{"id":22631,"date":"2025-12-17T17:06:34","date_gmt":"2025-12-17T17:06:34","guid":{"rendered":"https:\/\/incredipros.com\/?p=22631"},"modified":"2025-12-17T17:06:35","modified_gmt":"2025-12-17T17:06:35","slug":"what-are-trump-accounts-and-how-do-they-compare-to-investment-alternatives","status":"publish","type":"post","link":"https:\/\/incredipros.com\/?p=22631","title":{"rendered":"What Are Trump Accounts and How Do They Compare to Investment Alternatives?"},"content":{"rendered":"<div xmlns:default=\"http:\/\/www.w3.org\/2000\/svg\">\n<p>With the costs of college and retirement increasing at breakneck speed, many parents are feeling the need to invest in their children\u2019s futures as early as possible. Common options include 529 plans and custodial IRAs, with a new option emerging in 2026 dubbed \u201cTrump accounts.\u201d<\/p>\n<p>Created under the \u201cOne Big Beautiful Bill Act\u201d that was signed into law on July 4, 2025, Trump accounts can be used to fund a young person\u2019s college or their retirement. While these investment vehicles come with free money for some children (based on age or geographic location), there are also some limitations to be aware of when comparing them with other options.<\/p>\n<p>Referred to by Trump spokesperson Karoline Leavitt as a \u201c401(k) for a newborn baby,\u201d a Trump account can be used to fund one\u2019s education, a first-time home purchase, the launch of a business or retirement. Here\u2019s what you need to know about these accounts and how they stack up against other savings plans for children.<\/p>\n<h2 id=\"what\" data-position=\"1\" data-beam-element-viewed=\"\" data-id=\"br-h2-1-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Trump accounts: What they are and how they\u2019ll work\" data-outcome=\"\">Trump accounts: What they are and how they\u2019ll work<\/h2>\n<p>Contributions can be made into Trump accounts starting July 4, 2026. Here\u2019s how the accounts will work:<\/p>\n<ul class=\"wp-block-list\">\n<li>The federal government will contribute $1,000 to an investment account for every American baby born between Jan. 1, 2025, and Dec. 31, 2028.<\/li>\n<li>An additional $5,000 in after-tax contributions can be made annually to the accounts by parents, employers or other private entities.<\/li>\n<li>The money will be invested in index funds that track the overall U.S. stock market.<\/li>\n<li>Accounts will be controlled by a child\u2019s legal guardians until age 18.<\/li>\n<li>Earnings will grow tax-deferred and withdrawals may be subject to restrictions and would be taxed at ordinary income rates.<\/li>\n<\/ul>\n<p>Private donations from billionaires will provide additional contributions to the accounts of some children. These include a $6.25 billion donation from Michael and Susan Dell on Dec. 2, which will provide a $250 contribution to the accounts of around 25 million children who live in low-income zip codes. A $75 million contribution was announced Dec. 17 by billionaire hedge fund manager Ray Dalio to \u201cboost funding for Trump accounts for kids across Connecticut,\u201d according to Treasury Secretary Scott Bessent.<\/p>\n<div class=\"BlockQuote pb-8 BlockQuote--bordered flex flex-col items-center text-center md:text-left md:flex-row gap-3 md:gap-8 mb-8 md:mb-0\">\n<blockquote class=\"BlockQuote-text text-center md:text-left\"><p>\n        <q>Giving every child a foothold in the U.S. stock market offers both a practical lesson in the power of compound growth and a meaningful investment in their future.<\/q><br \/>\n                    <cite class=\"PullQuote-cite text-gray-900 ml-0 md:ml-4\"><br \/>\n                \u2014 Stephen Kates, CFP\u00ae, Bankrate Financial Analyst<br \/>\n            <\/cite>\n            <\/p><\/blockquote>\n<\/div>\n<p>Assuming an inflation-adjusted 8% return, the $1,000 initial contribution would grow to roughly the following amounts, Kates says:<\/p>\n<ul class=\"wp-block-list\">\n<li>$4,000 in 18 years<\/li>\n<li>$10,000 in 30 years<\/li>\n<li>Nearly $149,000 in 65 years<\/li>\n<\/ul>\n<p>\u201cEven modest additional contributions can dramatically change the outcome,\u201d Kates says. \u201cWith a starting balance of $1,000, annual contributions of just $100 would accumulate to a total of nearly $350,000 by age 65, which is far in excess of the current median savings for retirees.\u201d<\/p>\n<div class=\"TipBox flex sm:items-center gap-6 sm:gap-7 md:gap-8 mx-2 sm:mx-8 mb-8\">\n    <default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"TipBox-icon Icon icon-offset-blue-200 text-gray-900 icon-highlight-blue-600 mt-4 sm:-mt-4 md:-mt-1\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><default:title>Trading Icon<\/default:title><br \/>\n<default:path d=\"M21.3 24H7.2c-1.49 0-2.7-1.457-2.7-3.252V7.752C4.5 5.957 5.71 4.5 7.2 4.5h14.1c1.49 0 2.7 1.457 2.7 3.252v12.996C24 22.543 22.79 24 21.3 24Z\" fill=\"transparent\" class=\"icon-offset\"\/><default:path d=\"M2.117 15.218a.622.622 0 0 1-.358-1.124l4.162-2.971a.624.624 0 0 1 .784.05L8.65 13l6.095-4.62a.629.629 0 0 1 .815.055l3.414 3.453 2.476-2.341a.615.615 0 1 1 .846.896l-2.914 2.754a.625.625 0 0 1-.865-.012L15.06 9.684 8.983 14.29a.618.618 0 0 1-.797-.043l-1.957-1.84-3.748 2.674a.651.651 0 0 1-.358.117l-.007.019ZM15.115 5.397a.62.62 0 0 1-.617-.617V2.118a.62.62 0 0 1 .617-.618.62.62 0 0 1 .618.618V4.78a.62.62 0 0 1-.618.617Z\" class=\"icon-base\"\/><default:path d=\"M15.115 22.5a.62.62 0 0 1-.617-.618v-7.745a.62.62 0 0 1 .617-.618.62.62 0 0 1 .618.618v7.745a.62.62 0 0 1-.618.618ZM15.115 10.469c.68 0 1.235-.556 1.235-1.235 0-.68-.556-1.236-1.235-1.236-.68 0-1.235.556-1.235 1.236 0 .679.556 1.235 1.235 1.235Z\" class=\"icon-base\"\/><default:path d=\"M15.115 11.086a1.858 1.858 0 0 1-1.852-1.853c0-1.019.833-1.853 1.852-1.853 1.019 0 1.853.834 1.853 1.853 0 1.02-.834 1.853-1.853 1.853Zm0-2.47a.62.62 0 0 0-.617.617c0 .34.277.618.617.618a.62.62 0 0 0 .618-.618.62.62 0 0 0-.618-.617Z\" class=\"icon-base\"\/><default:path d=\"M19.592 22.5H4.408c-1.605 0-2.908-1.569-2.908-3.502V5.002C1.5 3.07 2.803 1.5 4.408 1.5h15.184c1.605 0 2.908 1.569 2.908 3.502v13.996c0 1.933-1.303 3.502-2.908 3.502ZM4.408 2.735c-.92 0-1.673 1.02-1.673 2.267v13.996c0 1.248.753 2.267 1.673 2.267h15.184c.92 0 1.673-1.02 1.673-2.267V5.002c0-1.248-.753-2.267-1.673-2.267H4.408Z\" class=\"icon-base\"\/><\/default:svg>    <\/p>\n<p class=\"w-full mb-0\">\n        <strong class=\"font-bold\"><br \/>\n            Market insights:<br \/>\n        <\/strong><br \/>\n        Since 1980, the S&amp;P 500 stock index has delivered an average annual return of 8.65%, on an inflation-adjusted basis and with dividends reinvested. The S&amp;P 500 contains about 500 of the largest publicly traded companies in the U.S.\u00a0\n    <\/p>\n<\/div>\n<p>Various business leaders have praised the accounts and said they\u2019d make contributions to their employees\u2019 kids\u2019 accounts.<\/p>\n<p>Bank of New York Mellon, for example, recently announced it will match the federal government\u2019s $1,000 contribution for newborns of its eligible U.S. employees. \u201cBy matching the government\u2019s contribution, we\u2019re helping our employees give their children a head start toward a stronger financial future,\u201d CEO Robin Vince said in a prepared statement.<\/p>\n<p><strong>Get started: <\/strong><strong>Match with an advisor who can help you achieve your financial goals<\/strong><\/p>\n<h2 id=\"529-plans\" data-position=\"2\" data-beam-element-viewed=\"\" data-id=\"br-h2-2-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Trump accounts vs. 529 plans\" data-outcome=\"\">Trump accounts vs. 529 plans<\/h2>\n<p>Trump accounts have some similarities with 529 savings plans, but there are some notable differences. Note that since Trump accounts are brand new, various rules and regulations have yet to be ironed out.<\/p>\n<p><strong>Funding:<\/strong> Trump accounts will initially be funded by the government and private donations for those who qualify. They can also be funded by parents or other relatives, friends and employers. While 529 plans can also be funded by relatives, friends and employers, they don\u2019t receive initial government funding.<\/p>\n<p><strong>Withdrawals:<\/strong><\/p>\n<ul class=\"wp-block-list\">\n<li>Withdrawals from 529 plans are tax-free as long as they\u2019re used for qualified educational expenses at colleges, vocational schools or elementary or secondary schools. Excess funds can be moved to a Roth IRA when requirements are met (including a $35,000 rollover limit), and the 529 needs to have been open at least 15 years.<\/li>\n<li>Withdrawals from Trump accounts will have fewer restrictions on their uses, and they\u2019ll generally function like traditional IRAs once the child turns 18, with penalties for early distributions that don\u2019t qualify for exceptions, such as higher education expenses or first home purchases.<\/li>\n<\/ul>\n<p><strong>Contribution limits:<\/strong> Annual contributions for Trump accounts will be limited to $5,000, while 529 plans allow for much higher limits, from about $235,000 to more than $600,000, depending on the state that sponsors the plan (these are lifetime limits; there\u2019s no annual limit for 529s).\u00a0<\/p>\n<div class=\"TipBox flex sm:items-center gap-6 sm:gap-7 md:gap-8 mx-2 sm:mx-8 mb-8\">\n    <default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"TipBox-icon Icon icon-offset-blue-200 text-gray-900 icon-highlight-blue-600 mt-4 sm:-mt-4 md:-mt-1\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><default:title>Star Icon<\/default:title><br \/>\n<default:path d=\"M8.244 24a1.92 1.92 0 0 1-1.19-.415 2.122 2.122 0 0 1-.778-2.042l.762-4.63a.706.706 0 0 0-.196-.622L3.61 13.01a2.15 2.15 0 0 1-.517-2.137c.238-.77.853-1.324 1.624-1.436l4.469-.675a.683.683 0 0 0 .516-.39l2.001-4.214C12.05 3.441 12.73 3 13.5 3c.77 0 1.451.45 1.796 1.16l2 4.213a.697.697 0 0 0 .517.39l4.47.675c.762.112 1.385.666 1.623 1.436a2.15 2.15 0 0 1-.517 2.137l-3.23 3.28a.73.73 0 0 0-.197.622l.762 4.63a2.127 2.127 0 0 1-.787 2.042 1.91 1.91 0 0 1-2.116.173l-3.993-2.19a.664.664 0 0 0-.648 0l-3.993 2.19A1.903 1.903 0 0 1 8.26 24h-.016Z\" fill=\"transparent\" class=\"icon-offset\"\/><default:path d=\"M6.494 23c-.439 0-.877-.145-1.246-.435a2.223 2.223 0 0 1-.816-2.14l.799-4.849a.74.74 0 0 0-.206-.653L1.64 11.488a2.253 2.253 0 0 1-.541-2.24c.249-.806.893-1.386 1.7-1.504l4.682-.707a.716.716 0 0 0 .542-.408l2.096-4.414C10.479 1.462 11.193 1 12 1c.807 0 1.52.471 1.881 1.215l2.096 4.414a.73.73 0 0 0 .542.408l4.681.707c.8.118 1.452.698 1.701 1.505.24.798.035 1.659-.54 2.239l-3.386 3.435a.764.764 0 0 0-.206.653l.8 4.85c.137.825-.181 1.64-.825 2.139a2.001 2.001 0 0 1-2.217.181l-4.183-2.293a.696.696 0 0 0-.679 0l-4.184 2.293c-.309.172-.644.254-.97.254h-.017ZM11.99 2.46a.713.713 0 0 0-.652.416L9.242 7.291c-.309.643-.893 1.097-1.58 1.196l-4.682.707a.717.717 0 0 0-.584.517.735.735 0 0 0 .18.752L5.961 13.9c.498.508.721 1.233.61 1.949l-.8 4.85a.735.735 0 0 0 .276.716c.232.181.524.2.773.063l4.184-2.293a2.015 2.015 0 0 1 1.95 0l4.183 2.293a.69.69 0 0 0 .773-.063.753.753 0 0 0 .284-.716l-.8-4.85a2.253 2.253 0 0 1 .61-1.949l3.385-3.435a.732.732 0 0 0 .18-.753.717.717 0 0 0-.583-.517l-4.682-.707c-.679-.1-1.272-.553-1.58-1.196l-2.097-4.415a.705.705 0 0 0-.653-.417h.017Z\" class=\"icon-base\"\/><\/default:svg>    <\/p>\n<p class=\"w-full mb-0\">\n        <strong class=\"font-bold\"><br \/>\n            Keep in mind:<br \/>\n        <\/strong><br \/>\n        Many people assume that the maximum 529 plan contribution is $19,000 per child in 2025 and 2026 \u2014 or $38,000 if you file jointly \u2014 but that\u2019s the maximum amount you can contribute without exceeding the annual gift tax limit. If you give someone more than that limit in any given year, then you\u2019re required to file a gift tax return, though you likely still won\u2019t owe taxes on the gift.\n    <\/p>\n<\/div>\n<p><strong>Learn more: Here\u2019s what you should know about using a 529 plan to save for your kids\u2019 education.<\/strong><\/p>\n<h2 id=\"roth-iras\" data-position=\"3\" data-beam-element-viewed=\"\" data-id=\"br-h2-3-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Trump accounts vs. custodial Roth IRAs\" data-outcome=\"\">Trump accounts vs. custodial Roth IRAs<\/h2>\n<p>Custodial Roth IRAs also allow kids to set aside money and have it grow over time through investments. Here\u2019s how they compare to the new Trump accounts.<\/p>\n<ul class=\"wp-block-list\">\n<li>\n<strong>Earned income requirement:<\/strong> Trump accounts will be funded at birth and allow for additional contributions each year, while custodial Roth IRAs require a child to have earned income during the year in order to contribute.<\/li>\n<li>\n<strong>Contribution limits:<\/strong> Custodial Roth IRA contributions are limited to $7,000 in 2025, or the total amount of earned income a child has during the year, whichever is less. Trump accounts will allow for annual contributions of $5,000.<\/li>\n<li>\n<strong>Taxes on withdrawals:<\/strong> Withdrawals from Roth IRAs during retirement are tax free, while Trump account earnings will be taxable as ordinary income for qualified\u00a0 withdrawals.\u00a0<\/li>\n<\/ul>\n<p>Here\u2019s more on custodial Roth IRAs.<\/p>\n<h2 data-position=\"4\" data-beam-element-viewed=\"\" data-id=\"br-h2-4-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Bottom line\" data-outcome=\"\">Bottom line<\/h2>\n<p>The new Trump accounts will create investment accounts for every American baby born in the next few years, funded with $1,000 from the federal government \u2014 with an additional $250 for eligible children aged 10 and under. The accounts will be invested in index funds that track the U.S. stock market and can receive additional contributions each year of $5,000 from private entities.<\/p>\n<p>While the accounts provide free money to those who qualify, parents should be aware of the annual contribution limits and consider additional accounts in order to put forth more savings.<\/p>\n<p>\u201cThe real benefit of this program is time. Investing at birth instead of later in life paves the way for powerful compounding, especially for those who are patient enough to wait for it,\u201d Kates says. \u201cFor someone who keeps this money growing until age 65, investing $1,000 at birth instead of 18 years old is the difference between $149,000 and $37,000, assuming an 8% rate of return.\u201d<\/p>\n<div class=\"HelpfulCTA mx-auto flex flex-col items-center gap-6 my-6 py-12 text-base border-y border-gray-200\" data-helpful-cta=\"\" data-beam-element-viewed=\"\" id=\"did-you-find-this-helpful\" data-type=\"cta\" data-location=\"article-bottom\" data-position=\"banner\" data-text=\"Did you find this page helpful?\">\n<div class=\"HelpfulCTA-initial w-full flex flex-col items-center gap-4\" data-cta-initial=\"\">\n<div class=\"HelpfulCTA-question text-lg font-bold text-center text-gray-900\">\n            Did you find this page helpful?<\/p>\n<div id=\"JN9VOpNDKx\" class=\"hidden\">\n<div class=\"wysiwyg wysiwyg--sm wysiwyg--flush max-w-xs\">\n<p class=\"mb-6 text-base\">\n                            <strong class=\"block font-bold text-gray-900\">Why we ask for feedback<\/strong><br \/>\n                            Your feedback helps us improve our content and services. It takes less than a minute to<br \/>\n                            complete.\n                        <\/p>\n<p>Your responses are anonymous and will only be used for improving our website.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>Help us improve our content<\/p>\n<div class=\"HelpfulCTA-actions flex gap-4 mt-2\">\n            <button type=\"button\" class=\"HelpfulCTA-btn HelpfulCTA-btn--yes border border-2 border-blue-600 text-blue-600 rounded px-6 py-2 transition font-semibold flex items-center gap-2 hover:bg-blue-50\" data-cta-yes=\"\" data-beam-element-clicked=\"\" id=\"did-you-find-this-helpful-yes\" data-type=\"button\" data-location=\"article-bottom\" data-position=\"banner\" data-text=\"Yes\" data-outcome=\"response submitted\"><br \/>\n                <span class=\"Icon\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><default:title>Thumbs Up Icon<\/default:title><default:path d=\"M13.165 2.175c.322 0 .57.022.774.065.796.161 1.43.624 1.85 1.345.71 1.216.722 3.067.023 5.499h.516c2.28 0 3.422 0 4.337.548a3.844 3.844 0 0 1 1.721 2.25c.29 1.032 0 2.13-.592 4.336l-.516 1.926c-.312 1.151-.484 1.786-.882 2.324a3.368 3.368 0 0 1-1.442 1.098c-.625.247-1.28.248-2.475.248l-.021.01h-4.595c-.42 0-.636 0-.84-.032a4.19 4.19 0 0 1-.635-.15c-.204-.065-.387-.162-.763-.355l-1.69-.856c-.014.034-.026.069-.043.102a2.334 2.334 0 0 1-1.044 1.044c-.495.247-1.012.248-1.948.248h-.161c-.936 0-1.453 0-1.947-.248a2.333 2.333 0 0 1-1.044-1.044C1.5 20.038 1.5 19.52 1.5 18.585v-7.683c0-.936 0-1.452.248-1.947A2.387 2.387 0 0 1 2.792 7.91c.494-.248 1.01-.247 1.947-.247h.16c.937 0 1.454 0 1.95.247.353.177.653.44.875.763.64-.606 1.788-2.184 3.31-5.142.183-.366.312-.603.538-.819.193-.193.462-.355.72-.441.302-.097.539-.097.873-.097ZM4.739 9.288c-.624 0-1.076 0-1.227.076a.721.721 0 0 0-.323.322c-.075.15-.075.603-.075 1.216v7.683c0 .624 0 1.076.075 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1-.722.441c-.258.086-.484.097-.742.097l.022-.011a5.39 5.39 0 0 1-.905-.064 2.741 2.741 0 0 1-1.852-1.345c-.71-1.216-.721-3.066-.022-5.496h-.516c-2.283 0-3.424 0-4.34-.548a3.843 3.843 0 0 1-1.722-2.248c-.29-1.033 0-2.13.593-4.324l.517-1.925c.312-1.162.484-1.786.882-2.323.377-.495.872-.871 1.443-1.097.624-.248 1.281-.248 2.476-.248h4.597c.42 0 .635 0 .84.032.215.032.431.086.636.15.193.065.387.162.753.345l1.702.864c.017-.04.033-.082.053-.122a2.333 2.333 0 0 1 1.044-1.043c.496-.247 1.013-.247 1.95-.247h.16ZM7.503 3.798c-1.022 0-1.54 0-1.862.13-.302.118-.56.322-.765.58-.215.28-.345.775-.614 1.753l-.517 1.926c-.495 1.85-.775 2.871-.602 3.474a2.308 2.308 0 0 0 1 1.312c.539.323 1.594.322 3.51.322h1.142c.236 0 .473 0 .72.15.227.14.388.367.453.625.075.28 0 .516-.075.742-.959 2.969-.603 4.27-.301 4.775.183.312.44.506.774.57.162.033.41.033.572.033.128 0 .203 0 .236-.01.021 0 .085-.044.107-.065.032-.032.14-.237.227-.399 2.208-4.308 3.556-5.671 4.352-6.102a39.945 39.945 0 0 1-.003-.523v-7.79L13.63 4.175c-.28-.14-.41-.215-.56-.27a1.796 1.796 0 0 0-.344-.085c-.151-.022-.313-.01-.625-.022H7.503Zm11.596.001c-.625 0-1.077 0-1.228.076a.72.72 0 0 0-.323.322c-.075.15-.075.603-.075 1.226v7.68c0 .623 0 1.075.075 1.226.075.14.183.247.323.322.15.075.603.075 1.228.075h.16c.625 0 1.078 0 1.228-.075a.778.778 0 0 0 .324-.322c.075-.151.075-.603.075-1.227V5.423c0-.623 0-1.076-.075-1.226a.722.722 0 0 0-.324-.322c-.15-.076-.603-.076-1.227-.076h-.161Z\" class=\"icon-base\"\/><\/default:svg><\/span> <span class=\"text-base leading-4\">No<\/span><br \/>\n            <\/button>\n        <\/div>\n<\/p><\/div>\n<p>    <!-- Yes Form --><\/p>\n<p>    <!-- No Form --><\/p>\n<div class=\"HelpfulCTA-thankyou flex flex-col items-center gap-2\" data-cta-thankyou=\"\" style=\"display:none;\">\n<p>Thank you for your<br \/>\n            feedback!<\/p>\n<p>Your input helps us improve our<br \/>\n            content and services.<\/p>\n<\/p><\/div>\n<\/div><\/div>\n<p>Read the full article <a href=\"https:\/\/www.bankrate.com\/retirement\/how-the-1000-trump-accounts-for-american-babies-compare-to-529s-and-custodial-roth-iras\/\" target=\"_blank\" rel=\"noopener\" rel=\"nofollow\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>With the costs of college and retirement increasing at breakneck speed, many parents are feeling the need to invest in their children\u2019s futures as early as possible. Common options include 529 plans and custodial IRAs, with a new option emerging in 2026 dubbed \u201cTrump accounts.\u201d Created under the \u201cOne Big Beautiful Bill Act\u201d that was<\/p>\n","protected":false},"author":1,"featured_media":22632,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59],"tags":[],"class_list":{"0":"post-22631","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-investing"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Are Trump Accounts and How Do They Compare to Investment Alternatives? | IncrediPros<\/title>\n<meta name=\"description\" content=\"With the costs of college and retirement increasing at breakneck speed, many parents are feeling the need to invest in their children\u2019s futures as early\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/incredipros.com\/?p=22631\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Are Trump Accounts and How Do They Compare to Investment Alternatives? 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