{"id":24739,"date":"2026-04-29T16:43:31","date_gmt":"2026-04-29T16:43:31","guid":{"rendered":"https:\/\/incredipros.com\/?p=24739"},"modified":"2026-04-29T16:43:32","modified_gmt":"2026-04-29T16:43:32","slug":"how-to-boost-your-holiday-budget","status":"publish","type":"post","link":"https:\/\/incredipros.com\/?p=24739","title":{"rendered":"How to Boost Your Holiday Budget"},"content":{"rendered":"<div>\n<p>If you want to boost your\u00a0holiday budget, a huge part of it is just cutting back your spending. Way too many people think it takes big bucks to have memorable Christmas fun. They\u2019ll\u00a0splurge on gifts, travel, food and festivities and then shrug it off by saying, \u201cAh, well, <em>it\u2019s Christmas<\/em>.\u201d\n    <\/p>\n<p>What it <em>really<\/em> is, though, is a recipe for heartache come January. The better option? Go for a cheaper celebration that helps you keep more cash in your pocket. Is that even possible? You bet! Here are some of our favorite ways to get the most out of your holiday budget this Christmas.\n    <\/p>\n<h2>20 Ways to Give Your Holiday Budget a Boost<\/h2>\n<h3>1. Try the four-gift rule.<\/h3>\n<p>If you\u2019re trying to cut back on the gift giving, try the four-gift rule: something they want, something they need, something to wear, something to read. It\u2019s simple <em>and <\/em>practical (and pretty dang budget friendly). If you\u2019re not sure what they might need\u2014ask!\n    <\/p>\n<h3>2. Deliver packages.<\/h3>\n<p>This year, more people will be shopping online instead of going anywhere in person. And that means it\u2019s all hands on deck to deliver those Christmas packages. You can pick up a part-time gig at UPS or FedEx, or if you need something with flexible hours, try\u00a0Amazon Flex. You can set your own schedule, deliver Amazon packages, and make $18\u201325 an hour while doing it!<sup>1<\/sup>\u00a0Wouldn\u2019t your holiday budget like that? We\u2019ll go out on a limb here and say that\u2019s more than shopping mall Santas are making this year . . .\n    <\/p>\n<h3>3. Set a holiday spending goal.<\/h3>\n<p>Before you head out to buy that peppermint-scented candle or new addition to your snow village collection, be sure to make a budget<em> first<\/em>. Santa makes a list and checks it twice, and you should do the same thing with your holiday budget. It\u2019s the best way to make sure you don\u2019t go overboard.\n    <\/p>\n<div class=\"BlogInsert-copy\">\n<p>Get expert money advice to reach your money goals faster!<\/p>\n<\/p><\/div>\n<p>Haven\u2019t made your budget\u00a0yet? It\u2019s not too late! Get your Christmas spending on track with our free app, EveryDollar.\n    <\/p>\n<h3>4. Look for sales throughout the year.<\/h3>\n<p>If your regular monthly budget can swing it, try grabbing gifts throughout the year when they go on sale. Budget $20 or so for it each month, and if you see something, great! If not, roll that money over to the next month. You\u2019ll have your Christmas shopping done <em>way <\/em>ahead of time.\n    <\/p>\n<h3>5. Take a seasonal retail job.<\/h3>\n<p>Stores are always looking for seasonal employees to help them handle the hustle and bustle of the holidays. It doesn\u2019t have to be a forever thing, but a seasonal retail job is a great way to boost your income and pad that holiday budget. The average retail worker makes over $12 an hour.<sup>2<\/sup>\u00a0And Christmas music filling your ears during your shift? Well, that\u2019s just an extra bonus. Plus, stores are known for dishing out an employee discount, which can help cut the costs of Christmas gifts for you. Win-win!\n    <\/p>\n<h3>6. Buy useful stocking stuffers.<\/h3>\n<p>Most people load up stockings with a lot of\u2014how do we say this\u2014junk. We\u2019re talking toys that cost too much for just being tiny pieces of plastic, generic candy, and random bath sets with scents nobody likes. See? Junk. So don\u2019t go that route. Instead, buy useful everyday things like toothbrushes, toothpaste, markers, crayons and soaps. Your kids need this stuff anyway, so why not tackle two birds with one stone by slipping it in their stocking? You\u2019re slick like that.\n    <\/p>\n<h3>7. Make DIY gifts or buy secondhand.<\/h3>\n<p>Skip the store-bought stuff and explore your creative side by making your own DIY gifts. Buying supplies in bulk will save you a ton of money and help you scratch off everyone on your list <em>fast<\/em>.\n    <\/p>\n<p>Another way to do Christmas on the cheap without busting out the glue gun? Have yourself a merry little secondhand Christmas. Make a rule that all gifts have to come from thrift stores, garage sales, estate sales or Craigslist. You never know what you might get!\n    <\/p>\n<h3>8. Reuse decorations.<\/h3>\n<p>You\u2019d be surprised by how much money people drop on things like Christmas trees, tinsel, lights, stockings, ornaments, garland, tree skirts, table runners, holly, figurines, wreaths . . . and a partridge in a pear tree. Believe it or not, your decorations don\u2019t need to rival Santa\u2019s workshop for you to have a good Christmas.\n    <\/p>\n<p>Here\u2019s a not-so-secret Christmas budgeting trick: Use the decorations you already have! You\u2019re allowed to do that, you know (no one remembers anyway). Just buy a few pieces and mix the old with the new. Maybe that\u2019s updated stockings to spruce up the mantle, a few knickknacks from the dollar store, or even that inflatable reindeer for the front lawn. The kids popped the one from last year, didn\u2019t they?\n    <\/p>\n<h3>9. Start a side hustle.<\/h3>\n<p>These days, you can do almost anything to make a little extra income\u2014drive for Uber or Lyft, deliver groceries for Shipt or InstaCart, or become a tasker at TaskRabbit to help someone assemble their new furniture. Take advantage of the gig economy we live in and make some extra cash!\n    <\/p>\n<p>Are pets more your thing than people? Take a stab at pet sitting. A lot of folks travel during the holidays and want to make sure their pets get TLC while they\u2019re gone. If you love animals, give\u00a0Rover\u00a0or\u00a0PetSitter a shot.\n    <\/p>\n<p>Got a knack for baking and cooking? Christmas is the perfect time to cash in on it. Sell baked treats or start your own meal preparation business for people who don\u2019t have time to spend in the kitchen. If there\u2019s one thing people will pay for, it\u2019s food!\n    <\/p>\n<h3>10. Save up for Christmas all year long.<\/h3>\n<p>Need more money in your holiday budget? Then make sure you\u2019re saving up throughout the entire year. You can go the banking route and start a separate Christmas savings account. Just move over a little bit from each paycheck (or have it auto-draft) to the account all year long. By the time Christmas comes around, you\u2019ll be set.\n    <\/p>\n<p>Or you can be more hands on and use the good old-fashioned Christmas envelope system. Just slip a $20 bill in the envelope each week and see what you have to work with come December. Don\u2019t forget, every little bit helps too. Yep, even gathering up loose change can give your holiday budget a big boost. And just think, the sooner you hit your savings goal, the sooner you can start buying presents!\n    <\/p>\n<h3>11. Draw names for gifts.<\/h3>\n<p>Instead of getting sucked into buying a gift for every family member, every friend and every co-worker\u2014draw names instead. Set a price limit and have fun buying <em>one<\/em> gift for <em>one<\/em> person. Your budget will love you for it.\n    <\/p>\n<h3>12. Bake together.<\/h3>\n<p>Everyone loves Christmas treats. But you don\u2019t have to spend a small fortune on Instagram-worthy desserts from that expensive bakery on Main Street. Instead, make your own! It\u2019s easy to whip up some peppermint bark, fudge or sugar cookies. Spend an afternoon baking and decorating the goodies while listening to your favorite Christmas songs. It\u2019s a great way to get yourself into the Yuletide spirit.\n    <\/p>\n<h3>13. Have a Christmas movie marathon.<\/h3>\n<p>Skip dropping $100 at the movie theater on tickets, candy, and that extra-large tub of popcorn. Who wants to be in a socially distanced theater when you could be curled up on your own couch, anyway? From\u00a0<em>It\u2019s a Wonderful Life<\/em>\u00a0to\u00a0<em>Elf<\/em>, there are tons of Christmas movies you can stream online or borrow from the library. Pull out the cozy blankets, pair those yummy cookies with some hot chocolate, and gather the family for a merry movie marathon.\n    <\/p>\n<h3>14. Volunteer in your community.<\/h3>\n<p>If you want to truly experience the magic of the season, give back to those who could use a living example of the true meaning of Christmas. This year, folks have been hit <em>hard<\/em>. You can volunteer to serve at a soup kitchen, sing Christmas carols at a nursing home, or fill a shoebox to give to a child. Get the focus off of your own wants and focus on those truly in need. There\u2019s no better feeling.\n    <\/p>\n<h3>15. Take the stress out of Christmas meals.<\/h3>\n<p>Are you hosting Christmas dinner this year? Plan out your recipes (and food budget) way ahead of time. You can take some of the burden off of yourself by having everyone bring a dish to share at the big Christmas meal (if they\u2019re not afraid of potlucks this year).\n    <\/p>\n<p>This will save you a <em>ton<\/em> of money and a lot of hassle, plus your guests will get a chance to show off their favorite recipes and family traditions. Everyone wants to brag about their grandma\u2019s famous lemon meringue pie recipe after all.\n    <\/p>\n<h3>16. Lower the utility costs.<\/h3>\n<p>Christmastime means more visitors at your house\u2014which means more use of your water, electricity, gas and heat. Brace yourself for higher bills thanks to more showers, lights left on, and extra dishwasher loads. Ask your guests to help you keep costs down by only running the dishwasher once it\u2019s full, using paper plates or utensils, and switching the lights off when they leave a room.\n    <\/p>\n<p>Lower temperatures outside mean higher heating bills too. Keep your wallet from getting burned by upping the amount you normally budget for utilities. You\u2019ll be prepared for the higher bills, plus you\u2019ll get a nice little Christmas treat if it ends up costing less than what you planned!\n    <\/p>\n<h3>17. Make cheap Christmas cards.<\/h3>\n<p>You didn\u2019t really want to do the whole Christmas card thing. But then you got one in the mail from your cousin, and seeing her newborn in a Santa hat reminded you how much your own kids have grown. The next thing you know, you\u2019ve gone down the rabbit trail of searching for the best family photo poses\u2014oh, with matching outfits, of course.\n    <\/p>\n<p><em>First of all, <\/em>it\u2019s okay\u00a0<em>not<\/em>\u00a0to send out a Christmas card. Nobody says you\u00a0<em>have<\/em>\u00a0to do it. But if you do, skip the photographer and just find a nice family photo from the year. If you had a big life event (wedding, baby, new house), use a photo from that. You can make cards using apps like CVS Photo or Shutterfly, and sometimes they even have promos for 10\u201315 free cards.\u00a0All you have to do is pay shipping. <em>Boom!<\/em>\n    <\/p>\n<h3>18. Keep your Christmas lighting display in check.<\/h3>\n<p>Don\u2019t keep up with the Joneses\u2019 lighting display\u2014aka the Christmas spectacle on your neighbor\u2019s front lawn. It\u2019s like the North Pole over there with a new lighted inflatable popping up every day. Just because the neighbors go all out with lights and decorations doesn\u2019t mean you need to match them. If you don\u2019t want 90% of your paycheck going toward your electric bill, don\u2019t go all Clark Griswold with your lighting display.\n    <\/p>\n<p>We\u2019re not saying you should have zero lights decked out on your house\u2014just keep it in check. Use timers to control how long your lights are on. Remember, for every minute they\u2019re on, dollar bills are floating out of your pocket like fluffy snowflakes. That\u2019s a lot of ho, ho, oh heck no right there.\n    <\/p>\n<h3>19. Pick cheap Christmas activities.<\/h3>\n<p>Just because you\u2019re cutting back, it doesn\u2019t mean you have to be a Scrooge. Grab your sled and pack your eggnog. You can still have some Santa-sized fun while on an elf-sized budget.\n    <\/p>\n<p>Make up your own crazy Christmas carols, have a snowball fight (or use socks if you don\u2019t have snow), go on a scavenger hunt, look at Christmas lights, make salt dough ornaments of your kid\u2019s handprints, go to a tree lighting or parade, create your own Christmas play, or build a snowman. There are plenty of ways to spread Christmas cheer and make memorable family traditions without costing you an arm and a leg.\n    <\/p>\n<h3>20. Buy gifts that matter.<\/h3>\n<p>Nope, we\u2019re not talking about the iPhone 12 or a 500-pack of disposable masks here. We\u2019re talking about real-deal life-change. Give gifts that <em>really <\/em>make a difference this Christmas. Our\u00a0online store\u00a0has plenty of options for everyone on your list. No matter where they are with their money goals, you can help play a part in their story.\n    <\/p>\n<p>So, get out there and make it a Christmas to remember for all the <em>right<\/em> reasons. Try some of these tips to make extra cash and cut corners to save money. You\u2019ll be amazed at how a few small, intentional changes can impact your holiday budget with tidings of great joy!\n    <\/p>\n<\/p><\/div>\n<p>Read the full article <a href=\"https:\/\/www.ramseysolutions.com\/budgeting\/boost-your-holiday-budget\" target=\"_blank\" rel=\"noopener\" rel=\"nofollow\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you want to boost your\u00a0holiday budget, a huge part of it is just cutting back your spending. Way too many people think it takes big bucks to have memorable Christmas fun. They\u2019ll\u00a0splurge on gifts, travel, food and festivities and then shrug it off by saying, \u201cAh, well, it\u2019s Christmas.\u201d What it really is, though,<\/p>\n","protected":false},"author":1,"featured_media":24740,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[55],"tags":[],"class_list":{"0":"post-24739","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-news"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Boost Your Holiday Budget | IncrediPros<\/title>\n<meta name=\"description\" content=\"If you want to boost your\u00a0holiday budget, a huge part of it is just cutting back your spending. 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