Homes
Key takeaways Refinancing your mortgage could make sense for several reasons: lowering your interest rate, taking cash out of your…
Key takeaways In 2025, the federal income tax rates for each of the seven U.S. tax brackets are the same…
Images by Getty Images; Illustration by Issiah Davis/Bankrate The average savings account rate is a benchmark for the overall interest-rate…
Martinns/GettyImages; Illustration by Hunter Newton/Bankrate A money market account is a type of savings deposit account that tends to offer…
Morsa Images/ Getty Images; Illustration by Austin Courregé/Bankrate A certificate of deposit (CD) is a time deposit account in which…
If you’ve ever filed a home or auto insurance claim, your insurance company may have provided you with a mechanic…
FG Trade/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Your credit score is one of the most important factors lenders look…
irina88w/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Private mortgage insurance (PMI) is an extra fee for conventional mortgage borrowers putting…
Key takeaways 401(k) retirement plans come in two types: traditional and Roth. A traditional 401(k) allows you to contribute…
Key takeaways A 457(b) retirement plan is a tax-advantaged way for government employees, and a few others, to save for…