Looking for a car? Before you set your eyes on a new-to-you ride, you may want to consider whether now is really the best time to buy a car in the first place. The demand for new and used cars has skyrocketed . . . but the supply hasn’t. So,…
If you’ve got student loans hanging over your head, you know just how hard it can be to pay them off—especially if you’ve got an interest rate higher than the Empire State Building slowing down your progress. But one way you can accelerate your debt payoff—and save yourself a ton…
Dealing with IRS penalties and incorrect tax assessments can be frustrating. This is especially true when you believe the charges are unfair or that they resulted from circumstances beyond your control. In these scenarios, Form 843 is the IRS mechanism for requesting relief from penalties, interest and certain tax overcharges. A…
One day you’re walking across a stage in a cap and gown to receive your hard-earned diploma. And the next you’re forking over a chunk of your new paycheck to student loans. While you can’t go back in time and tell your freshman self to avoid student loans (and to…
Personal Finance
Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Featured Articles
The Sun Belt has caught a chill, as some of the nation’s hottest housing markets from a few years ago have cooled substantially. Take Nashville, Tennessee, for instance. In the first six months of 2022, its median listing price skyrocketed 24%, from $453,000 to $561,468.…
Dept Managmnt
How the Zero Based Budgeting Method Works The zero based budgeting application is more straightforward than it sounds. Start by writing down your…
Banking
For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
Credit Cards
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You’ve seen it in every kind of movie from horror to comedy. A grieving family gathers around a lawyer’s desk for the reading of the will. In most of those movies, a greedy youngster is after an older relative’s wealth (Knives Out). Or the will forces an heir to change…
We’ve all flicked on the news to see mile-high flames twisting up from a charred mountainside. And we’ve all seen the next shot of the homes that didn’t escape those flames, and with a sense of sobering gratitude thought, I’m so glad that’s not my home! And even if your…
3. Fetch Fetch is about as simple as it gets. You snap a picture of almost any receipt from almost any store and earn points—without having to add offers to your app beforehand. Those points can be redeemed for gift cards to popular retailers and restaurants. While you won’t get…
Insurance Isn’t Like Fine Wine . . . A lot of people treat their insurance policy like a bottle of red that just gets better with age. Spoiler: Insurance doesn’t work like that. Never taking a second look at your insurance policy is a mistake that could cost you.…
Planning your financial future can feel overwhelming, but the right tools can make it far more manageable. Boldin is a platform that helps simplify that process, offering detailed projections, retirement modeling and hands-on planning for DIY investors. Before committing, it’s important to understand how it works, what it costs and…
One of the best ways to wreck your day . . . is to wreck your car! But scary (and expensive) as collisions can be, there’s more than one way to damage your car—heck, it can get damaged when you’re not even driving it! And when random car damage strikes,…
How long have you been budgeting? One month? One hundred months? So long you don’t remember? If you’re new to budgeting, hear this: It takes about three months to get into the swing of things and feel like this budgeting life is a real routine. But after that, what if…
Just like anything else in life, managing your money when you’re single has its pros and cons. Pros? No money fights (unless you fight the voice inside your head). Cons? A single income with less accountability. But no matter what your pros and cons list looks like, getting ahead with…
REPORT SUMMARY 88% of U.S. adults said high school did not leave them “fully-prepared” for how to handle money in the real world. 3 in 4 U.S. adults said in the years after high school, they “often” (32%) or “sometimes” (42%) felt stress because of money. 72% of U.S. adults…
It seems to be an unwritten rule in life that once you turn 18, you have to get a credit card—as if you magically become a mature adult the moment someone hands you a piece of plastic. (And let’s be real, most adults I know struggle with plastic.) Pay off debt fast…





































