Key takeaways If you received a store credit card you didn’t sign up for, that means someone else likely signed you up without your permission. Issuing a card without your permission violates the Truth in Lending Act and is considered fraud. You should cancel the card immediately and take steps…
Key takeaways 7(a) and 504 loans remain a popular funding tool for businesses across industry, revenue and size categories The SBA weekly lending report provides valuable information on loan funding based on specific demographic data The majority of 7(a) loans for working capital are under $50,000, while the majority of…
Key takeaways Credit unions may offer lower mortgage rates and fees, but often lack the in-person branches and digital services that banks do. Bigger banks might offer a wider variety of loan products and don’t mandate that you become a member. It may be easier to get a mortgage with…
Crypto charts and all the data that they offer may be confusing and complex at first glance, especially for new investors. But they present information in a systematic way to help traders get an overview of how a cryptocurrency has performed over a specific period of time. So crypto charts…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways Buy now, pay later (BNPL) can provide a zero-interest alternative to personal loans. Like personal loans, BNPL won’t hurt your credit utilization ratio. The shortest-term BNPL are typically interest-free compared to rates of up to 36% for personal loans. Your BNPL limit typically…
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Is this method of consolidating debts a good idea? If you are considering using a credit card as a debt consolidation option here…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Illustration by Bankrate. Private companies are having a moment, with some firms, such as SpaceX and OpenAI, boasting valuations in the hundreds of billions of dollars and Wall Street pushing to include private assets in retirement accounts. In the old days, companies would go public through an initial public offering,…
Alistair Berg / Getty Images Key takeaways Managing cash flow well helps your business cover expenses and grow. Poor cash flow leads to missed payments, rising debt and potential business failure. Forecasting cash flow can help you anticipate financial needs and avoid shortfalls. You can improve cash flow by speeding…
There are a multitude of leveraged strategies aimed at retail investors. Most of these follow the performance of major indexes, while others track niche areas of the market like the semiconductor and biotech industries. With leveraged strategies, investors hope to capture additional return using the power of debt. What is…
Azri Suratmin/Getty Images Key takeaways If you have full coverage car insurance, which generally includes comprehensive and collision coverage, your scratches and dents are likely covered. Because comprehensive and collision coverage both come with deductibles, it may not always be worth it to file a claim to cover minor damage.…
I’m on track to earn a personal record of about $3,000 in cash back credit card rewards this year. That’s enough to pay for a nice vacation or offset various day-to-day expenses — and it hasn’t even taken that much work on my part. Earning a meaningful amount of credit…
The Standard & Poor’s 500 — probably the most popular measure of the stock market’s performance — is sitting right near all-time highs. The S&P 500 index is also perched at one of the highest valuations of all time, indicating that investors are paying a high price for potential future earnings.…
Image by Getty Images; Illustration by Bankrate Key takeaways Maker and taker fees are what crypto exchanges charge users for providing or removing liquidity from the market. Makers add liquidity to the market and typically pay lower fees, while takers remove liquidity and often pay higher fees. Understanding how these…
Image by Getty Images; Illustration by Bankrate Key takeaways When it comes to Social Security, the standard advice you might hear suggests that you won’t get a second chance to decide when to start taking your benefits. But in at least two circumstances, you can get a chance at a…
This month, many students—including my own kids—are heading back to school. Most of them have a cell phone (or wearable device) on at all times. While it’s a great way for students to keep track of their busy schedules (and check in with Mom and Dad), it also makes them…
Fixed income markets expected the Federal Open Market Committee to cut interest rates on September 17. However, despite emerging conviction that a cut may be coming, bolstered by Jerome Powell’s recent Jackson Hole speech, significant questions remain for monetary policy for the medium term. Will Trump Influence Monetary Policy? The…
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