{"id":22675,"date":"2025-12-19T16:55:25","date_gmt":"2025-12-19T16:55:25","guid":{"rendered":"https:\/\/incredipros.com\/?p=22675"},"modified":"2025-12-19T16:55:26","modified_gmt":"2025-12-19T16:55:26","slug":"best-business-cards-with-no-foreign-transaction-fees","status":"publish","type":"post","link":"https:\/\/incredipros.com\/?p=22675","title":{"rendered":"Best Business Cards With No Foreign Transaction Fees"},"content":{"rendered":"<div xmlns:default=\"http:\/\/www.w3.org\/2000\/svg\">\n<p><u>Foreign transaction fees<\/u> are just one of several annoying travel fees that can be added to your purchases when you use a credit card to pay overseas. Thankfully, many business credit cards waive these fees, which may be just what you need if your business frequently travels abroad.<\/p>\n<p>The <u>best business credit cards<\/u> can also earn rewards for business-related purchases and offer various perks and benefits.<\/p>\n<p>Here are some of our top choices for business credit cards with no foreign transaction fees.<\/p>\n<h2 id=\"top-cards-with-no-foreign-transaction-fees\" data-position=\"1\" data-beam-element-viewed=\"\" data-id=\"br-h2-1-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Top business credit cards with no foreign transaction fees\" data-outcome=\"\">Top business credit cards with no foreign transaction fees<\/h2>\n<div class=\"category-card-tile-list\">\n<div id=\"__next\">\n<div data-testid=\"category-product-box\">\n<div class=\"wrapper gutter lg:px-0 md:mt-10\">\n<div id=\"back-to-top-trigger\">\n<div id=\"card1\" class=\"rounded-lg border mb-8\" data-pid=\"6530\" data-testid=\"6530-category-product-box\">\n<div class=\"grid gap-4 md:gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b\">\n<div class=\"md:col-span-8\">\n<p data-testid=\"6530-superlative\" class=\"font-sans font-bold mb-3 text-sm mt-3 md:mt-0 text-blue-600\">Best for flexible travel rewards<\/p>\n<div class=\"grid gap-4 grid-cols-12 items-start\">\n<div class=\"col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center\">\n<figure class=\"mb-0\"><\/figure>\n<\/div>\n<div class=\"col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end\">\n<h2 data-testid=\"6530-card-name\" class=\"text-lg md:text-2xl leading-6 md:leading-7 text-black m-0\" data-position=\"2\" data-beam-element-viewed=\"\" data-id=\"br-h2-2-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Ink Business Preferred\u00ae Credit Card\" data-outcome=\"\">Ink Business Preferred\u00ae Credit Card<\/h2>\n<p><span tabindex=\"0\" class=\"cursor-pointer flex items-center  \" aria-label=\"Hover to learn more\"><span class=\"text-blue-600 text-lg md:text-2xl\">*<\/span><span class=\"sr-only\">Hover to learn more<\/span><\/span><\/p>\n<\/div>\n<div class=\"col-span-12 flex md:justify-start md:col-span-8\">\n<div class=\"flex flex-wrap items-center\">\n<p class=\"font-bold mb-0 text-sm w-full sm:w-fit mr-1 sm:mr-2 text-nowrap\">Bankrate score<\/p>\n<div class=\"flex items-center\">\n<div class=\"inline-block align-middle text-nowrap\">\n<div class=\"RatingStars mr-2 top-[1px]\" aria-label=\"4.1 star rating\">\n<div class=\"RatingStars-iconMask\" style=\"width:82%\"><span class=\"RatingStars-iconContainer\"><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><\/span><\/div>\n<p><span class=\"RatingStars-iconContainer\"><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><\/span>\n<\/div>\n<p><span data-testid=\"6530-bankrate-score\" class=\"font-sans text-sm relative top-[-2px] undefined font-bold\">4.1<\/span>\n<\/div>\n<p>Bankrate review\n<\/p><\/div>\n<p>Bankrate review\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"md:col-span-4 text-center\">\n<div class=\"mb-2 w-full text-black rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center bg-blue-600\/5 border border-blue-600\/50\">\n<span class=\"font-thin mr-1 ml-0.5\">Recommended credit score:<\/span><span class=\"font-bold\" data-testid=\"6530-recommended-credit\">670 \u2013 850<\/span>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center\">\n<div data-offer=\"introOffer\" class=\"pb-2.5 md:pb-0 border-b border-gray-200 md:pr-6 md:border-b-0 md:border-r\">\n<p class=\"mb-0 mt-1 text-black font-bold text-lg leading-[100%]\">Earn 100,000 bonus points<\/p>\n<\/div>\n<div data-offer=\"regularAPR\" class=\"pb-2.5 md:pb-0 pt-2.5 md:pt-0 md:pl-6\">\n<p class=\"mb-0 mt-1 text-black font-bold text-lg leading-[100%]\">19.74% \u2013 25.74% Variable<\/p>\n<\/div>\n<\/div>\n<div class=\"Accordion border-t-0 border-b border-gray-200\" data-testid=\"6530-reward-details\">\n<div class=\"Accordion-item border-b-0 py-2\">\n<details class=\"group w-full relative overflow-hidden\" data-nojs=\"true\">\n<summary class=\"flex w-full items-center justify-between cursor-pointer list-none pr-12 px-4 md:px-6\" aria-controls=\"reward-details\" aria-expanded=\"false\">\n<p>Reward Details<\/p>\n<p><span class=\"Icon Icon--xs flex items-center justify-center absolute right-4 undefined\"><span class=\"inline-block align-middle relative transition-transform duration-300\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph fill-blue-600\" viewbox=\"0 0 11 8\" focusable=\"false\"><default:path fill=\"\" fill-rule=\"evenodd\" d=\"M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z\"\/><\/default:svg><\/span><\/span><\/summary>\n<div class=\"Accordion-content \" id=\"reward-details\" aria-hidden=\"true\" data-testid=\"accordion-content\" style=\"display:none\">\n<ul class=\"m-0 list-none text-gray-800 text-sm\">\n<li class=\"mt-4 flex items-baseline\">\n<span class=\"inline-flex items-baseline rounded font-sans font-bold p-1 mr-4 min-w-max bg-blue-100\">3X<\/span><span class=\"flex items-baseline\" data-testid=\"6530-reward-rate-0\">Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year<\/span>\n<\/li>\n<li class=\"mt-4 flex items-baseline\">\n<span class=\"inline-flex items-baseline rounded font-sans font-bold p-1 mr-4 min-w-max bg-blue-100\">1X<\/span><span class=\"flex items-baseline\" data-testid=\"6530-reward-rate-1\">Earn 1 point per $1 on all other purchases\u2013with no limit to the amount you can earn<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n<div class=\"Accordion border-t-0 border-gray-200\" data-testid=\"6530-pros-cons\">\n<div class=\"Accordion-item border-gray-200 py-2\">\n<details class=\"group w-full relative overflow-hidden\" data-nojs=\"true\">\n<summary class=\"flex w-full items-center justify-between cursor-pointer list-none pr-12 px-4 md:px-6 hover:bg-white\" aria-controls=\"pros-cons\" aria-expanded=\"false\">\n<p><span>Bankrate\u2019s view<\/span><\/p>\n<p><span class=\"Icon Icon--xs flex items-center justify-center absolute right-4 undefined\"><span class=\"inline-block align-middle relative transition-transform duration-300\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph fill-blue-600\" viewbox=\"0 0 11 8\" focusable=\"false\"><default:path fill=\"\" fill-rule=\"evenodd\" d=\"M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z\"\/><\/default:svg><\/span><\/span><\/summary>\n<div class=\"Accordion-content \" id=\"pros-cons\" aria-hidden=\"true\" data-testid=\"accordion-content\" style=\"display:none\">\n<div class=\"grid grid-row md:grid-col md:grid-cols-4 gap-8\">\n<div class=\"col-span-4\">\n<div>This card\u2019s best feature is its flexible rewards through the Chase Ultimate Rewards portal. You can transfer these points to Chase transfer partners and get more value for your points when you redeem them through the Chase Travel\u2120 portal.<br \/>For the card\u2019s modest annual fee, you can get a massive welcome bonus (worth $1,250 in travel when you redeem through Chase Ultimate Rewards) and earn boosted rates on up to $150,000 spent each year on numerous categories (then 1X). You\u2019ll also receive trip cancellation and interruption insurance, purchase protection, extended warranty, cellphone protection and other cardholder perks.<\/div>\n<\/div>\n<div class=\"col-span-4 md:col-span-2\">\n<p>Pros<\/p>\n<ul class=\"list-none m-0\">\n<li class=\"mt-1 grid grid-cols-[24px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative icon-base-green-500 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 1024 1024\" class=\"icon \" version=\"1.1\" fill=\"#000000\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:path d=\"M866.133333 258.133333L362.666667 761.6l-204.8-204.8L98.133333 618.666667 362.666667 881.066667l563.2-563.2z\" fill=\"#43A047\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"6530-pro-0\">This card has a generous elevated welcome bonus for a modest annual fee.<\/span>\n<\/li>\n<li class=\"mt-1 grid grid-cols-[24px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative icon-base-green-500 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 1024 1024\" class=\"icon \" version=\"1.1\" fill=\"#000000\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:path d=\"M866.133333 258.133333L362.666667 761.6l-204.8-204.8L98.133333 618.666667 362.666667 881.066667l563.2-563.2z\" fill=\"#43A047\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"6530-pro-1\">Points can be combined with other Ultimate Rewards cards for additional value.<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"col-span-4 md:col-span-2\">\n<p>Cons<\/p>\n<ul class=\"list-none m-0\">\n<li class=\"mt-1 grid grid-cols-[32px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative text-red-600 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewbox=\"0 0 24 24\" fill=\"none\" class=\"\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:rect width=\"24\" height=\"24\" fill=\"white\"\/><default:path d=\"M7 17L16.8995 7.10051\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:path d=\"M7 7.00001L16.8995 16.8995\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"6530-con-0\">The spending requirement for the welcome bonus is high and may be difficult to achieve.<\/span>\n<\/li>\n<li class=\"mt-1 grid grid-cols-[32px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative text-red-600 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewbox=\"0 0 24 24\" fill=\"none\" class=\"\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:rect width=\"24\" height=\"24\" fill=\"white\"\/><default:path d=\"M7 17L16.8995 7.10051\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:path d=\"M7 7.00001L16.8995 16.8995\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"6530-con-1\">Yearly caps on bonus categories may limit larger-spending businesses.<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"card2\" class=\"rounded-lg border mb-8\" data-pid=\"6357\" data-testid=\"6357-category-product-box\">\n<div class=\"grid gap-4 md:gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b\">\n<div class=\"md:col-span-8\">\n<p data-testid=\"6357-superlative\" class=\"font-sans font-bold mb-3 text-sm mt-3 md:mt-0 text-blue-600\">Best for bonus categories<\/p>\n<div class=\"grid gap-4 grid-cols-12 items-start\">\n<div class=\"col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center\">\n<figure class=\"mb-0\"><img decoding=\"async\" data-testid=\"6357-card-art\" src=\"https:\/\/incredipros.com\/wp-content\/uploads\/2025\/06\/f723e0c0-0051-11f0-b098-8d7006a57d16.png\" alt=\"American Express&amp;reg; Business Gold Card\" loading=\"lazy\"\/><\/figure>\n<\/div>\n<div class=\"col-span-12 flex md:justify-start md:col-span-8\">\n<div class=\"flex flex-wrap items-center\">\n<p class=\"font-bold mb-0 text-sm w-full sm:w-fit mr-1 sm:mr-2 text-nowrap\">Bankrate score<\/p>\n<div class=\"flex items-center\">\n<div class=\"inline-block align-middle text-nowrap\">\n<div class=\"RatingStars mr-2 top-[1px]\" aria-label=\"5.0 star rating\">\n<div class=\"RatingStars-iconMask\" style=\"width:100%\"><span class=\"RatingStars-iconContainer\"><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><\/span><\/div>\n<p><span class=\"RatingStars-iconContainer\"><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><\/span>\n<\/div>\n<p><span data-testid=\"6357-bankrate-score\" class=\"font-sans text-sm relative top-[-2px] undefined font-bold\">5.0<\/span>\n<\/div>\n<p>Bankrate review\n<\/p><\/div>\n<p>Bankrate review\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"md:col-span-4 text-center\">\n<div class=\"mb-2 w-full text-black rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center bg-blue-600\/5 border border-blue-600\/50\">\n<span class=\"font-thin mr-1 ml-0.5\">Recommended credit score:<\/span><span class=\"font-bold\" data-testid=\"6357-recommended-credit\">Good to Excellent<\/span>\n<\/div>\n<p>Apply now<span class=\"inline-block align-middle relative -mt-1 ml-2  Icon Icon--xs\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph \" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><default:path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z\" class=\"icon-base\"\/><default:title>Lock<\/default:title><\/default:svg><\/span><\/p>\n<p class=\"text-xs mt-2 sm:mt-3 text-gray-700 mb-0\" data-testid=\"6357-secure-site\">on <!-- -->American Express<!-- -->&#8216;s secure site<\/p>\n<p>See Rates &amp; Fees<span class=\"text-gray-700 text-xs mr-5\" data-testid=\"6357-terms-apply\">, Terms Apply<\/span>\n<\/div>\n<\/div>\n<div class=\"grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center\">\n<div data-offer=\"regularAPR\" class=\"pb-2.5 md:pb-0 pt-2.5 md:pt-0 md:pl-6\">\n<p class=\"mb-0 mt-1 text-black font-bold text-lg leading-[100%]\">17.74% \u2013 28.49% Variable<\/p>\n<\/div>\n<\/div>\n<div class=\"Accordion border-t-0 border-b border-gray-200\" data-testid=\"6357-reward-details\">\n<div class=\"Accordion-item border-b-0 py-2\">\n<details class=\"group w-full relative overflow-hidden\" data-nojs=\"true\">\n<summary class=\"flex w-full items-center justify-between cursor-pointer list-none pr-12 px-4 md:px-6\" aria-controls=\"reward-details\" aria-expanded=\"false\">\n<p>Reward Details<\/p>\n<p><span class=\"Icon Icon--xs flex items-center justify-center absolute right-4 undefined\"><span class=\"inline-block align-middle relative transition-transform duration-300\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph fill-blue-600\" viewbox=\"0 0 11 8\" focusable=\"false\"><default:path fill=\"\" fill-rule=\"evenodd\" d=\"M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z\"\/><\/default:svg><\/span><\/span><\/summary>\n<div class=\"Accordion-content \" id=\"reward-details\" aria-hidden=\"true\" data-testid=\"accordion-content\" style=\"display:none\">\n<ul class=\"m-0 list-none text-gray-800 text-sm\">\n<li class=\"mt-4 flex items-baseline\">\n<span class=\"inline-flex items-baseline rounded font-sans font-bold p-1 mr-4 min-w-max bg-blue-100\">4X<\/span><span class=\"flex items-baseline\" data-testid=\"6357-reward-rate-0\">Earn 4X Membership Rewards\u00ae points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*<\/span>\n<\/li>\n<li class=\"mt-4 flex items-baseline\">\n<span class=\"inline-flex items-baseline rounded font-sans font-bold p-1 mr-4 min-w-max bg-blue-100\">3X<\/span><span class=\"flex items-baseline\" data-testid=\"6357-reward-rate-1\">Earn 3X Membership Rewards\u00ae points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*<\/span>\n<\/li>\n<li class=\"mt-4 flex items-baseline\">\n<span class=\"inline-flex items-baseline rounded font-sans font-bold p-1 mr-4 min-w-max bg-blue-100\">1X<\/span><span class=\"flex items-baseline\" data-testid=\"6357-reward-rate-2\">1X is earned for other purchases. **<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n<div class=\"Accordion border-t-0 border-gray-200\" data-testid=\"6357-pros-cons\">\n<div class=\"Accordion-item border-gray-200 py-2\">\n<details class=\"group w-full relative overflow-hidden\" data-nojs=\"true\">\n<summary class=\"flex w-full items-center justify-between cursor-pointer list-none pr-12 px-4 md:px-6 hover:bg-white\" aria-controls=\"pros-cons\" aria-expanded=\"false\">\n<p><span>Bankrate\u2019s view<\/span><\/p>\n<p><span class=\"Icon Icon--xs flex items-center justify-center absolute right-4 undefined\"><span class=\"inline-block align-middle relative transition-transform duration-300\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph fill-blue-600\" viewbox=\"0 0 11 8\" focusable=\"false\"><default:path fill=\"\" fill-rule=\"evenodd\" d=\"M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z\"\/><\/default:svg><\/span><\/span><\/summary>\n<div class=\"Accordion-content \" id=\"pros-cons\" aria-hidden=\"true\" data-testid=\"accordion-content\" style=\"display:none\">\n<div class=\"grid grid-row md:grid-col md:grid-cols-4 gap-8\">\n<div class=\"col-span-4\">\n<div>While this card has a recently raised annual fee of $375, it stands out among reward-earning business cards thanks to its flexible and powerful reward categories. You can also get a solid welcome offer to boost your Membership Rewards balance and earn high rewards on select categories.<\/p>\n<p>You can combine these flexible travel points with any Membership Rewards-earning business or personal card and transfer them to any American Express transfer partner. The monthly flexible business credit can help offset your annual fee while providing a powerhouse for reward earnings.<\/p>\n<\/div>\n<\/div>\n<div class=\"col-span-4 md:col-span-2\">\n<p>Pros<\/p>\n<ul class=\"list-none m-0\">\n<li class=\"mt-1 grid grid-cols-[24px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative icon-base-green-500 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 1024 1024\" class=\"icon \" version=\"1.1\" fill=\"#000000\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:path d=\"M866.133333 258.133333L362.666667 761.6l-204.8-204.8L98.133333 618.666667 362.666667 881.066667l563.2-563.2z\" fill=\"#43A047\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"6357-pro-0\">The reward rates structure offers great flexibility for business owners who can plan their spending accordingly.<\/span>\n<\/li>\n<li class=\"mt-1 grid grid-cols-[24px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative icon-base-green-500 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 1024 1024\" class=\"icon \" version=\"1.1\" fill=\"#000000\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:path d=\"M866.133333 258.133333L362.666667 761.6l-204.8-204.8L98.133333 618.666667 362.666667 881.066667l563.2-563.2z\" fill=\"#43A047\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"6357-pro-1\">The ability to transfer to Membership Rewards travel partners provides potential for outsized value when redeeming points.<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"col-span-4 md:col-span-2\">\n<p>Cons<\/p>\n<ul class=\"list-none m-0\">\n<li class=\"mt-1 grid grid-cols-[32px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative text-red-600 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewbox=\"0 0 24 24\" fill=\"none\" class=\"\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:rect width=\"24\" height=\"24\" fill=\"white\"\/><default:path d=\"M7 17L16.8995 7.10051\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:path d=\"M7 7.00001L16.8995 16.8995\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"6357-con-0\">While the card has no set credit limit, bonus earnings in the top categories have an annual cap of $150,000 which can limit some businesses.<\/span>\n<\/li>\n<li class=\"mt-1 grid grid-cols-[32px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative text-red-600 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewbox=\"0 0 24 24\" fill=\"none\" class=\"\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:rect width=\"24\" height=\"24\" fill=\"white\"\/><default:path d=\"M7 17L16.8995 7.10051\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:path d=\"M7 7.00001L16.8995 16.8995\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"6357-con-1\">The annual fee was increased recently to $375 without a significant increase in value.<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n<div class=\"Accordion border-t-0\" data-testid=\"6357-card-details\">\n<div class=\"Accordion-item border-b-0 py-2\">\n<details class=\"group w-full relative overflow-hidden\" data-nojs=\"true\">\n<summary class=\"flex w-full items-center justify-between cursor-pointer list-none pr-12 px-4 md:px-6\" aria-controls=\"details-bullets\" aria-expanded=\"false\">\n<p>Card Details<\/p>\n<p><span class=\"Icon Icon--xs flex items-center justify-center absolute right-4 undefined\"><span class=\"inline-block align-middle relative transition-transform duration-300\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph fill-blue-600\" viewbox=\"0 0 11 8\" focusable=\"false\"><default:path fill=\"\" fill-rule=\"evenodd\" d=\"M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z\"\/><\/default:svg><\/span><\/span><\/summary>\n<div class=\"Accordion-content \" id=\"details-bullets\" aria-hidden=\"true\" data-testid=\"accordion-content\" style=\"display:none\">\n<ul class=\"m-0 px-4 text-gray-700 marker:text-blue-600\">\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"6357-card-details-bullet-0\">Welcome Offer: Earn 100,000 Membership Rewards\u00ae points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"6357-card-details-bullet-1\">Earn 4X Membership Rewards\u00ae points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"6357-card-details-bullet-2\">Earn 3X Membership Rewards\u00ae points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"6357-card-details-bullet-3\">Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"6357-card-details-bullet-4\">Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"6357-card-details-bullet-5\">The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"6357-card-details-bullet-6\">*Terms Apply<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"card3\" class=\"rounded-lg border mb-8\" data-pid=\"7961\" data-testid=\"7961-category-product-box\">\n<div class=\"Accordion border-t-0 border-b border-gray-200\" data-testid=\"7961-reward-details\">\n<div class=\"Accordion-item border-b-0 py-2\">\n<details class=\"group w-full relative overflow-hidden\" data-nojs=\"true\">\n<summary class=\"flex w-full items-center justify-between cursor-pointer list-none pr-12 px-4 md:px-6\" aria-controls=\"reward-details\" aria-expanded=\"false\">\n<p>Reward Details<\/p>\n<p><span class=\"Icon Icon--xs flex items-center justify-center absolute right-4 undefined\"><span class=\"inline-block align-middle relative transition-transform duration-300\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph fill-blue-600\" viewbox=\"0 0 11 8\" focusable=\"false\"><default:path fill=\"\" fill-rule=\"evenodd\" d=\"M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z\"\/><\/default:svg><\/span><\/span><\/summary>\n<div class=\"Accordion-content \" id=\"reward-details\" aria-hidden=\"true\" data-testid=\"accordion-content\" style=\"display:none\">\n<ul class=\"m-0 list-none text-gray-800 text-sm\">\n<li class=\"mt-4 flex items-baseline\">\n<span class=\"inline-flex items-baseline rounded font-sans font-bold p-1 mr-4 min-w-max bg-blue-100\">2%<\/span><span class=\"flex items-baseline\" data-testid=\"7961-reward-rate-0\">2% cash back on every purchase<\/span>\n<\/li>\n<li class=\"mt-4 flex items-baseline\">\n<span class=\"inline-flex items-baseline rounded font-sans font-bold p-1 mr-4 min-w-max bg-blue-100\">5%<\/span><span class=\"flex items-baseline\" data-testid=\"7961-reward-rate-1\">5% cash back on hotels and rental cars booked through Capital One&#8217;s travel booking site<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n<div class=\"Accordion border-t-0 border-gray-200\" data-testid=\"7961-pros-cons\">\n<div class=\"Accordion-item border-gray-200 py-2\">\n<details class=\"group w-full relative overflow-hidden\" data-nojs=\"true\">\n<summary class=\"flex w-full items-center justify-between cursor-pointer list-none pr-12 px-4 md:px-6 hover:bg-white\" aria-controls=\"pros-cons\" aria-expanded=\"false\">\n<p><span>Bankrate\u2019s view<\/span><\/p>\n<p><span class=\"Icon Icon--xs flex items-center justify-center absolute right-4 undefined\"><span class=\"inline-block align-middle relative transition-transform duration-300\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph fill-blue-600\" viewbox=\"0 0 11 8\" focusable=\"false\"><default:path fill=\"\" fill-rule=\"evenodd\" d=\"M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z\"\/><\/default:svg><\/span><\/span><\/summary>\n<div class=\"Accordion-content \" id=\"pros-cons\" aria-hidden=\"true\" data-testid=\"accordion-content\" style=\"display:none\">\n<div class=\"grid grid-row md:grid-col md:grid-cols-4 gap-8\">\n<div class=\"col-span-4\">\n<div>The Capital One Spark Cash Plus is a top flat-rate cash back option for business cards, offering 2 percent cash back on all purchases. This is ideal for business owners who prefer simplicity or primarily spend outside traditional bonus categories. The lack of foreign transaction fees (See Rates &amp; Fees) also keeps things simple abroad.<\/div>\n<\/div>\n<div class=\"col-span-4 md:col-span-2\">\n<p>Pros<\/p>\n<ul class=\"list-none m-0\">\n<li class=\"mt-1 grid grid-cols-[24px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative icon-base-green-500 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 1024 1024\" class=\"icon \" version=\"1.1\" fill=\"#000000\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:path d=\"M866.133333 258.133333L362.666667 761.6l-204.8-204.8L98.133333 618.666667 362.666667 881.066667l563.2-563.2z\" fill=\"#43A047\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"7961-pro-0\">The annual fee waiver makes this card an excellent choice for higher-spending businesses.<\/span>\n<\/li>\n<li class=\"mt-1 grid grid-cols-[24px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative icon-base-green-500 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 1024 1024\" class=\"icon \" version=\"1.1\" fill=\"#000000\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:path d=\"M866.133333 258.133333L362.666667 761.6l-204.8-204.8L98.133333 618.666667 362.666667 881.066667l563.2-563.2z\" fill=\"#43A047\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"7961-pro-1\">Since this is a charge card, there is no preset sending limit.<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"col-span-4 md:col-span-2\">\n<p>Cons<\/p>\n<ul class=\"list-none m-0\">\n<li class=\"mt-1 grid grid-cols-[32px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative text-red-600 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewbox=\"0 0 24 24\" fill=\"none\" class=\"\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:rect width=\"24\" height=\"24\" fill=\"white\"\/><default:path d=\"M7 17L16.8995 7.10051\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:path d=\"M7 7.00001L16.8995 16.8995\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"7961-con-0\">There are no bonus categories to boost earnings.<\/span>\n<\/li>\n<li class=\"mt-1 grid grid-cols-[32px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative text-red-600 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewbox=\"0 0 24 24\" fill=\"none\" class=\"\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:rect width=\"24\" height=\"24\" fill=\"white\"\/><default:path d=\"M7 17L16.8995 7.10051\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:path d=\"M7 7.00001L16.8995 16.8995\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"7961-con-1\">You\u2019ll need to pay in full monthly to avoid penalty fees.<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n<div class=\"Accordion border-t-0\" data-testid=\"7961-card-details\">\n<div class=\"Accordion-item border-b-0 py-2\">\n<details class=\"group w-full relative overflow-hidden\" data-nojs=\"true\">\n<summary class=\"flex w-full items-center justify-between cursor-pointer list-none pr-12 px-4 md:px-6\" aria-controls=\"details-bullets\" aria-expanded=\"false\">\n<p>Card Details<\/p>\n<p><span class=\"Icon Icon--xs flex items-center justify-center absolute right-4 undefined\"><span class=\"inline-block align-middle relative transition-transform duration-300\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph fill-blue-600\" viewbox=\"0 0 11 8\" focusable=\"false\"><default:path fill=\"\" fill-rule=\"evenodd\" d=\"M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z\"\/><\/default:svg><\/span><\/span><\/summary>\n<div class=\"Accordion-content \" id=\"details-bullets\" aria-hidden=\"true\" data-testid=\"accordion-content\" style=\"display:none\">\n<ul class=\"m-0 px-4 text-gray-700 marker:text-blue-600\">\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"7961-card-details-bullet-0\">Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"7961-card-details-bullet-1\">Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"7961-card-details-bullet-2\">Earn unlimited 2% cash back on every purchase, everywhere\u2014with no limits or category restrictions<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"7961-card-details-bullet-3\">Enjoy big purchasing power so you can spend more and earn more rewards. The Spark Cash Plus card has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, credit profile and other factors<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"7961-card-details-bullet-4\">Earn unlimited 5% cash back on hotels and rental cars booked through Capital One\u2019s travel booking site<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"7961-card-details-bullet-5\">Streamline your accounts payable process, employee spending, and more from your online account with free business management tools<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"7961-card-details-bullet-6\">Empower your teams to make business purchases while you earn rewards from their transactions with free employee and virtual cards<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"7961-card-details-bullet-7\">$150 annual fee \u2013 Spend $150,000 annually and Capital One will refund this fee every year<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"7961-card-details-bullet-8\">Spark Cash Plus has no APR because your balance is due in full every month<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"7961-card-details-bullet-9\">For businesses that need large spending capacity and want to maximize cash back<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"7961-card-details-bullet-10\">Top rated mobile app<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"card4\" class=\"rounded-lg border mb-8\" data-pid=\"220311169\" data-testid=\"220311169-category-product-box\">\n<div class=\"flex\">\n<div class=\"flex items-center gap-2 bg-gray-600 py-2 px-4 md:rounded-br-lg rounded-t-lg md:rounded-tr-none rounded-tl-lg w-full md:w-fit\">\n<span class=\"inline-block align-middle relative Icon Icon--xs flex items-center w-fit h-fit\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 16 16\" width=\"16\" height=\"16\" focusable=\"false\" class=\"\" fill=\"white\"><default:path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 9.5V4H9V9.5H7ZM7 11.5C7 10.95 7.45 10.5 8 10.5C8.55 10.5 9 10.95 9 11.5C9 12.05 8.55 12.5 8 12.5C7.45 12.5 7 12.05 7 11.5Z\" class=\"icon-base\"\/><default:title>Exclamation<\/default:title><\/default:svg><\/span><\/p>\n<p class=\"mb-0 text-white text-xs md:text-sm font-bold\">Elevated welcome offer<\/p>\n<\/div>\n<\/div>\n<div class=\"grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center\">\n<div data-offer=\"introOffer\" class=\"pb-2.5 md:pb-0 border-b border-gray-200 md:pr-6 md:border-b-0 md:border-r\">\n<p class=\"mb-0 mt-1 text-black font-bold text-lg leading-[100%]\">Earn 200,000 Membership Rewards\u00ae points<\/p>\n<\/div>\n<div data-offer=\"regularAPR\" class=\"pb-2.5 md:pb-0 pt-2.5 md:pt-0 md:pl-6\">\n<p class=\"mb-0 mt-1 text-black font-bold text-lg leading-[100%]\">17.74% \u2013 28.49% Variable<\/p>\n<\/div>\n<\/div>\n<div class=\"Accordion border-t-0 border-b border-gray-200\" data-testid=\"220311169-reward-details\">\n<div class=\"Accordion-item border-b-0 py-2\">\n<details class=\"group w-full relative overflow-hidden\" data-nojs=\"true\">\n<summary class=\"flex w-full items-center justify-between cursor-pointer list-none pr-12 px-4 md:px-6\" aria-controls=\"reward-details\" aria-expanded=\"false\">\n<p>Reward Details<\/p>\n<p><span class=\"Icon Icon--xs flex items-center justify-center absolute right-4 undefined\"><span class=\"inline-block align-middle relative transition-transform duration-300\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph fill-blue-600\" viewbox=\"0 0 11 8\" focusable=\"false\"><default:path fill=\"\" fill-rule=\"evenodd\" d=\"M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z\"\/><\/default:svg><\/span><\/span><\/summary>\n<div class=\"Accordion-content \" id=\"reward-details\" aria-hidden=\"true\" data-testid=\"accordion-content\" style=\"display:none\">\n<ul class=\"m-0 list-none text-gray-800 text-sm\">\n<li class=\"mt-4 flex items-baseline\">\n<span class=\"inline-flex items-baseline rounded font-sans font-bold p-1 mr-4 min-w-max bg-blue-100\">5X<\/span><span class=\"flex items-baseline\" data-testid=\"220311169-reward-rate-0\">Earn 5X points on flights and prepaid hotels on AmexTravel.com.<\/span>\n<\/li>\n<li class=\"mt-4 flex items-baseline\">\n<span class=\"inline-flex items-baseline rounded font-sans font-bold p-1 mr-4 min-w-max bg-blue-100\">2X<\/span><span class=\"flex items-baseline\" data-testid=\"220311169-reward-rate-1\">Earn 2X points on purchases at U.S. construction material &amp; hardware suppliers, electronic goods retailers and software &amp; cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.<\/span>\n<\/li>\n<li class=\"mt-4 flex items-baseline\">\n<span class=\"inline-flex items-baseline rounded font-sans font-bold p-1 mr-4 min-w-max bg-blue-100\">1X<\/span><span class=\"flex items-baseline\" data-testid=\"220311169-reward-rate-2\">Earn 1X points on other eligible purchases.<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n<div class=\"Accordion border-t-0 border-gray-200\" data-testid=\"220311169-pros-cons\">\n<div class=\"Accordion-item border-gray-200 py-2\">\n<details class=\"group w-full relative overflow-hidden\" data-nojs=\"true\">\n<summary class=\"flex w-full items-center justify-between cursor-pointer list-none pr-12 px-4 md:px-6 hover:bg-white\" aria-controls=\"pros-cons\" aria-expanded=\"false\">\n<p><span>Bankrate\u2019s view<\/span><\/p>\n<p><span class=\"Icon Icon--xs flex items-center justify-center absolute right-4 undefined\"><span class=\"inline-block align-middle relative transition-transform duration-300\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph fill-blue-600\" viewbox=\"0 0 11 8\" focusable=\"false\"><default:path fill=\"\" fill-rule=\"evenodd\" d=\"M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z\"\/><\/default:svg><\/span><\/span><\/summary>\n<div class=\"Accordion-content \" id=\"pros-cons\" aria-hidden=\"true\" data-testid=\"accordion-content\" style=\"display:none\">\n<div class=\"grid grid-row md:grid-col md:grid-cols-4 gap-8\">\n<div class=\"col-span-4\">\n<div>While its rewards rates aren\u2019t great, The Business Platinum Card\u00ae from American Express offers an excellent laundry list of perks, which include an up to $200 airline fee credit with a select airline each year, airline lounge membership, a fee credit for Global Entry or TSA PreCheck membership, shopping credits with Dell, wireless credits, elite status with multiple programs and much more.<\/div>\n<\/div>\n<div class=\"col-span-4 md:col-span-2\">\n<p>Pros<\/p>\n<ul class=\"list-none m-0\">\n<li class=\"mt-1 grid grid-cols-[24px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative icon-base-green-500 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 1024 1024\" class=\"icon \" version=\"1.1\" fill=\"#000000\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:path d=\"M866.133333 258.133333L362.666667 761.6l-204.8-204.8L98.133333 618.666667 362.666667 881.066667l563.2-563.2z\" fill=\"#43A047\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"220311169-pro-0\">The value of the card\u2019s numerous perks and credits can far outweigh the high annual fee.<\/span>\n<\/li>\n<li class=\"mt-1 grid grid-cols-[24px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative icon-base-green-500 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 1024 1024\" class=\"icon \" version=\"1.1\" fill=\"#000000\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:path d=\"M866.133333 258.133333L362.666667 761.6l-204.8-204.8L98.133333 618.666667 362.666667 881.066667l563.2-563.2z\" fill=\"#43A047\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"220311169-pro-1\">This card offers elite status with many programs and has one of the most comprehensive offerings for lounge access.<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"col-span-4 md:col-span-2\">\n<p>Cons<\/p>\n<ul class=\"list-none m-0\">\n<li class=\"mt-1 grid grid-cols-[32px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative text-red-600 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewbox=\"0 0 24 24\" fill=\"none\" class=\"\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:rect width=\"24\" height=\"24\" fill=\"white\"\/><default:path d=\"M7 17L16.8995 7.10051\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:path d=\"M7 7.00001L16.8995 16.8995\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"220311169-con-0\">The $895 annual fee is very high and can be difficult if you don\u2019t travel enough to take advantage of the travel benefits.<\/span>\n<\/li>\n<li class=\"mt-1 grid grid-cols-[32px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative text-red-600 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewbox=\"0 0 24 24\" fill=\"none\" class=\"\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:rect width=\"24\" height=\"24\" fill=\"white\"\/><default:path d=\"M7 17L16.8995 7.10051\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:path d=\"M7 7.00001L16.8995 16.8995\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"220311169-con-1\">The card likely isn\u2019t worth it unless you maximize most benefits.<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n<div class=\"Accordion border-t-0\" data-testid=\"220311169-card-details\">\n<div class=\"Accordion-item border-b-0 py-2\">\n<details class=\"group w-full relative overflow-hidden\" data-nojs=\"true\">\n<summary class=\"flex w-full items-center justify-between cursor-pointer list-none pr-12 px-4 md:px-6\" aria-controls=\"details-bullets\" aria-expanded=\"false\">\n<p>Card Details<\/p>\n<p><span class=\"Icon Icon--xs flex items-center justify-center absolute right-4 undefined\"><span class=\"inline-block align-middle relative transition-transform duration-300\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph fill-blue-600\" viewbox=\"0 0 11 8\" focusable=\"false\"><default:path fill=\"\" fill-rule=\"evenodd\" d=\"M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z\"\/><\/default:svg><\/span><\/span><\/summary>\n<div class=\"Accordion-content \" id=\"details-bullets\" aria-hidden=\"true\" data-testid=\"accordion-content\" style=\"display:none\">\n<ul class=\"m-0 px-4 text-gray-700 marker:text-blue-600\">\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-0\">Elevated Welcome Offer: Earn 200,000 Membership Rewards\u00ae points after you spend $20,000 in eligible purchases on the Business Platinum Card\u00ae within the first 3 months of Card Membership.<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-1\">The American Express Global Lounge Collection\u00ae can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07\/2025.<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-2\">See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-3\">New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts\u00ae or The Hotel Collection bookings through American Express Travel using the Business Platinum Card\u00ae. The Hotel Collection requires a minimum two-night stay.<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-4\">No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-5\">Make the Business Platinum Card\u00ae work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-6\">Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-7\">Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR\u00ae Plus Membership (subject to auto-renewal).<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-8\">Maximize your time away with Fine Hotels + Resorts through Amex Travel\u2122.<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-9\">New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-10\">New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-11\">Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That\u2019s up to $360 back per year. Enrollment required.<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-12\">Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That\u2019s up to $120 back per year. Enrollment required.<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-13\">Enhanced! 2X points on purchases at U.S. construction material &amp; hardware suppliers, electronic goods retailers and software &amp; cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-14\">5X points on flights and prepaid hotels on AmexTravel.com<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-15\">1X points on other eligible purchases<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-16\">$895 Annual Fee.<\/p>\n<\/li>\n<li class=\"mt-4\">\n<p class=\"mb-0\" data-testid=\"220311169-card-details-bullet-17\">Terms Apply.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"card5\" class=\"rounded-lg border mb-8\" data-pid=\"7082\" data-testid=\"7082-category-product-box\">\n<div class=\"grid gap-4 md:gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b\">\n<div class=\"md:col-span-8\">\n<p data-testid=\"7082-superlative\" class=\"font-sans font-bold mb-3 text-sm mt-3 md:mt-0 text-blue-600\">Best for fair credit<\/p>\n<div class=\"grid gap-4 grid-cols-12 items-start\">\n<div class=\"col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center\">\n<figure class=\"mb-0\"><img decoding=\"async\" data-testid=\"7082-card-art\" src=\"https:\/\/incredipros.com\/wp-content\/uploads\/2025\/04\/a1ed3700-6f53-11ed-98ae-b771ec223ae8.jpeg\" alt=\"Capital One Spark Classic for Business\" loading=\"lazy\"\/><\/figure>\n<\/div>\n<div class=\"col-span-12 flex md:justify-start md:col-span-8\">\n<div class=\"flex flex-wrap items-center\">\n<p class=\"font-bold mb-0 text-sm w-full sm:w-fit mr-1 sm:mr-2 text-nowrap\">Bankrate score<\/p>\n<div class=\"flex items-center\">\n<div class=\"inline-block align-middle text-nowrap\">\n<div class=\"RatingStars mr-2 top-[1px]\" aria-label=\"3.9 star rating\">\n<div class=\"RatingStars-iconMask\" style=\"width:78%\"><span class=\"RatingStars-iconContainer\"><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><\/span><\/div>\n<p><span class=\"RatingStars-iconContainer\"><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><\/span>\n<\/div>\n<p><span data-testid=\"7082-bankrate-score\" class=\"font-sans text-sm relative top-[-2px] undefined font-bold\">3.9<\/span>\n<\/div>\n<p>Bankrate review\n<\/p><\/div>\n<p>Bankrate review\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"md:col-span-4 text-center\">\n<div class=\"mb-2 w-full text-black rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center bg-blue-600\/5 border border-blue-600\/50\">\n<span class=\"font-thin mr-1 ml-0.5\">Recommended credit score:<\/span><span class=\"font-bold\" data-testid=\"7082-recommended-credit\">580 \u2013 740<\/span>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"Accordion border-t-0 border-b border-gray-200\" data-testid=\"7082-reward-details\">\n<div class=\"Accordion-item border-b-0 py-2\">\n<details class=\"group w-full relative overflow-hidden\" data-nojs=\"true\">\n<summary class=\"flex w-full items-center justify-between cursor-pointer list-none pr-12 px-4 md:px-6\" aria-controls=\"reward-details\" aria-expanded=\"false\">\n<p>Reward Details<\/p>\n<p><span class=\"Icon Icon--xs flex items-center justify-center absolute right-4 undefined\"><span class=\"inline-block align-middle relative transition-transform duration-300\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph fill-blue-600\" viewbox=\"0 0 11 8\" focusable=\"false\"><default:path fill=\"\" fill-rule=\"evenodd\" d=\"M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z\"\/><\/default:svg><\/span><\/span><\/summary>\n<div class=\"Accordion-content \" id=\"reward-details\" aria-hidden=\"true\" data-testid=\"accordion-content\" style=\"display:none\">\n<ul class=\"m-0 list-none text-gray-800 text-sm\">\n<li class=\"mt-4 flex items-baseline\">\n<span class=\"inline-flex items-baseline rounded font-sans font-bold p-1 mr-4 min-w-max bg-blue-100\">1%<\/span><span class=\"flex items-baseline\" data-testid=\"7082-reward-rate-0\">Earn unlimited 1% cash back for your business on every purchase, everywhere, no limits or category restrictions.<\/span>\n<\/li>\n<li class=\"mt-4 flex items-baseline\">\n<span class=\"inline-flex items-baseline rounded font-sans font-bold p-1 mr-4 min-w-max bg-blue-100\">5%<\/span><span class=\"flex items-baseline\" data-testid=\"7082-reward-rate-1\">Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n<div class=\"Accordion border-t-0 border-gray-200\" data-testid=\"7082-pros-cons\">\n<div class=\"Accordion-item border-gray-200 py-2\">\n<details class=\"group w-full relative overflow-hidden\" data-nojs=\"true\">\n<summary class=\"flex w-full items-center justify-between cursor-pointer list-none pr-12 px-4 md:px-6 hover:bg-white\" aria-controls=\"pros-cons\" aria-expanded=\"false\">\n<p><span>Bankrate\u2019s view<\/span><\/p>\n<p><span class=\"Icon Icon--xs flex items-center justify-center absolute right-4 undefined\"><span class=\"inline-block align-middle relative transition-transform duration-300\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph fill-blue-600\" viewbox=\"0 0 11 8\" focusable=\"false\"><default:path fill=\"\" fill-rule=\"evenodd\" d=\"M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z\"\/><\/default:svg><\/span><\/span><\/summary>\n<div class=\"Accordion-content \" id=\"pros-cons\" aria-hidden=\"true\" data-testid=\"accordion-content\" style=\"display:none\">\n<div class=\"grid grid-row md:grid-col md:grid-cols-4 gap-8\">\n<div class=\"col-span-4\">\n<div>If you only have fair credit but need a business credit card for your travels, this card is more accessible than many other top options. You\u2019ll also earn a flat 1 percent cash back on all purchases and 5 percent back on hotels and rental cars booked through Capital One, which is solid for a credit-building card. <\/p>\n<p>While better cards come with superior benefits, the Spark Classic for Business can be a practical choice to help build your business credit while working towards better cards.<\/p>\n<\/div>\n<\/div>\n<div class=\"col-span-4 md:col-span-2\">\n<p>Pros<\/p>\n<ul class=\"list-none m-0\">\n<li class=\"mt-1 grid grid-cols-[24px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative icon-base-green-500 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 1024 1024\" class=\"icon \" version=\"1.1\" fill=\"#000000\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:path d=\"M866.133333 258.133333L362.666667 761.6l-204.8-204.8L98.133333 618.666667 362.666667 881.066667l563.2-563.2z\" fill=\"#43A047\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"7082-pro-0\">This card offers a solid reward rate for a credit-building business card.<\/span>\n<\/li>\n<li class=\"mt-1 grid grid-cols-[24px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative icon-base-green-500 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 1024 1024\" class=\"icon \" version=\"1.1\" fill=\"#000000\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:path d=\"M866.133333 258.133333L362.666667 761.6l-204.8-204.8L98.133333 618.666667 362.666667 881.066667l563.2-563.2z\" fill=\"#43A047\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"7082-pro-1\">It comes with several business accounting tools that can help keep your business organized.<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"col-span-4 md:col-span-2\">\n<p>Cons<\/p>\n<ul class=\"list-none m-0\">\n<li class=\"mt-1 grid grid-cols-[32px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative text-red-600 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewbox=\"0 0 24 24\" fill=\"none\" class=\"\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:rect width=\"24\" height=\"24\" fill=\"white\"\/><default:path d=\"M7 17L16.8995 7.10051\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:path d=\"M7 7.00001L16.8995 16.8995\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"7082-con-0\">The card has mediocre earning rates when compared to cards with greater credit requirements.<\/span>\n<\/li>\n<li class=\"mt-1 grid grid-cols-[32px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative text-red-600 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewbox=\"0 0 24 24\" fill=\"none\" class=\"\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:rect width=\"24\" height=\"24\" fill=\"white\"\/><default:path d=\"M7 17L16.8995 7.10051\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:path d=\"M7 7.00001L16.8995 16.8995\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"7082-con-1\">There are no intro offers to help consolidate your debt or make large purchases.<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"card6\" class=\"rounded-lg border mb-8\" data-pid=\"6608\" data-testid=\"6608-category-product-box\">\n<div class=\"grid gap-4 md:gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b\">\n<div class=\"md:col-span-8\">\n<p data-testid=\"6608-superlative\" class=\"font-sans font-bold mb-3 text-sm mt-3 md:mt-0 text-blue-600\">Best for no annual fee<\/p>\n<div class=\"grid gap-4 grid-cols-12 items-start\">\n<div class=\"col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center\">\n<figure class=\"mb-0\"><img decoding=\"async\" data-testid=\"6608-card-art\" src=\"https:\/\/incredipros.com\/wp-content\/uploads\/2025\/06\/7a9abe10-ffd2-11ed-9b51-7fa276cba96d.png\" alt=\"Bank of America&amp;#174; Business Advantage Travel Rewards World Mastercard&amp;#174; credit card\" loading=\"lazy\"\/><\/figure>\n<\/div>\n<div class=\"col-span-12 flex md:justify-start md:col-span-8\">\n<div class=\"flex flex-wrap items-center\">\n<p class=\"font-bold mb-0 text-sm w-full sm:w-fit mr-1 sm:mr-2 text-nowrap\">Bankrate score<\/p>\n<div class=\"flex items-center\">\n<div class=\"inline-block align-middle text-nowrap\">\n<div class=\"RatingStars mr-2 top-[1px]\" aria-label=\"3.9 star rating\">\n<div class=\"RatingStars-iconMask\" style=\"width:78%\"><span class=\"RatingStars-iconContainer\"><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#0157ff\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><\/span><\/div>\n<p><span class=\"RatingStars-iconContainer\"><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><span class=\"RatingStars-icon Icon Icon--xs mr-0 sm:mr-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><default:title>star icon<\/default:title><br \/>\n<default:g fill=\"none\" fill-rule=\"evenodd\"><default:path d=\"M0 0h16v16H0z\"\/><default:path fill=\"#0157ff\" d=\"M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z\"\/><default:path fill=\"#FFFFFF\" d=\"M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z\"\/><\/default:g><\/default:svg><\/span><\/span>\n<\/div>\n<p><span data-testid=\"6608-bankrate-score\" class=\"font-sans text-sm relative top-[-2px] undefined font-bold\">3.9<\/span>\n<\/div>\n<p>Bankrate review\n<\/p><\/div>\n<p>Bankrate review\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"md:col-span-4 text-center\">\n<div class=\"mb-2 w-full text-black rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center bg-blue-600\/5 border border-blue-600\/50\">\n<span class=\"font-thin mr-1 ml-0.5\">Recommended credit score:<\/span><span class=\"font-bold\" data-testid=\"6608-recommended-credit\">740 \u2013 850<\/span>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"Accordion border-t-0 border-b border-gray-200\" data-testid=\"6608-reward-details\">\n<div class=\"Accordion-item border-b-0 py-2\">\n<details class=\"group w-full relative overflow-hidden\" data-nojs=\"true\">\n<summary class=\"flex w-full items-center justify-between cursor-pointer list-none pr-12 px-4 md:px-6\" aria-controls=\"reward-details\" aria-expanded=\"false\">\n<p>Reward Details<\/p>\n<p><span class=\"Icon Icon--xs flex items-center justify-center absolute right-4 undefined\"><span class=\"inline-block align-middle relative transition-transform duration-300\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph fill-blue-600\" viewbox=\"0 0 11 8\" focusable=\"false\"><default:path fill=\"\" fill-rule=\"evenodd\" d=\"M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z\"\/><\/default:svg><\/span><\/span><\/summary>\n<div class=\"Accordion-content \" id=\"reward-details\" aria-hidden=\"true\" data-testid=\"accordion-content\" style=\"display:none\">\n<ul class=\"m-0 list-none text-gray-800 text-sm\">\n<li class=\"mt-4 flex items-baseline\">\n<span class=\"inline-flex items-baseline rounded font-sans font-bold p-1 mr-4 min-w-max bg-blue-100\">1.5X<\/span><span class=\"flex items-baseline\" data-testid=\"6608-reward-rate-0\">Earn unlimited 1.5 points for every $1 spent.<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n<div class=\"Accordion border-t-0 border-gray-200\" data-testid=\"6608-pros-cons\">\n<div class=\"Accordion-item border-gray-200 py-2\">\n<details class=\"group w-full relative overflow-hidden\" data-nojs=\"true\">\n<summary class=\"flex w-full items-center justify-between cursor-pointer list-none pr-12 px-4 md:px-6 hover:bg-white\" aria-controls=\"pros-cons\" aria-expanded=\"false\">\n<p><span>Bankrate\u2019s view<\/span><\/p>\n<p><span class=\"Icon Icon--xs flex items-center justify-center absolute right-4 undefined\"><span class=\"inline-block align-middle relative transition-transform duration-300\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph fill-blue-600\" viewbox=\"0 0 11 8\" focusable=\"false\"><default:path fill=\"\" fill-rule=\"evenodd\" d=\"M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z\"\/><\/default:svg><\/span><\/span><\/summary>\n<div class=\"Accordion-content \" id=\"pros-cons\" aria-hidden=\"true\" data-testid=\"accordion-content\" style=\"display:none\">\n<div class=\"grid grid-row md:grid-col md:grid-cols-4 gap-8\">\n<div class=\"col-span-4\">\n<div>With this card, you earn a respectable flat rate of 1.5X points on all other purchases you can redeem on travel for maximum value.\u00a0<\/p>\n<p>The card also combines a decent welcome bonus and intro APR offer on purchases, which adds significant up-front value to a no-annual-fee card. This can help cover larger purchases for your business while providing breathing room for repayment and a decent return on spending.<\/p>\n<\/div>\n<\/div>\n<div class=\"col-span-4 md:col-span-2\">\n<p>Pros<\/p>\n<ul class=\"list-none m-0\">\n<li class=\"mt-1 grid grid-cols-[24px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative icon-base-green-500 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 1024 1024\" class=\"icon \" version=\"1.1\" fill=\"#000000\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:path d=\"M866.133333 258.133333L362.666667 761.6l-204.8-204.8L98.133333 618.666667 362.666667 881.066667l563.2-563.2z\" fill=\"#43A047\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"6608-pro-0\">The welcome offer and intro APR offer great day-one value for a no-annual-fee card.<\/span>\n<\/li>\n<li class=\"mt-1 grid grid-cols-[24px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative icon-base-green-500 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 1024 1024\" class=\"icon \" version=\"1.1\" fill=\"#000000\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:path d=\"M866.133333 258.133333L362.666667 761.6l-204.8-204.8L98.133333 618.666667 362.666667 881.066667l563.2-563.2z\" fill=\"#43A047\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"6608-pro-1\">Earning rates can be as high as 2.625 percent if you have Preferred Rewards status, which is the highest unlimited flat rate available on a card<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"col-span-4 md:col-span-2\">\n<p>Cons<\/p>\n<ul class=\"list-none m-0\">\n<li class=\"mt-1 grid grid-cols-[32px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative text-red-600 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewbox=\"0 0 24 24\" fill=\"none\" class=\"\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:rect width=\"24\" height=\"24\" fill=\"white\"\/><default:path d=\"M7 17L16.8995 7.10051\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:path d=\"M7 7.00001L16.8995 16.8995\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"6608-con-0\">You can only receive maximum point value when you redeem your points on travel.<\/span>\n<\/li>\n<li class=\"mt-1 grid grid-cols-[32px_1fr] items-start gap-1\">\n<span class=\"inline-block align-middle relative text-red-600 mt-1\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewbox=\"0 0 24 24\" fill=\"none\" class=\"\"><default:g stroke-width=\"0\"\/><default:g stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:g><default:rect width=\"24\" height=\"24\" fill=\"white\"\/><default:path d=\"M7 17L16.8995 7.10051\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><default:path d=\"M7 7.00001L16.8995 16.8995\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/default:g><\/default:svg><\/span><span class=\"text-base\" data-testid=\"6608-con-1\">There are no bonus categories to boost earnings on specific purchases.<\/span>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/details>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\" bg-white border-b border-gray-200 p-4 fixed bottom-0 left-0 w-full z-25 shadow-xl transition-all duration-500 transform translate-y-full opacity-0\" data-testid=\"compare-bar\">\n<div class=\"flex flex-row gap-4 justify-between md:justify-start items-center m-auto max-w-7xl px-4 sm:px-6\">\n<div class=\"flex flex-row items-center gap-4\">\n<div class=\"block md:hidden relative cursor-pointer\"><img decoding=\"async\" class=\"w-16 h-10\" src=\"https:\/\/incredipros.com\/wp-content\/uploads\/2025\/12\/1766163325_8_compare-toolbar-card-icon.png\" alt=\"compare\" loading=\"lazy\"\/><\/div>\n<p><span class=\"text-gray-600 text-xs hidden md:block\">Add up to 3 cards to compare<\/span>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"w-full Alert bg-red-100 z-20 left-0 border-red-600  fixed bottom-[4.5rem] transition-all duration-500 transform translate-y-full opacity-0 invisible\" role=\"alert\">\n<div class=\"wrapper flex flex-row justify-center md:justify-start max-w-7xl px-4 sm:px-6\">\n<div class=\"alert__text\">\n<p class=\"text-sm mb-0 text-slate\">Remove a card to add another to compare<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\" bg-white border-b border-gray-200 fixed left-0 w-full z-20 shadow-xl transition-all duration-500 transform block md:hidden bottom-[4.375rem] translate-y-full opacity-0\">\n<button class=\"absolute -top-14 right-0 p-4 text-white underline hidden\">Close<\/button><\/p>\n<div class=\"w-full Alert bg-red-100 z-20 left-0 border-red-600  transition-all duration-500 ease-in-out transform shadow-none justify-center translate-y-full opacity-0 absolute z-0\" role=\"alert\">\n<div class=\"wrapper flex flex-row justify-center md:justify-start max-w-7xl px-4 sm:px-6\">\n<div class=\"alert__text\">\n<p class=\"text-sm mb-0 text-slate\">Remove a card to add another to compare<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<h2 id=\"comparing-the-best-cards-with-no-foreign-transaction-fees\" data-position=\"8\" data-beam-element-viewed=\"\" data-id=\"br-h2-8-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Comparing the best business credit cards with no foreign transaction fees\" data-outcome=\"\">Comparing the best business credit cards with no foreign transaction fees<\/h2>\n<p>Business credit cards with no foreign transaction fees can offer rewards for spending and other perks like annual statement credits or airport lounge access. To find the best business card, consider your business needs and the rewards and benefits you want the most.<\/p>\n<div class=\"w-full overflow-x-auto\">\n<table class=\"wp-block-table is-style-stripes wrapped\">\n<thead>\n<tr>\n<th><strong>Card<\/strong><\/th>\n<th><strong>Best for<\/strong><\/th>\n<th><strong>Highlights<\/strong><\/th>\n<th><strong>Annual fee<\/strong><\/th>\n<th><strong>Recommended credit score<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span data-capi-name=\"6530\">Ink Business Preferred\u00ae Credit Card<\/span><\/td>\n<td>Flexible travel rewards<\/td>\n<td>\n<ul class=\"capi-bullets\" data-capi-reward-rates=\"6530\">\n<li class=\"capi-bullets__item\" data-index=\"0\">Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year<\/li>\n<li class=\"capi-bullets__item\" data-index=\"1\">Earn 1 point per $1 on all other purchases\u2013with no limit to the amount you can earn<\/li>\n<\/ul>\n<p>Points worth 25% more when redeemed through Chase Travel<strong>\u2120<\/strong>\n<\/td>\n<td><span data-capi-fee=\"ongoing_annual\" data-pid=\"6530\">$95<\/span><\/td>\n<td>\n<span data-capi-credit-needed=\"text\" data-pid=\"6530\">Good, Excellent<\/span>\u00a0<\/td>\n<\/tr>\n<tr>\n<td><span data-capi-name=\"6357\">American Express\u00ae Business Gold Card<\/span><\/td>\n<td>Bonus categories<\/td>\n<td>\n<ul class=\"capi-bullets\" data-capi-reward-rates=\"6357\">\n<li class=\"capi-bullets__item\" data-index=\"0\">Earn 4X Membership Rewards\u00ae points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*<\/li>\n<li class=\"capi-bullets__item\" data-index=\"1\">Earn 3X Membership Rewards\u00ae points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*<\/li>\n<li class=\"capi-bullets__item\" data-index=\"2\">1X is earned for other purchases. **<\/li>\n<\/ul>\n<\/td>\n<td><span data-capi-fee=\"ongoing_annual\" data-pid=\"6357\">$375<\/span><\/td>\n<td>\n<span data-capi-credit-needed=\"text\" data-pid=\"6344\">Excellent\/Good<\/span>\u00a0<\/td>\n<\/tr>\n<tr>\n<td><span data-capi-name=\"7961\">Capital One Spark Cash Plus<\/span><\/td>\n<td>Flat-rate cash back<\/td>\n<td>\n<ul class=\"capi-bullets\" data-capi-reward-rates=\"7961\">\n<li class=\"capi-bullets__item\" data-index=\"0\">2% cash back on every purchase<\/li>\n<li class=\"capi-bullets__item\" data-index=\"1\">5% cash back on hotels and rental cars booked through Capital One&#8217;s travel booking site<\/li>\n<\/ul>\n<\/td>\n<td>\n<span data-capi-fee=\"ongoing_annual\" data-pid=\"7961\">$150<\/span><\/td>\n<td><span data-capi-credit-needed=\"text\" data-pid=\"7961\">Excellent<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-capi-name=\"220311169\">The Business Platinum Card\u00ae from American Express<\/span><\/td>\n<td>Travel perks<\/td>\n<td>\n<\/p>\n<ul class=\"capi-bullets\" data-capi-reward-rates=\"220311169\">\n<li class=\"capi-bullets__item\" data-index=\"0\">Earn 5X points on flights and prepaid hotels on AmexTravel.com.<\/li>\n<li class=\"capi-bullets__item\" data-index=\"1\">Earn 2X points on purchases at U.S. construction material &amp; hardware suppliers, electronic goods retailers and software &amp; cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.<\/li>\n<li class=\"capi-bullets__item\" data-index=\"2\">Earn 1X points on other eligible purchases.<\/li>\n<\/ul>\n<\/td>\n<td><span data-capi-fee=\"ongoing_annual\" data-pid=\"220311169\">$895<\/span><\/td>\n<td><span data-capi-credit-needed=\"text\" data-pid=\"220311169\">Good, Excellent<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-capi-name=\"7082\">Capital One Spark Classic for Business<\/span><\/td>\n<td>Fair credit<\/td>\n<td>\n<ul class=\"capi-bullets\" data-capi-reward-rates=\"7082\">\n<li class=\"capi-bullets__item\" data-index=\"0\">Earn unlimited 1% cash back for your business on every purchase, everywhere, no limits or category restrictions.<\/li>\n<li class=\"capi-bullets__item\" data-index=\"1\">Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel<\/li>\n<\/ul>\n<\/td>\n<td><span data-capi-fee=\"ongoing_annual\" data-pid=\"7082\">$0<\/span><\/td>\n<td><span data-capi-credit-needed=\"text\" data-pid=\"7082\">Fair Credit<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-capi-name=\"6608\">Bank of America\u00ae Business Advantage Travel Rewards World Mastercard\u00ae credit card<\/span><\/td>\n<td>No annual fee<\/td>\n<td>\n<ul class=\"capi-bullets\" data-capi-reward-rates=\"6608\">\n<li class=\"capi-bullets__item\" data-index=\"0\">Earn unlimited 1.5 points for every $1 spent.<\/li>\n<\/ul>\n<\/td>\n<td><span data-capi-fee=\"ongoing_annual\" data-pid=\"6608\">$0<\/span><\/td>\n<td><span data-capi-credit-needed=\"text\" data-pid=\"6608\">Excellent<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 id=\"how-to-choose-the-best-cards-with-no-foreign-transaction-fees\" data-position=\"9\" data-beam-element-viewed=\"\" data-id=\"br-h2-9-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"How to choose the best business credit cards with no foreign transaction fees\" data-outcome=\"\">How to choose the best business credit cards with no foreign transaction fees<\/h2>\n<p>Many business credit cards come with no foreign transaction fees, so there are other card aspects you\u2019ll want to consider when choosing a business credit card. Here\u2019s what you should take into account when comparing your options.<\/p>\n<h3>Find rewards that fit your spending and travel<\/h3>\n<p>If you typically spend in specific categories month-over-month, look for cards that offer bonuses on those expenses. You\u2019ll also want to make sure those cards provide the same bonuses while abroad. For example, many American Express cards only offer rewards on U.S.-based spending, meaning you won\u2019t earn a bonus if you spend in that same category while abroad.<\/p>\n<h3>Consider benefits and welcome bonuses<\/h3>\n<p>Make sure the cards you choose offer benefits you can use, whether that includes airport lounge access, or statement credits for business-related services or expenses. If you\u2019re considering a business credit card with a high annual fee, ensure the perks and benefits offer enough value to justify the fee.<\/p>\n<h3>Compare rates and fees<\/h3>\n<p>Business cards with no foreign transaction fee can range from no annual cost to over $300 each year, and there can be significant variety in the fee structure and <u>APR rates<\/u>. Select a card with fees favorable to your needs, especially if the annual fee is high.<\/p>\n<h2 id=\"difference-between-fees\" data-position=\"10\" data-beam-element-viewed=\"\" data-id=\"br-h2-10-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Difference between foreign transaction fees and currency conversion fees\" data-outcome=\"\">Difference between foreign transaction fees and currency conversion fees<\/h2>\n<p>While foreign transaction fees and currency conversion fees both occur after purchases abroad, they are very different fees.<\/p>\n<h3>Foreign transaction fees<\/h3>\n<p>Foreign transaction fees are assessed on purchases you make with your credit card outside of the United States.. Depending on the card issuer, these fees can range between 2.7 to 3 percent of the purchase amount. For example, if your credit card charges a 3 percent foreign transaction fee on a $100 purchase, you would see an additional $3 charge for that purchase on your credit card statement. This fee can apply even if you\u2019re shopping in the U.S. but the vendor is from outside the country, which is more common with online shopping.<\/p>\n<h3>Currency conversion fees<\/h3>\n<p>Merchants charge currency conversion fees for converting a purchase into U.S. dollars before making the transaction. While these fees vary, they are typically at least 1 percent of the purchase amount. You may end up paying foreign transaction fees on top of these fees if you use the wrong card. For instance, if you buy an item that costs 100 euros, you may see an option to convert it to U.S. dollars marked up to $115.<\/p>\n<p>Local currency is almost always the better payment option for reducing costs. Currency exchange rate apps can help you compare other currencies to U.S. dollars to see when you are losing value with a currency conversion fee. When possible, advise merchants that you wish to pay in local currency, as they may charge you by default in U.S. dollars.<\/p>\n<h2 data-position=\"11\" data-beam-element-viewed=\"\" data-id=\"br-h2-11-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"What\u2019s next?\" data-outcome=\"\">What\u2019s next?<\/h2>\n<p>Check out the resources below to view currency rates and find a card that matches your travel needs.<\/p>\n<h2 data-position=\"12\" data-beam-element-viewed=\"\" data-id=\"br-h2-12-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"The bottom line\" data-outcome=\"\">The bottom line<\/h2>\n<p>Business credit cards with no foreign transaction fees can help business owners avoid overpaying for purchases abroad. Many of these cards offer excellent spending rewards and numerous benefits and perks.<\/p>\n<p>That said, the right business credit card will differ for every business owner. Not having foreign transaction fees is becoming a standard feature on credit cards, so it shouldn\u2019t be a deciding factor in choosing a card. Consider all aspects of a business credit card before making your decision.<\/p>\n<p><i>*The information about the Capital One\u00ae Spark\u00ae Classic for Business and Bank of America\u00ae Business Advantage Travel Rewards World Mastercard\u00ae credit card has been collected independently by Bankrate. The card details have not been reviewed or approved by the issuer.<\/i><\/p>\n<p><i>For Capital One products listed on this page, some of the above benefits are provided by Visa\u00ae or Mastercard\u00ae and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.<\/i><\/p>\n<p><i>For rates and fees of the American Express\u00ae Business Gold Card, please click <\/i><i>here<\/i><i>.<\/i><br \/><i>For rates and fees of the Business Platinum Card from American Express, please click <\/i><i>here<\/i><i>.<\/i><\/p>\n<h2 id=\"frequently-asked-questions\" data-position=\"13\" data-beam-element-viewed=\"\" data-id=\"br-h2-13-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Frequently asked questions\" data-outcome=\"\">Frequently asked questions<\/h2>\n<ul class=\"Accordion w-full align\">\n<li x-id=\"['panel-which-issuer-has-the-best-currency-exchange-rates', 'heading-which-issuer-has-the-best-currency-exchange-rates']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n<button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-which-issuer-has-the-best-currency-exchange-rates')\" :aria-controls=\"$id('panel-which-issuer-has-the-best-currency-exchange-rates')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><!-- htmlmin:ignore --><\/p>\n<h3 class=\"Accordion-title my-0 mr-2 md:flex-1\">\n    Which issuer has the best currency exchange rates?<br \/>\n    <\/h3>\n<p><!-- htmlmin:ignore --><span class=\"Accordion-icon Icon mb-0 block leading-none Icon--sm icon-base-blue-600\" aria-hidden=\"true\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><default:title>Caret Down Icon<\/default:title><br \/>\n<default:path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"\/><\/default:svg><\/span><\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-which-issuer-has-the-best-currency-exchange-rates')\" :aria-labelledby=\"$id('heading-which-issuer-has-the-best-currency-exchange-rates')\" x-show=\"expanded\" x-collapse=\"\" role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<div class=\"Accordion-content text-gray-700 px-3 pb-4 sm:px-6 sm:pb-6\">\n<p>If all other factors \u2014 such as rewards or other fees \u2014 are similar, you\u2019ll typically get more favorable exchange rates with Mastercard. Visa and American Express are a bit more expensive than Mastercard.<\/p>\n<p><strong>Learn more: <\/strong>Visa vs. Mastercard: Which card is better for your wallet?<\/p>\n<\/div>\n<\/div>\n<\/li>\n<li x-id=\"['panel-will-issuers-waive-foreign-transaction-fees', 'heading-will-issuers-waive-foreign-transaction-fees']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n<button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-will-issuers-waive-foreign-transaction-fees')\" :aria-controls=\"$id('panel-will-issuers-waive-foreign-transaction-fees')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><!-- htmlmin:ignore --><\/p>\n<h3 class=\"Accordion-title my-0 mr-2 md:flex-1\">\n    Will issuers waive foreign transaction fees?<br \/>\n    <\/h3>\n<p><!-- htmlmin:ignore --><span class=\"Accordion-icon Icon mb-0 block leading-none Icon--sm icon-base-blue-600\" aria-hidden=\"true\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><default:title>Caret Down Icon<\/default:title><br \/>\n<default:path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"\/><\/default:svg><\/span><\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-will-issuers-waive-foreign-transaction-fees')\" :aria-labelledby=\"$id('heading-will-issuers-waive-foreign-transaction-fees')\" x-show=\"expanded\" x-collapse=\"\" role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<p>\n            While credit card issuers aren\u2019t required to do so, if you feel you paid a foreign transaction fee accidentally \u2014 paying for an online transaction in a foreign currency, for example \u2014 you may get a one-time exception if you call and plead your case.\n        <\/p>\n<\/div>\n<\/li>\n<li x-id=\"['panel-can-any-credit-card-be-used-internationally', 'heading-can-any-credit-card-be-used-internationally']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n<button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-can-any-credit-card-be-used-internationally')\" :aria-controls=\"$id('panel-can-any-credit-card-be-used-internationally')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><!-- htmlmin:ignore --><\/p>\n<h3 class=\"Accordion-title my-0 mr-2 md:flex-1\">\n    Can any credit card be used internationally?<br \/>\n    <\/h3>\n<p><!-- htmlmin:ignore --><span class=\"Accordion-icon Icon mb-0 block leading-none Icon--sm icon-base-blue-600\" aria-hidden=\"true\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><default:title>Caret Down Icon<\/default:title><br \/>\n<default:path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"\/><\/default:svg><\/span><\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-can-any-credit-card-be-used-internationally')\" :aria-labelledby=\"$id('heading-can-any-credit-card-be-used-internationally')\" x-show=\"expanded\" x-collapse=\"\" role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<div class=\"Accordion-content text-gray-700 px-3 pb-4 sm:px-6 sm:pb-6\">\n            While Visa and Mastercard are accepted virtually worldwide, American Express and Discover are accepted on a more limited basis. Always check whether the credit card will work abroad where you travel. It\u2019s a good habit to carry more than one type of business card when you travel if your first option isn\u2019t accepted.\n        <\/div>\n<\/div>\n<\/li>\n<\/ul>\n<div class=\"HelpfulCTA mx-auto flex flex-col items-center gap-6 my-6 py-12 text-base border-y border-gray-200\" data-helpful-cta=\"\" data-beam-element-viewed=\"\" id=\"did-you-find-this-helpful\" data-type=\"cta\" data-location=\"article-bottom\" data-position=\"banner\" data-text=\"Did you find this page helpful?\">\n<div class=\"HelpfulCTA-initial w-full flex flex-col items-center gap-4\" data-cta-initial=\"\">\n<div class=\"HelpfulCTA-question text-lg font-bold text-center text-gray-900\">\n            Did you find this page helpful?<\/p>\n<div id=\"8yJBCQc2ju\" class=\"hidden\">\n<div class=\"wysiwyg wysiwyg--sm wysiwyg--flush max-w-xs\">\n<p class=\"mb-6 text-base\">\n                            <strong class=\"block font-bold text-gray-900\">Why we ask for feedback<\/strong><br \/>\n                            Your feedback helps us improve our content and services. It takes less than a minute to<br \/>\n                            complete.\n                        <\/p>\n<p>Your responses are anonymous and will only be used for improving our website.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>Help us improve our content<\/p>\n<div class=\"HelpfulCTA-actions flex gap-4 mt-2\">\n            <button type=\"button\" class=\"HelpfulCTA-btn HelpfulCTA-btn--yes border border-2 border-blue-600 text-blue-600 rounded px-6 py-2 transition font-semibold flex items-center gap-2 hover:bg-blue-50\" data-cta-yes=\"\" data-beam-element-clicked=\"\" id=\"did-you-find-this-helpful-yes\" data-type=\"button\" data-location=\"article-bottom\" data-position=\"banner\" data-text=\"Yes\" data-outcome=\"response submitted\"><br \/>\n                <span class=\"Icon\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><default:title>Thumbs Up Icon<\/default:title><default:path d=\"M13.165 2.175c.322 0 .57.022.774.065.796.161 1.43.624 1.85 1.345.71 1.216.722 3.067.023 5.499h.516c2.28 0 3.422 0 4.337.548a3.844 3.844 0 0 1 1.721 2.25c.29 1.032 0 2.13-.592 4.336l-.516 1.926c-.312 1.151-.484 1.786-.882 2.324a3.368 3.368 0 0 1-1.442 1.098c-.625.247-1.28.248-2.475.248l-.021.01h-4.595c-.42 0-.636 0-.84-.032a4.19 4.19 0 0 1-.635-.15c-.204-.065-.387-.162-.763-.355l-1.69-.856c-.014.034-.026.069-.043.102a2.334 2.334 0 0 1-1.044 1.044c-.495.247-1.012.248-1.948.248h-.161c-.936 0-1.453 0-1.947-.248a2.333 2.333 0 0 1-1.044-1.044C1.5 20.038 1.5 19.52 1.5 18.585v-7.683c0-.936 0-1.452.248-1.947A2.387 2.387 0 0 1 2.792 7.91c.494-.248 1.01-.247 1.947-.247h.16c.937 0 1.454 0 1.95.247.353.177.653.44.875.763.64-.606 1.788-2.184 3.31-5.142.183-.366.312-.603.538-.819.193-.193.462-.355.72-.441.302-.097.539-.097.873-.097ZM4.739 9.288c-.624 0-1.076 0-1.227.076a.721.721 0 0 0-.323.322c-.075.15-.075.603-.075 1.216v7.683c0 .624 0 1.076.075 1.227.065.14.183.248.323.323.151.075.603.075 1.227.075h.16c.625 0 1.078 0 1.228-.075a.722.722 0 0 0 .323-.323c.075-.15.075-.603.075-1.227v-7.683c0-.624 0-1.065-.075-1.227a.672.672 0 0 0-.323-.322c-.15-.075-.603-.076-1.227-.076h-.161v.01ZM13.057 3.8c-.14 0-.226 0-.259.011-.032 0-.086.043-.107.064a2.98 2.98 0 0 0-.226.399c-2.187 4.272-3.53 5.647-4.33 6.092.003.162.004.34.004.536v7.82l2.217 1.122c.28.14.42.216.56.27.107.032.214.064.332.075.151.021.314.021.626.021h4.594c1.022 0 1.539 0 1.862-.129a1.84 1.84 0 0 0 .763-.58c.215-.28.355-.808.613-1.765l.517-1.927c.495-1.85.775-2.873.603-3.475a2.309 2.309 0 0 0-1-1.313c-.538-.323-1.594-.323-3.51-.323h-1.129c-.226 0-.473 0-.72-.15a1.087 1.087 0 0 1-.464-.614c-.075-.301 0-.528.076-.754.957-2.97.603-4.26.301-4.777-.183-.312-.44-.506-.774-.57-.14-.033-.377-.033-.549-.033Z\" class=\"icon-base\"\/><\/default:svg><\/span> <span class=\"text-base leading-4\">Yes<\/span><br \/>\n            <\/button><br \/>\n            <button type=\"button\" class=\"HelpfulCTA-btn HelpfulCTA-btn--no border-2 border-blue-600 text-blue-600 rounded px-6 py-2 transition font-semibold flex items-center gap-2 hover:bg-blue-50\" data-cta-no=\"\" data-beam-element-clicked=\"\" id=\"did-you-find-this-helpful-no\" data-type=\"button\" data-location=\"article-bottom\" data-position=\"banner\" data-text=\"No\" data-outcome=\"response submitted\"><br \/>\n                <span class=\"Icon\"><default:svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><default:title>Thumbs Down Icon<\/default:title><default:path d=\"M19.26 2.175c.936 0 1.454 0 1.949.247.452.226.818.592 1.044 1.043.247.495.248 1.012.248 1.948v7.678c0 .936 0 1.453-.248 1.948a2.333 2.333 0 0 1-1.044 1.042c-.495.248-1.013.248-1.95.248h-.16c-.937 0-1.454 0-1.95-.248a2.33 2.33 0 0 1-.885-.777c-.637.596-1.79 2.176-3.314 5.155-.183.365-.312.602-.538.828a1.924 1.924 0 0 1-.722.441c-.258.086-.484.097-.742.097l.022-.011a5.39 5.39 0 0 1-.905-.064 2.741 2.741 0 0 1-1.852-1.345c-.71-1.216-.721-3.066-.022-5.496h-.516c-2.283 0-3.424 0-4.34-.548a3.843 3.843 0 0 1-1.722-2.248c-.29-1.033 0-2.13.593-4.324l.517-1.925c.312-1.162.484-1.786.882-2.323.377-.495.872-.871 1.443-1.097.624-.248 1.281-.248 2.476-.248h4.597c.42 0 .635 0 .84.032.215.032.431.086.636.15.193.065.387.162.753.345l1.702.864c.017-.04.033-.082.053-.122a2.333 2.333 0 0 1 1.044-1.043c.496-.247 1.013-.247 1.95-.247h.16ZM7.503 3.798c-1.022 0-1.54 0-1.862.13-.302.118-.56.322-.765.58-.215.28-.345.775-.614 1.753l-.517 1.926c-.495 1.85-.775 2.871-.602 3.474a2.308 2.308 0 0 0 1 1.312c.539.323 1.594.322 3.51.322h1.142c.236 0 .473 0 .72.15.227.14.388.367.453.625.075.28 0 .516-.075.742-.959 2.969-.603 4.27-.301 4.775.183.312.44.506.774.57.162.033.41.033.572.033.128 0 .203 0 .236-.01.021 0 .085-.044.107-.065.032-.032.14-.237.227-.399 2.208-4.308 3.556-5.671 4.352-6.102a39.945 39.945 0 0 1-.003-.523v-7.79L13.63 4.175c-.28-.14-.41-.215-.56-.27a1.796 1.796 0 0 0-.344-.085c-.151-.022-.313-.01-.625-.022H7.503Zm11.596.001c-.625 0-1.077 0-1.228.076a.72.72 0 0 0-.323.322c-.075.15-.075.603-.075 1.226v7.68c0 .623 0 1.075.075 1.226.075.14.183.247.323.322.15.075.603.075 1.228.075h.16c.625 0 1.078 0 1.228-.075a.778.778 0 0 0 .324-.322c.075-.151.075-.603.075-1.227V5.423c0-.623 0-1.076-.075-1.226a.722.722 0 0 0-.324-.322c-.15-.076-.603-.076-1.227-.076h-.161Z\" class=\"icon-base\"\/><\/default:svg><\/span> <span class=\"text-base leading-4\">No<\/span><br \/>\n            <\/button>\n        <\/div>\n<\/p><\/div>\n<p>    <!-- Yes Form --><\/p>\n<p>    <!-- No Form --><\/p>\n<div class=\"HelpfulCTA-thankyou flex flex-col items-center gap-2\" data-cta-thankyou=\"\" style=\"display:none;\">\n<p>Thank you for your<br \/>\n            feedback!<\/p>\n<p>Your input helps us improve our<br \/>\n            content and services.<\/p>\n<\/p><\/div>\n<\/div><\/div>\n<p>Read the full article <a href=\"https:\/\/www.bankrate.com\/credit-cards\/business\/best-business-credit-cards-no-foreign-transaction-fees\/\" target=\"_blank\" rel=\"noopener\" rel=\"nofollow\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Foreign transaction fees are just one of several annoying travel fees that can be added to your purchases when you use a credit card to pay overseas. Thankfully, many business credit cards waive these fees, which may be just what you need if your business frequently travels abroad. The best business credit cards can also<\/p>\n","protected":false},"author":1,"featured_media":22676,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[58],"tags":[],"class_list":{"0":"post-22675","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-homes"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best Business Cards With No Foreign Transaction Fees | IncrediPros<\/title>\n<meta name=\"description\" content=\"Foreign transaction fees are just one of several annoying travel fees that can be added to your purchases when you use a credit card to pay overseas.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/incredipros.com\/?p=22675\" \/>\n<meta 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