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Images by Getty Images; Illustration by Issiah Davis/Bankrate The average savings account rate is a benchmark for the overall interest-rate…
Martinns/GettyImages; Illustration by Hunter Newton/Bankrate A money market account is a type of savings deposit account that tends to offer…
Morsa Images/ Getty Images; Illustration by Austin Courregé/Bankrate A certificate of deposit (CD) is a time deposit account in which…
If you’ve ever filed a home or auto insurance claim, your insurance company may have provided you with a mechanic…
FG Trade/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Your credit score is one of the most important factors lenders look…
irina88w/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Private mortgage insurance (PMI) is an extra fee for conventional mortgage borrowers putting…
Key takeaways 401(k) retirement plans come in two types: traditional and Roth. A traditional 401(k) allows you to contribute…
Key takeaways A 457(b) retirement plan is a tax-advantaged way for government employees, and a few others, to save for…
Weekend Images Inc./Getty Images Key takeaways A cash-out refinance offers benefits like access to money at potentially a lower interest…
There are plenty of provisions in the massive tax bill known as the One Big Beautiful Bill Act that lawmakers…