Homes
Key takeaways The annual percentage rate (APR) on a mortgage represents the total yearly cost of the loan, including interest,…
Key takeaways The main types of mortgages are conventional loans, government-backed loans, jumbo loans, fixed-rate loans and adjustable-rate loans. There…
The job market has historically been one of the biggest predictors of consumer spending and debt patterns. While the unemployment…
Key takeaways Interest rate caps are controlled at the state level by usury laws, but those laws have a long…
Bankrate’s editorial team is full of Chase Sapphire Preferred® Card fans. And there’s a big new welcome offer for the…
If you’re scrambling to file your taxes before the deadline, you’re not alone. Each year, millions of Americans request a…
Key takeaways The Citi Strata Premier℠ Card offers rewards in popular travel and everyday spending categories. This card also offers…
Photography by Getty Images; Illustration by Bankrate There are many reasons married couples may want to file their taxes jointly:…
Image by GettyImages; Illustration by Bankrate Not only can giving away items you no longer use provide happiness to others,…
Key takeaways Refinancing a mortgage temporarily lowers your credit score. Refinancing can affect your credit score for up to one…