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OsakaWayne Studios/Getty Images If you’re interested in investing in physical gold and other precious metals in your retirement account, you’ll…
Some borrowers might choose to refinance to switch from an adjustable-rate to a fixed-rate mortgage or to tap into their…
Key takeaways Upgrading your credit card with the same issuer is a way to get better perks without a hard…
Key takeaways When you exceed your credit card limit, you face declined transactions, steep penalties, a drop in your credit…
Be a first-time homebuyer Purchase a primary residence within city limits Earn no more than 80 percent of the local…
Key takeaways Having no or minimal credit history means you don’t have a credit score at all. This is different…
Key Takeaways Sometimes you need to cancel an application because you applied for the wrong card, another card has a…
Social Security provides benefits not only to retired workers but also to spouses who have not contributed to the program.…
It’s no secret that the housing market has been rough recently — for both prospective buyers and industry professionals. Thanks…
CribbVisuals / Getty Images Key takeaways You won’t be able to get student loans through Bank of America since it…