For the first time in nine months, the Federal Reserve looks ready to cut interest rates. It might not be the cure to painfully high borrowing costs that many Americans have been waiting for. Policymakers are expected to trim their key borrowing rate by a quarter of a percentage point…
Image by Getty Images; Illustration by Bankrate Key takeaways Prequalification lets you view your predicted loan rates and approval odds without impacting your credit score. Review each lender’s minimum acceptance criteria and loan terms prior to filling out the application to increase your chances of prequalifying. Prequalify with multiple lenders…
Planning for retirement often comes with questions about when and how you can tap into your savings. One such question many people ask is, “Can I withdraw from my 457 while still employed?” Unlike other retirement accounts, 457 plans (also known as 457(b) plans) have their specific rules and exceptions…
The Show-Me State has a little something for everyone, whether it’s the barbecue scene of Kansas City, the historic charm of St. Louis or the natural beauty of the Ozarks. And unlike many states, Missouri’s housing market still offers a level of affordability that can make homeownership a reality. As…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways In most cases, homeowners insurance policies do not cover mold damage as it’s often tied to home maintenance. Homeowners insurance policies may provide coverage to remove the mold as part of the mitigation effort to restore your property from a covered peril. Mold…
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Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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When it comes to car insurance, the age-old question is, How much car insurance do I need? Here’s a quick-and-dirty answer: You need $500,000 worth of liability insurance. That’s the type of auto coverage you’re legally required to have to drive anywhere. And that’s the bare minimum amount of coverage…
Key takeaways An annuity can help you save for retirement and has favorable tax benefits. Experts caution that annuities can be complex and risky, carry high fees and are difficult to cancel. Some alternatives to annuities include a traditional investment portfolio, managed payout fund or life insurance policy. One of…
Ever wondered why we need so many acronyms to talk about health plans? There are a lot of letters! But look at it this way. It’s way easier to say PPO than preferred provider organization. Or HDHP instead of high deductible health plan. Shortening the names is a good start!…
When it comes to getting out of debt, there’s no one-size-fits-all solution. Your financial goals should reflect your priorities, income and lifestyle. Setting clear, achievable goals can boost your chances of becoming debt-free. Whether you’re negotiating with creditors or consolidating loans, focusing on tangible milestones helps you stay motivated and…
You’ve seen it in every kind of movie from horror to comedy. A grieving family gathers around a lawyer’s desk for the reading of the will. In most of those movies, a greedy youngster is after an older relative’s wealth (Knives Out). Or the will forces an heir to change…
Marko Gerber/ Digital Vision/ Getty Images Key takeaways Qualifying Morgan Stanley account holders can receive an annual credit that offsets the annual fee for The Platinum Card® from American Express. Cardholders of The Platinum Card® from American Express exclusively for Morgan Stanley can also add an authorized user without paying…
10 of the Best Cash-Back Apps to Make Money HoneyRakutenRetailMeNotIbottaFetchTarget CircleSlickdealsUpsideSwagbucksCamelcamelcamel When it comes to the best apps to make money, Honey is one of the easiest out there. Honey is a free tool that scours the internet to search for deals, discounts and promo codes on whatever you’re shopping…
American consumers are worried about the economy. In fact, through the rest of 2025, American consumers’ top three financial concerns are inflation, a recession and interest rates. That’s according to TransUnion’s mid-year Consumer Pulse Study, and it’s a sign of what’s at stake. The report went on to find that…
Everyone loves saving money—especially since we’re all spending more on gas, groceries and pretty much everything else these days. The last few years have been rough, and people are looking for even more ways to save a buck or two in 2025. You probably already know the usual ways to save—from packing brown-bag lunches…
The most important thing to know about changes to federal student loan repayment plans is that while they won’t arrive overnight, they will be thunderous. Passed in July as part of the One Big Beautiful Bill Act, these provisions will have the most significant impact on students and families borrowing…
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