Drazen Zigic / Shutterstock While on duty, members of the military are protected by the Servicemembers Civil Relief Act (SCRA), a federal law designed to provide financial and legal protections to active-duty military members, reservists and members of the National Guard. They also get some of the best credit card…
When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid it all off, thanks to the debt snowball method and some hefty determination. It was aggressive and at times downright exhausting, but I’ve stayed debt-free for years…
shapecharge/Getty Images; Illustration by Issiah Davis/Bankrate You’ve carefully planned for retirement and secured a steady stream of income with an annuity. But then life throws a curveball at you. Maybe your dream vacation home goes on the market, an unexpected medical emergency or you need to help a child with…
Key takeaways: Many Gen Xers are stretched thin trying to meet both their elderly parents’ financial needs and their own. As many Gen Xers already report low retirement savings and emergency funds, the cost and time commitment of caregiving can make it even harder to meet financial goals for themselves…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways Claiming Social Security at 62 cuts your monthly check by up to 30 percent, while waiting until 70 boosts it by as much as 32 percent above your full retirement benefit. For anyone born in 1960 or later, the full retirement age is…
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Is this method of consolidating debts a good idea? If you are considering using a credit card as a debt consolidation option here…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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What could slow the pell-mell stock market advance of artificial intelligence? If there is any pothole ahead, it’s the glitch factor. A host of AI-related screwups is circulating in public and social media. So far, stories about missteps haven’t derailed the AI stock market express, but there is a chance…
The U.S. Department of the Treasury wants to hear from you. The commenting period has opened for the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). Specifically, the GENIUS Act requires public comment to identify innovative or novel methods, techniques or strategies that regulated financial institutions use,…
The ink on the One Big Beautiful Bill is dry, and some of the targeted tax benefits are, well, big. For decades, founders and investors in startups in Silicon Valley and elsewhere have counted on Qualified Small Business Stock (QSBS) treatment if they sell stock issued by their fledgling company,…
Photography by Getty Images Key takeaways Both the Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card* and The American Express Blue Business Cash™ Card offer cash back on eligible purchases, no annual fee and an intro APR offer on purchases. The Bank of America Business Advantage Customized…
In 2000, internet darling Cisco was the world’s most valuable company. Today it’s worth half as much. AI juggernauts like Nvidia and Palantir are driving the tech-bloated S&P 500 today. Buyer beware. Atthe end of the 1990s, there was one narrative on every stock broker’s lips. The so-called world wide…
Daxiao Productions/Shutterstock.com Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Having one parent or guardian stay at home to…
Key takeaways Debit cards let you pay for things with money in your bank account, while credit cards pay with a line of credit. A debit card can be handy for preventing overspending and interest charges, as well as for withdrawing cash. A credit card can help you build your…
Key takeaways Who you inherit a 401(k) from dictates what you can do with it. Knowing the rules for an inherited 401(k) can help you avoid taxes and penalties. If the 10-year rule applies, keep up with the dates to ensure you get the maximum value. If a loved one…
Tapping into your retirement savings early may seem like a risky idea, but there are many reasons why you may have to take money from your 401(k) before retirement. These accounts are meant to support you in your later years, yet unexpected financial challenges can force your hand at using…
Key takeaways You can use home equity to buy another house if you have a big enough ownership stake in your residence and meet other eligibility requirements. The most common ways to tap your equity are via a home equity loan or home equity line of credit (HELOC). Purchasing property…
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