Cash may no longer be king these days, thanks to the convenience of electronic payments, although you might occasionally want some bucks to slip into a birthday card or tip a driver. Accessing your money keeps getting more expensive, however, if you’re using out-of-network ATMs. In fact, the average total…
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Franek Strzeszewski/Getty Images Key takeaways Capital One offers referral bonuses for cardholders who get their friends and family to apply for their own cards. While there is no limit to how many referrals you can make, there is a limit to how much you can earn from referrals per year…
Key takeaways Credit card shopping portals are offered through most of the major card issuers, and some airlines have dedicated portals of their own. An online shopping portal can help you ‘stack’ more cash back or points with the rewards you’re already earning with a credit card. To use an…
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If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
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Key takeaways Affordability is by far the most important factor for Americans deciding where to retire in the U.S., regardless of income or age, a new Bankrate survey finds. The importance of affordability, weather, neighborhood safety and quality of health care goes up with age. The states with the best…
Key takeaways Alpha and beta are two ways to measure investment performance and whether investment performance is due to individual skill or just the market’s movement. Professional investors are seeking to generate alpha to help justify their fees, since individuals could get “beta level” returns and pay low fees. Anyone…
Key takeaways Stock buybacks can create value for shareholders if they’re well-timed and the company has enough cash on hand to afford them. Stock buybacks, also known as share repurchases, can destroy value if they’re executed at inflated prices or at the expense of business investment, which can harm shareholders…
Key takeaways In most cases, you can change the due date on your credit card bill by calling your issuer and requesting a different date. It’s important to consider all of your monthly bills and income when choosing a credit card due date that works best for you. If your…
Image by Getty Images; Illustration by Bankrate Figuring out the best way to invest can be a challenge as an individual, but it can really get complicated once you’re investing for you, your spouse and your family. Everyone is different, and that means some people have different levels of comfort…
Alex Potemkin/Getty Images Bitcoin’s price has fluctuated up and down ever since its inception in 2009, leaving some investors with notable gains — or losses — and others left wondering what might have been if only they had invested sooner or held. Remember the guy who made the first real-world…
Key takeaways The average small business loan amount is $458,497, according to the SBA Lenders use your revenue, credit score and current debt load to determine how much business loan your business can handle. Large national banks lend higher loan amounts than regional banks. Yet alternative lenders often offer a…
Key takeaways The bond market is one of the best predictors of the overall economy, but it currently sits in an uncertain position. Bond investors are keeping an eye on rising long-term yields, surging U.S. deficit spending and Trump’s attacks on the Fed for signs that inflation may run too…
Key takeaways Community banks are locally-owned institutions with less than $10 billion in assets that focus on serving specific neighborhoods and building customer relationships. Community banks reported strong performance in Q2 2025 with $7.6 billion in quarterly net income, up 12.5% from the prior quarter. Fees for overdrafts and non-sufficient…
Key takeaways Using a matching tool, asking a friend or working with a robo-advisor are all options to find an advisor. Vet potential advisors through referrals, online tools and professional organizations. Clarify your needs before choosing a financial advisor to find the best fit for you. Finding a financial advisor…
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