Key takeaways An automatic stay prevents creditors from taking action to collect on certain debts when you file for bankruptcy. Automatic stays can offer some protection against eviction, foreclosure, repossession and wage garnishment, but they do not apply to child support, alimony or certain tax debts. Automatic stays can last…
This page was originally published in early 2023 and reflects the author’s financial decisions during that time. The card details have since been updated. Booking travel through a credit card issuer’s portal has its pros and cons, as I found out when I booked a trip for my family using…
Key takeaways Unsavory financial advisors may cheat their clients through deceptive practices such as Ponzi schemes, churning techniques, and pump-and-dump scams. Advisors who pressure you to make quick investment decisions or promise guaranteed returns could be bad actors that you should avoid. Checking an advisor’s qualifications can help protect you…
There are over 36 million small businesses in the United States, accounting for 46 percent of private sector jobs, according to the most recent data from the SBA’s Office of Advocacy. Between March of 2023 and March of 2024, individuals have opened 1.1 million new firms, contributing 1.2 million new…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways New car replacement covers the cost of a brand new car of the same make, model and year if yours is totaled, rather than paying the claim out at actual cash value (ACV) after depreciation. This optional coverage can only be purchased for…
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Pros of Having a Credit Card as a First-Year Student: Benefits of Student Credit Cards One of the biggest pros of having a…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Halfpoint Images/Moment/Getty Images Key takeaways Both the Capital One Savor Student Cash Rewards Credit Card and the Bank of America® Customized Cash Rewards credit card for Students for Students are good cards for college students who want to earn cash back on their spending. The Savor Student Cash card earns…
When was the last time you looked closely at your insurance policies? If your answer is “I don’t remember,” you’re not alone. Trust me, I get it — they’re boring and filled with confusing jargon. But your insurance may be costing you more than you realize. I don’t know about…
Illustration by Bankrate. Private companies are having a moment, with some firms, such as SpaceX and OpenAI, boasting valuations in the hundreds of billions of dollars and Wall Street pushing to include private assets in retirement accounts. In the old days, companies would go public through an initial public offering,…
Alistair Berg / Getty Images Key takeaways Managing cash flow well helps your business cover expenses and grow. Poor cash flow leads to missed payments, rising debt and potential business failure. Forecasting cash flow can help you anticipate financial needs and avoid shortfalls. You can improve cash flow by speeding…
There are a multitude of leveraged strategies aimed at retail investors. Most of these follow the performance of major indexes, while others track niche areas of the market like the semiconductor and biotech industries. With leveraged strategies, investors hope to capture additional return using the power of debt. What is…
Azri Suratmin/Getty Images Key takeaways If you have full coverage car insurance, which generally includes comprehensive and collision coverage, your scratches and dents are likely covered. Because comprehensive and collision coverage both come with deductibles, it may not always be worth it to file a claim to cover minor damage.…
I’m on track to earn a personal record of about $3,000 in cash back credit card rewards this year. That’s enough to pay for a nice vacation or offset various day-to-day expenses — and it hasn’t even taken that much work on my part. Earning a meaningful amount of credit…
The Standard & Poor’s 500 — probably the most popular measure of the stock market’s performance — is sitting right near all-time highs. The S&P 500 index is also perched at one of the highest valuations of all time, indicating that investors are paying a high price for potential future earnings.…
Image by Getty Images; Illustration by Bankrate Key takeaways Maker and taker fees are what crypto exchanges charge users for providing or removing liquidity from the market. Makers add liquidity to the market and typically pay lower fees, while takers remove liquidity and often pay higher fees. Understanding how these…
Image by Getty Images; Illustration by Bankrate Key takeaways When it comes to Social Security, the standard advice you might hear suggests that you won’t get a second chance to decide when to start taking your benefits. But in at least two circumstances, you can get a chance at a…
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