Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways A money market account is a deposit account that earns interest while providing check-writing and debit card access to your funds. Money market accounts currently earn between 0.47% and 4.00%+ APY, with top accounts offering rates significantly higher than traditional…
Practical Money Tricks That Lead to Real Treats Getting out of debt doesn’t happen overnight, but small, consistent actions can help you regain confidence and control. Here are a few tried-and-true strategies: Budget like a pro: Track every dollar for a month to see where your money really goes. Focus…
Martinns/GettyImages; Illustration by Hunter Newton/Bankrate A money market account is a type of savings deposit account that tends to offer check-writing privileges and a debit card for ATM access to your savings. Typically, savings accounts usually don’t let you write checks from the account, making money market accounts a unique…
My property taxes have ballooned 134% over my 20 years of homeownership. It seems like every year I grumble about another increase, pay the bill and move on. Recent data, however, has me rethinking my approach — it turns out I might be leaving serious money on the table. More…
Trending
Spotlight This Week
More Articles
Personal Finance
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
With Republicans ending the Grad Plus program, private lenders are eyeing billions in new business, while some students could be…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
Higher medical costs and insurance premiums are one of the unintended, unexpected effects of the new trade and tariff policies.That’s…
Featured Articles
Image by GettyImages; Illustration by Bankrate It’s a mixed showing for home equity rates as the Federal Reserve lowered interest rates by a quarter point, its second rate reduction in 2025. The benchmark 5-year $30,000 home equity loan fell nine basis points to 8.02 percent,…
Dept Managmnt
The decision of which debt to start paying off first is a personal one, but starting with high-interest debt is generally considered the…
Banking
Lawrence Golub, billionaire founder and CEO of private credit firm Golub Capital, emphatically dismissed fears that the rapid growth of private credit, specifically…
Credit Cards
All News
Key takeaways Both the Bank of America® Premium Rewards® credit card and the Bank of America® Travel Rewards credit card offer flexible rewards points with multiple redemption options, a base rate of 1.5X points on regular purchases, no foreign transaction fees and a higher rewards potential if you’re a member…
If you have ever changed jobs or you have already started saving for retirement, you have likely encountered both Traditional IRAs and Rollover IRAs. However, these two similar-sounding accounts can play very different roles in your financial future. Knowing how each works can mean the difference between maximizing your tax…
Key takeaways You can make your mortgage payment through your lender’s website or mobile app, in person, by mail or over the phone. If you’re worried about remembering to make payments each month, setting up automated withdrawals can be a good solution. There are options for paying off your mortgage…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The draw period is the initial phase of a home equity line of credit (HELOC), during which you can withdraw funds up to your credit limit. The draw period typically lasts up to 10 years. During this time, you’re usually required…
PeopleImages/Getty Images Key takeaways You can add trusted sources to your Google preferred publishers list to see more of our stories in your search results. It’s simple to add trusted sources using direct links or with a few clicks directly from your Google search results. Adding trusted publishers helps ensure…
Halloween has evolved into a major holiday for many Americans, celebrated with enthusiasm and creativity. But it comes with a hefty price tag. According to the National Retail Federation (NRF), Americans are planning to shell out a staggering $13.1 billion this Halloween. This figure covers everything from elaborate decorations to…
A mini retirement is a planned, extended break from full-time work that’s taken before traditional retirement age. Unlike a vacation or employer-sponsored sabbatical, a mini retirement is self-funded and typically lasts a few months to a few years. People often consider a mini retirement during career transitions, periods of burnout…
At the peak of the pandemic, Congress established the Employee Retention Credit (ERC), a program designed to help eligible employers stay afloat during the COVID pandemic. The lure of free money proved to be too much for some, and as checks rolled out, the IRS began to point fingers at…
We are approaching the blackout period ahead of the Fed’s upcoming meeting on 28-29 October, at which the Federal Open Market Committee is expected to cut interest rates according to fixed income markets. We have recently heard a number of speeches from Fed policymakers ahead of the pre-meeting limitation on…
Review your policy so you understand what is and is not covered. Maintain your property to reduce disputes over whether damage is sudden or gradual. Communicate openly with your adjuster. If it feels like they are asking many questions, it is because they must evaluate exclusions before confirming coverage. Stay…
Editor's Pick
