Dave’s Bankruptcy StoryWhat Does Filing for Bankruptcy Mean?6 Steps to Avoid Bankruptcy Nobody thinks filing for bankruptcy is a great idea. Even quality bankruptcy attorneys will tell you it’s a last resort. The fear, the shame, the guilt—it turns your world upside down. If you’re considering bankruptcy right now, here…
We live in a strange world. We communicate without talking. We fight without throwing a punch. We celebrate milestones with tiny digital hearts and thumbs-up emojis. And as our digital interactions skyrocket, the data shows we’re losing real human connection. Millions of us have 1,000 “friends” online but no one…
It can happen in an instant. Everything seems to be going great in your relationship or friendship, and one day, you stumble upon that text message they were hiding from you. Or your boss accidentally copies you on an email that wasn’t meant for you. It feels like your world…
If you hang out with mental health nerds for more than five minutes, you’ll probably hear them talking about empathy. It’s been a huge area of research in the past couple of decades, and scholars like Brené Brown have made it easy for us to understand how important empathy is…
Personal Finance
Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
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“They pissed away $16,000 trying to make $10,000,” says Douglas Rill, a Century 21 real estate broker in West Palm Beach, Florida. He was representing a seller for a one-bed, one-bath townhouse listed at $195,000. He had one interested buyer who put in a low-ball…
Dept Managmnt
3. Create a Spending Plan You Can Actually Stick To Call it a budget, a spending plan, or whatever name makes you most…
Banking
For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
Credit Cards
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Hamburgers, check. Cookies, check. Lord of the Rings Extended Edition, check. For some people (looking at you, Floridians), a hurricane checklist appears more like a Fourth of July cookout list than a disaster plan. While hurricane parties are a real thing, so are the problems you’ll face if the storm’s…
I always tell people (and always have to remind myself), “Mind your business, because your mind is your business.” Clever, I know. What I mean by that is true success starts with your mindset. Having a growth mindset will have a positive impact on all areas of your life—finances, relationships,…
Debt is tricky. It starts out innocent . . . just a few swipes here, and a few payments there—nothing you can’t handle, right? But one day, you realize it’s gotten a little out of control and you’re drowning in debt. The payments are getting harder and harder to make.…
You’ve probably heard the terms credit report and credit score thrown around a lot in your adult years. That’s because both of them can be used to help you get stuff—like loans, credit cards, cars and apartment rentals. But what’s the difference between a credit report vs. credit score? And…
With health insurance premiums and costs rising each year, it’s no surprise that folks are always looking for ways to save money on medical expenses. That’s where the Health Savings Account (HSA) comes in. HSAs are pretty popular nowadays. Approximately 34 million people use them to save and pay for medical…
What’s your desired salary? It’s a question that can make any job candidate’s stomach drop, whether they’re reading it on an application or hearing it from an interviewer. And I completely understand the stress around this—you don’t want to give a lowball answer and have to settle for less money…
The term government shutdown sounds freaking scary. We don’t know about you, but putting those two words together makes us think that all laws just get thrown out the window (cue the chaos breaking out in the streets!). Of course, that’s not what happens. In fact, if you’re reading this,…
If you rent, you need renters insurance! No ifs, ands or buts about it. Unless you’re a minimalist whose entire life could fit in a suitcase, your belongings are worth a lot more than you realize. Actually, most people underestimate how much their stuff is worth. But don’t leave yourself exposed. If…
Ever heard the saying, “It pays dividends.” Nine times out of 10 that means you’ve probably just been given a nudge to do something now that might pay off later. But what are dividends? And how do dividends work? Market chaos, inflation, your future—work with a pro to navigate this…
Micro-investing apps are one of the latest trends in the investing world. And it makes sense why so many people use them. With a savvy investing app, you can round up your purchases to the dollar, tucking away the extra change into an investing account. If you can start your…





































