data-location=\"article-bottom\" data-position=\"banner\" data-text=\"No\" data-outcome=\"response submitted\"><br \/>\n                <span class=\"Icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><title>Thumbs Down Icon<\/title><path d=\"M19.26 2.175c.936 0 1.454 0 1.949.247.452.226.818.592 1.044 1.043.247.495.248 1.012.248 1.948v7.678c0 .936 0 1.453-.248 1.948a2.333 2.333 0 0 1-1.044 1.042c-.495.248-1.013.248-1.95.248h-.16c-.937 0-1.454 0-1.95-.248a2.33 2.33 0 0 1-.885-.777c-.637.596-1.79 2.176-3.314 5.155-.183.365-.312.602-.538.828a1.924 1.924 0 0 1-.722.441c-.258.086-.484.097-.742.097l.022-.011a5.39 5.39 0 0 1-.905-.064 2.741 2.741 0 0 1-1.852-1.345c-.71-1.216-.721-3.066-.022-5.496h-.516c-2.283 0-3.424 0-4.34-.548a3.843 3.843 0 0 1-1.722-2.248c-.29-1.033 0-2.13.593-4.324l.517-1.925c.312-1.162.484-1.786.882-2.323.377-.495.872-.871 1.443-1.097.624-.248 1.281-.248 2.476-.248h4.597c.42 0 .635 0 .84.032.215.032.431.086.636.15.193.065.387.162.753.345l1.702.864c.017-.04.033-.082.053-.122a2.333 2.333 0 0 1 1.044-1.043c.496-.247 1.013-.247 1.95-.247h.16ZM7.503 3.798c-1.022 0-1.54 0-1.862.13-.302.118-.56.322-.765.58-.215.28-.345.775-.614 1.753l-.517 1.926c-.495 1.85-.775 2.871-.602 3.474a2.308 2.308 0 0 0 1 1.312c.539.323 1.594.322 3.51.322h1.142c.236 0 .473 0 .72.15.227.14.388.367.453.625.075.28 0 .516-.075.742-.959 2.969-.603 4.27-.301 4.775.183.312.44.506.774.57.162.033.41.033.572.033.128 0 .203 0 .236-.01.021 0 .085-.044.107-.065.032-.032.14-.237.227-.399 2.208-4.308 3.556-5.671 4.352-6.102a39.945 39.945 0 0 1-.003-.523v-7.79L13.63 4.175c-.28-.14-.41-.215-.56-.27a1.796 1.796 0 0 0-.344-.085c-.151-.022-.313-.01-.625-.022H7.503Zm11.596.001c-.625 0-1.077 0-1.228.076a.72.72 0 0 0-.323.322c-.075.15-.075.603-.075 1.226v7.68c0 .623 0 1.075.075 1.226.075.14.183.247.323.322.15.075.603.075 1.228.075h.16c.625 0 1.078 0 1.228-.075a.778.778 0 0 0 .324-.322c.075-.151.075-.603.075-1.227V5.423c0-.623 0-1.076-.075-1.226a.722.722 0 0 0-.324-.322c-.15-.076-.603-.076-1.227-.076h-.161Z\" class=\"icon-base\"\/><\/svg><\/span> <span class=\"text-base leading-4\">No<\/span><br \/>\n            <\/button>\n        <\/div>\n<\/p><\/div>\n<p>    <!-- Yes Form --><\/p>\n<p>    <!-- No Form --><\/p>\n<div class=\"HelpfulCTA-thankyou flex flex-col items-center gap-2\" data-cta-thankyou=\"\" style=\"display:none;\">\n<p>Thank you for your<br \/>\n            feedback!<\/p>\n<p>Your input helps us improve our<br \/>\n            content and services.<\/p>\n<\/p><\/div>\n<\/div><\/div>\n<p>Read the full article <a href=\"https:\/\/www.bankrate.com\/mortgages\/making-mortgage-payment\/\" target=\"_blank\" rel=\"noopener\" rel=\"nofollow\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Key takeaways You can make your mortgage payment through your lender\u2019s website or mobile app, in person, by mail or over the phone. If you\u2019re worried about remembering to make payments each month, setting up automated withdrawals can be a good solution. There are options for paying off your mortgage faster, such as making biweekly<\/p>\n","protected":false},"author":1,"featured_media":21917,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[58],"tags":[],"class_list":{"0":"post-21916","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-homes"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How To Pay A Mortgage: 5 Ways To Make Payments | IncrediPros<\/title>\n<meta name=\"description\" content=\"Key takeaways You can make your mortgage payment through your lender\u2019s website or mobile app, in person, by mail or over the phone. If you\u2019re worried\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/incredipros.com\/?p=21916\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How To Pay A Mortgage: 5 Ways To Make Payments | IncrediPros\" \/>\n<meta property=\"og:description\" content=\"Key takeaways You can make your mortgage payment through your lender\u2019s website or mobile app, in person, by mail or over the phone. If you\u2019re worried\" \/>\n<meta property=\"og:url\" content=\"https:\/\/incredipros.com\/?p=21916\" \/>\n<meta property=\"og:site_name\" content=\"IncrediPros\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-21T21:42:31+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-21T21:42:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/incredipros.com\/wp-content\/uploads\/2025\/10\/Making-a-mortgage-payment.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"News Room\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"News Room\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/incredipros.com\/?p=21916#article\",\"isPartOf\":{\"@id\":\"https:\/\/incredipros.com\/?p=21916\"},\"author\":{\"name\":\"News Room\",\"@id\":\"https:\/\/incredipros.com\/#\/schema\/person\/780bbc4cd0333994745122c9e8e5a639\"},\"headline\":\"How To Pay A Mortgage: 5 Ways To Make Payments\",\"datePublished\":\"2025-10-21T21:42:31+00:00\",\"dateModified\":\"2025-10-21T21:42:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/incredipros.com\/?p=21916\"},\"wordCount\":1499,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/incredipros.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/incredipros.com\/?p=21916#primaryimage\"},\"thumbnailUrl\":\"https:\/\/incredipros.com\/wp-content\/uploads\/2025\/10\/Making-a-mortgage-payment.jpg\",\"articleSection\":[\"Homes\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/incredipros.com\/?p=21916#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/incredipros.com\/?p=21916\",\"url\":\"https:\/\/incredipros.com\/?p=21916\",\"name\":\"How To Pay A Mortgage: 5 Ways To Make Payments | IncrediPros\",\"isPartOf\":{\"@id\":\"https:\/\/incredipros.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/incredipros.com\/?p=21916#primaryimage\"},\"image\":{\"@id\":\"https:\/\/incredipros.com\/?p=21916#primaryimage\"},\"thumbnailUrl\":\"https:\/\/incredipros.com\/wp-content\/uploads\/2025\/10\/Making-a-mortgage-payment.jpg\",\"datePublished\":\"2025-10-21T21:42:31+00:00\",\"dateModified\":\"2025-10-21T21:42:32+00:00\",\"description\":\"Key takeaways You can make your mortgage payment through your lender\u2019s website or mobile app, in person, by mail or over the phone. If you\u2019re worried\",\"breadcrumb\":{\"@id\":\"https:\/\/incredipros.com\/?p=21916#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/incredipros.com\/?p=21916\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/incredipros.com\/?p=21916#primaryimage\",\"url\":\"https:\/\/incredipros.com\/wp-content\/uploads\/2025\/10\/Making-a-mortgage-payment.jpg\",\"contentUrl\":\"https:\/\/incredipros.com\/wp-content\/uploads\/2025\/10\/Making-a-mortgage-payment.jpg\",\"width\":1280,\"height\":720},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/incredipros.com\/?p=21916#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/incredipros.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How To Pay A Mortgage: 5 Ways To Make Payments\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/incredipros.com\/#website\",\"url\":\"https:\/\/incredipros.com\/\",\"name\":\"IncrediPros\",\"description\":\"Latest Personal Finance News and Updates\",\"publisher\":{\"@id\":\"https:\/\/incredipros.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/incredipros.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/incredipros.com\/#organization\",\"name\":\"IncrediPros\",\"url\":\"https:\/\/incredipros.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/incredipros.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/incredipros.com\/wp-content\/uploads\/2024\/03\/d-icon.png\",\"contentUrl\":\"https:\/\/incredipros.com\/wp-content\/uploads\/2024\/03\/d-icon.png\",\"width\":512,\"height\":512,\"caption\":\"IncrediPros\"},\"image\":{\"@id\":\"https:\/\/incredipros.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/incredipros.com\/#\/schema\/person\/780bbc4cd0333994745122c9e8e5a639\",\"name\":\"News Room\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/incredipros.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d9712434f1a26cf97165a2d1eec1ebc76c3ebf856de2b444c71150b833e8aae2?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d9712434f1a26cf97165a2d1eec1ebc76c3ebf856de2b444c71150b833e8aae2?s=96&d=mm&r=g\",\"caption\":\"News Room\"},\"sameAs\":[\"https:\/\/incredipros.com\"],\"url\":\"https:\/\/incredipros.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How To Pay A Mortgage: 5 Ways To Make Payments | IncrediPros","description":"Key takeaways You can make your mortgage payment through your lender\u2019s website or mobile app, in person, by mail or over the phone. If you\u2019re worried","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/incredipros.com\/?p=21916","og_locale":"en_US","og_type":"article","og_title":"How To Pay A Mortgage: 5 Ways To Make Payments | IncrediPros","og_description":"Key takeaways You can make your mortgage payment through your lender\u2019s website or mobile app, in person, by mail or over the phone. If you\u2019re worried","og_url":"https:\/\/incredipros.com\/?p=21916","og_site_name":"IncrediPros","article_published_time":"2025-10-21T21:42:31+00:00","article_modified_time":"2025-10-21T21:42:32+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/incredipros.com\/wp-content\/uploads\/2025\/10\/Making-a-mortgage-payment.jpg","type":"image\/jpeg"}],"author":"News Room","twitter_card":"summary_large_image","twitter_misc":{"Written by":"News Room","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/incredipros.com\/?p=21916#article","isPartOf":{"@id":"https:\/\/incredipros.com\/?p=21916"},"author":{"name":"News Room","@id":"https:\/\/incredipros.com\/#\/schema\/person\/780bbc4cd0333994745122c9e8e5a639"},"headline":"How To Pay A Mortgage: 5 Ways To Make Payments","datePublished":"2025-10-21T21:42:31+00:00","dateModified":"2025-10-21T21:42:32+00:00","mainEntityOfPage":{"@id":"https:\/\/incredipros.com\/?p=21916"},"wordCount":1499,"commentCount":0,"publisher":{"@id":"https:\/\/incredipros.com\/#organization"},"image":{"@id":"https:\/\/incredipros.com\/?p=21916#primaryimage"},"thumbnailUrl":"https:\/\/incredipros.com\/wp-content\/uploads\/2025\/10\/Making-a-mortgage-payment.jpg","articleSection":["Homes"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/incredipros.com\/?p=21916#respond"]}]},{"@type":"WebPage","@id":"https:\/\/incredipros.com\/?p=21916","url":"https:\/\/incredipros.com\/?p=21916","name":"How To Pay A Mortgage: 5 Ways To Make Payments | IncrediPros","isPartOf":{"@id":"https:\/\/incredipros.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/incredipros.com\/?p=21916#primaryimage"},"image":{"@id":"https:\/\/incredipros.com\/?p=21916#primaryimage"},"thumbnailUrl":"https:\/\/incredipros.com\/wp-content\/uploads\/2025\/10\/Making-a-mortgage-payment.jpg","datePublished":"2025-10-21T21:42:31+00:00","dateModified":"2025-10-21T21:42:32+00:00","description":"Key takeaways You can make your mortgage payment through your lender\u2019s website or mobile app, in person, by mail or over the phone. If you\u2019re worried","breadcrumb":{"@id":"https:\/\/incredipros.com\/?p=21916#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/incredipros.com\/?p=21916"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/incredipros.com\/?p=21916#primaryimage","url":"https:\/\/incredipros.com\/wp-content\/uploads\/2025\/10\/Making-a-mortgage-payment.jpg","contentUrl":"https:\/\/incredipros.com\/wp-content\/uploads\/2025\/10\/Making-a-mortgage-payment.jpg","width":1280,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/incredipros.com\/?p=21916#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/incredipros.com\/"},{"@type":"ListItem","position":2,"name":"How To Pay A Mortgage: 5 Ways To Make Payments"}]},{"@type":"WebSite","@id":"https:\/\/incredipros.com\/#website","url":"https:\/\/incredipros.com\/","name":"IncrediPros","description":"Latest Personal Finance News and Updates","publisher":{"@id":"https:\/\/incredipros.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/incredipros.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/incredipros.com\/#organization","name":"IncrediPros","url":"https:\/\/incredipros.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/incredipros.com\/#\/schema\/logo\/image\/","url":"https:\/\/incredipros.com\/wp-content\/uploads\/2024\/03\/d-icon.png","contentUrl":"https:\/\/incredipros.com\/wp-content\/uploads\/2024\/03\/d-icon.png","width":512,"height":512,"caption":"IncrediPros"},"image":{"@id":"https:\/\/incredipros.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/incredipros.com\/#\/schema\/person\/780bbc4cd0333994745122c9e8e5a639","name":"News Room","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/incredipros.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d9712434f1a26cf97165a2d1eec1ebc76c3ebf856de2b444c71150b833e8aae2?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d9712434f1a26cf97165a2d1eec1ebc76c3ebf856de2b444c71150b833e8aae2?s=96&d=mm&r=g","caption":"News Room"},"sameAs":["https:\/\/incredipros.com"],"url":"https:\/\/incredipros.com\/?author=1"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/incredipros.com\/index.php?rest_route=\/wp\/v2\/posts\/21916","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/incredipros.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/incredipros.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/incredipros.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/incredipros.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21916"}],"version-history":[{"count":1,"href":"https:\/\/incredipros.com\/index.php?rest_route=\/wp\/v2\/posts\/21916\/revisions"}],"predecessor-version":[{"id":21918,"href":"https:\/\/incredipros.com\/index.php?rest_route=\/wp\/v2\/posts\/21916\/revisions\/21918"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/incredipros.com\/index.php?rest_route=\/wp\/v2\/media\/21917"}],"wp:attachment":[{"href":"https:\/\/incredipros.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21916"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/incredipros.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21916"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/incredipros.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21916"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}