Forty-six percent of respondents favor international stocks over the coming year. Thirty-nine percent picked U.S. stocks to outperform international stocks. Fifteen percent said the returns between the two would be about the same. The preference for international stocks was a divergence from the fourth quarter, when 90 percent of respondents…
Investment analysts expect the yield on the benchmark 10-year Treasury note to be somewhat lower a year from now, according to Bankrate’s First-Quarter Market Mavens survey. The survey found that analysts expect the rate to fall to 4.08 percent, from 4.25 percent at the end of the survey period on…
Planning an international trip brings plenty of excitement — and plenty of questions about handling money abroad. Travelers often discover too late that exchanging currency at the airport means paying premium fees, sometimes losing 10 percent or more of their money to poor exchange rates and service charges. Smart travelers…
Dennis Diatel Photography/Getty Images Investors are facing a number of challenges right now. Tariffs, sticky inflation and uncertainty regarding monetary policy are rattling the stock market. On top of that, the crypto market has also felt the pressure, as digital asset prices have struggled to keep up with the momentum…
Personal Finance
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
Featured Articles
Your tax filing status — married filing jointly or separately, single, head of household — can make a big difference when it comes to how much you’ll owe at tax time. The head of household filing status, which is for single people with dependents, is…
Dept Managmnt
Budgeting and Building an Emergency Fund for Rising Costs If rising costs are stressing you out, you may require adjustments to your budget…
Banking
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…

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Key takeaways Both 401(k)s and 403(b)s are tax-advantaged retirement savings plans. While 401(k)s are offered to workers in for-profits companies, 403(b)s are for not-for-profit and government workers. Both plans are subject to the same annual contribution limits, though 403(b)s have a special provision for long-term employees. If you’re looking at…
Key takeaways The earlier in the year you can contribute to your IRA, the more time your money has to grow. Make sure you’re aware of IRA contribution deadlines. Consider your expenses and needs when deciding how to time your IRA contributions. Contributing to an individual retirement account (IRA) each…
Buying your first home can be an exciting yet expensive process, especially if that home is in Arizona. As of February 2025, the state’s median home price was $455,100, according to Redfin, well above the national median. Fortunately, there are easy trails that can lead to owning a home in…
Key takeaways Credit card issuers may choose to reject your application even if you have a good or excellent credit score. Factors like previous credit mistakes, too many applications and too many cards can affect your approval odds. If you were denied a credit card with good or excellent credit,…
Key takeaways Seasoning, for mortgage-related purposes, refers to the amount of time you’ve had funds in your bank account — specifically, the money to cover the down payment and closing costs. For mortgages, money becomes “seasoned” after it’s been in an established account from 60 to 90 days. Seasoning requirements…
Key takeaways You can refinance a home equity and, with rates currently in decline, now might be a good time to do it. Refinancing a home equity loan can lower monthly payments and lengthen or shorten your loan term. Drawbacks to refinancing a home equity loan include prepayment penalties…
Key takeaways Wire transfers cost more but provide familiar bank security. Crypto moves faster and costs less but requires some technical know-how. Bank fees often hit you twice — when sending and receiving. Crypto platforms charge one transaction fee, usually under $5. Bank wire transfers used to be the only…
Key takeaways Money stored in payment apps often lacks federal deposit insurance protection. Basic security practices significantly reduce the risks of fraud or theft. Apps earn interest on user balances while paying nothing to customers. Different apps serve different needs — personal, business or international use. Peer-to-peer payment apps have…
Cryptocurrency has long been associated with frauds and outright scams, dating back to at least the massive loss of Bitcoin from the Mt. Gox crypto exchange in 2014. In many ways, crypto is an ideal vehicle to commit fraud because of its broad adoption by criminals, the anonymity of transactions…
Currency exchange is a common necessity for travelers, international shoppers and anyone conducting business overseas. However, exchanging currency isn’t free. It usually involves an exchange rate and other fees. Excessive fees can significantly impact how much money you receive, making it essential to know where and how to exchange currency…
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