Key takeaways Emergency loans can help cover a wide range of unexpected expenses when you don’t have enough savings. There are different types of emergency loans, including installment and revolving options. Personal loans and personal lines of credit offer lower interest rates and more flexibility. Payday and title loans have…
Key takeaways International students can get credit cards, but you’ll likely need an ITIN or someone who’ll let you become an authorized user on their card. A U.S. bank account can help, too. If you’re under 21, you’ll need an adult co-signer or a way to prove you can repay…
Key takeaways Your starting credit score depends on your initial credit activity; there is no standard starting point. You need at least one open account with one to six months of activity reported to receive a FICO score or VantageScore. Building healthy credit habits early on will help you start…
Key takeaways In most cases, homeowners insurance policies do not cover mold damage as it’s often tied to home maintenance. Homeowners insurance policies may provide coverage to remove the mold as part of the mitigation effort to restore your property from a covered peril. Mold claims are paid out on…
Trending
Spotlight This Week
More Articles
Personal Finance
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
Featured Articles
Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community property or common law marriages, and these laws determine how marital debt is split after divorce. The divorce settlement agreement doesn’t override…
Dept Managmnt
How First-Year Students Should Manage Credit Cards Responsibly Understanding how first-year students should manage credit cards responsibly means creating a clear system around…
Banking
When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
Credit Cards
All News
Hey, have you heard? Navient is canceling a bunch of student loans! But don’t blast that celebration playlist just yet. Not everyone gets a piece of this pie. If you’re wondering, Will Navient cancel my student loans? keep reading. We’re breaking down exactly what’s happening with the latest Navient student…
I want to talk about the kind of shopping you don’t talk about with your friends. It’s a type of spending that’s especially dangerous because it makes you feel better in the moment but causes shame and regret later on. It’s called retail therapy, and it might be costing you more than you…
Doing the dishes, making doctor’s appointments, taking out the trash. These are just some things you have to do as an adult—and taxes fall in that have-to category. If you fall behind on your taxes, it doesn’t take long for the IRS to start breathing down your neck. Yeah, it’s…
If insurance has you scratching your head, maybe even pulling out your hair (don’t do that), you’re not alone. The world of insurance is complicated, tricky, confusing—all the adjectives. But don’t sweat it. We’ll strip down this sticky subject to the bare bones so you can actually understand what you…
When you have a credit card you’ve been using for years, it’s all too easy to hold on to it. Plus, credit card issuer loyalty does have its advantages. But it also might mean you’re missing out on a card that’s a much better fit for you. The credit card…
Raise your hand if you love shopping. Hey, as a natural spender, I’m right there with you. But there’s a huge difference between enjoying shopping and having a shopping addiction. The first one is fine—as long as you’re staying in the budget with your spending each month. A shopping addiction,…
For all the pros that come with purchasing an annuity — a steady income stream, tax-deferred growth and potential survivor benefits — there are also drawbacks. One of the biggest is that annuities tend to have a swarm of fees that may be charged annually based on the value of…
What happened to all of our friendships? You know, real, in-person relationships with people we trust and love. Remember before the years of kids’ activities, multiple work deadlines, and political or conspiratorial separations? The years when we would stay up, show up, or hang out? Having good friends and being…
Key takeaways Since 2017, taxpayers have been able to deduct interest on up to $750,000 worth of qualified home equity loans (if married, filing jointly); $375,000 if single or married, filing separately). The money must be used to buy, build, or substantially improve the primary or secondary residence that secures…
Let’s face it: Filing taxes is confusing. It’s intimidating. It’s slightly less painful than stepping on a Lego brick. And it’s one of the lame parts of being an adult. But it has to be done, especially if you want to build wealth (and, you know, be a U.S. citizen…
Editor's Pick
