Debt Management
Budgeting and Building an Emergency Fund for Rising Costs If rising costs are stressing you out, you may require adjustments…
By Kelly Gabriel When you’re feeling overwhelmed by debt and unsure how to deal with it, bankruptcy might be the…
Key takeaways Debt relief programs aim to help borrowers get their debt under control. Some programs can be implemented on…
Key takeaways Typically, debt collection agencies won’t contact you until once your payment is at least 30 days past due,…
Key takeaways If you’re not happy with your credit card’s interest rate, you could try to negotiate with your card…
Key takeaways Debt consolidation puts multiple debts into a single account to make your payments easier to manage. Consolidating debts…
Key takeaways Debt forgiveness can reduce or wipe out certain types of debt, but you’ll typically need to meet strict…
Key takeaways To calculate your debt-to-income ratio, add up your monthly debt obligations and your gross monthly income and then…
Key takeaways High debt levels can lead to increased stress and anxiety, pessimism about the future and a diminished social…
Key takeaways The federal filing fee for Chapter 7 bankruptcy currently is $338, while Chapter 13 filings cost $313. Additional…