We’re heading into the final months of the year, which makes this the ideal time to lower your 2025 tax bill. Financial moves you make before year-end can reduce your taxable income, trim what you owe the IRS and put more money back in your pocket come tax-filing season. Here…
Key takeaways The Delta SkyMiles® Gold American Express Card is a solid option for frequent Delta customers, but the $150 annual fee (waived the first year) might be a bit steep for some. This card earns 2X miles at U.S. supermarkets, at restaurants (including takeout and delivery in the U.S.)…
If we have long been guilty of over-borrowing student loans for college, perhaps part of the solution is using a different — but similar — private financial product. Annual student loan borrowing has tripled since the 1990s And yet, average net tuition has increased by only 46 percent over the…
For the first time in nine months, the Federal Reserve looks ready to cut interest rates. It might not be the cure to painfully high borrowing costs that many Americans have been waiting for. Policymakers are expected to trim their key borrowing rate by a quarter of a percentage point…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways Emergency loans can help cover a wide range of unexpected expenses when you don’t have enough savings. There are different types of emergency loans, including installment and revolving options. Personal loans and personal lines of credit offer lower interest rates and more flexibility.…
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Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Charles Schwab and Interactive Brokers are two of the most well-regarded online brokers, and they offer tons of features to help long-term investors and short-term traders thrive in the market. Schwab and Interactive Brokers score among the best performers in Bankrate’s annual brokerage reviews, and both regularly earn five-star ratings for…
Imagine. Mary Poppins floats down onto your front lawn to attend a party. She snaps shut her umbrella and strolls in for some games and hors d’oeuvres. But before she can even reach the charcuterie board, she trips on a stray croquet ball and smashes her tailbone, shouting supercalifragilisticexpialidocious! Next thing you…
Key takeaways Inflation is a sustained increase in prices of goods and services, which can negatively impact your purchasing power and stretch your budget. The Federal Reserve targets a 2% annual inflation rate as a sign of a healthy economy. Inflation can be caused by factors, such as increased production…
Remember the good ol’ days when getting gasoline for your car cost you under $1 a gallon? Okay, maybe not. Some of us weren’t even born or driving a car yet (hi there, 1988).1 But those sure sound like nice times. Meanwhile, back in June of 2022, gas prices hit a…
Key takeaways Mortgage lenders create and fund home loans, while mortgage servicers manage the loan after closing, including repayment and relief options. While you can choose which mortgage lender to work with, you can’t choose your servicer, and your mortgage might be transferred to a new servicer immediately after closing. …
When it comes to building wealth, you can’t overestimate the importance of having a great financial advisor. More than half of investors (55%, to be exact) who work with a financial advisor said they saved more for retirement than they would have on their own.1 The National Study of Millionaires…
Key takeaways There are no rules around the number of life insurance policies an individual can have, so it is technically possible to have as many life insurance policies as you want — but there is a limit to the total amount you can be insured for. Purchasing multiple life…
So, how much does a wedding cost? The answer is $30,000 for the ceremony and reception—and bump that number to $40,900 if you add in the engagement ring and the honeymoon.1,2 What all exactly does that total include? Honestly, the list of possible wedding costs is as long as the…
There she is! Walking toward me! What do I say? We’ve all been there—not knowing what to say during a social situation. And in this mindlessly digital age, live, in-person exchanges seem rarer (and harder) than ever. At the biological, psychological and spiritual levels, we’re starving for human connection. We just don’t…
The highest court in the land said nope to President Joe Biden’s plan to forgive $430 billion of student loan debt. In a 6-to-3 decision on June 30, the Supreme Court struck down Biden’s student loan debt relief program, which would have forgiven up to $20,000 in student loans per…
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