A dashboard-mounted camera (or “dash cam”) won’t typically lower the cost of your auto insurance automatically. Almost no U.S. auto insurers offer a direct discount for installing a dash cam, but having one in your car could still have positive payoffs. Bankrate’s insurance editorial team looked into the technology and…
While Bitcoin spent the last decade soaring and making millionaires out of many people, other owners of the world’s largest cryptocurrency have missed out. Why? One major reason: They’ve lost access to their account. In fact, more than $400 billion in Bitcoin is estimated to be lost — but some…
This piece was originally published in early 2023 and reflects the author’s financial decisions during that time. The rest of the article has since been updated. Key takeaways With average credit card interest rates well above 20 percent, chasing credit card rewards while carrying card debt doesn’t make any sense.…
Key takeaways Borrowers may refinance second homes and investment properties to get a lower interest rate or access the home’s equity as cash, among other reasons. The refinancing process for a second home or investment property is similar to refinancing a primary residence, but it can be harder to qualify.…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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By your 60s, most of your retirement foundation is already in place. While you may still have a few years to save, building significant new wealth is less likely unless you continue working during retirement. This stage typically shifts focus to taxes, withdrawals, Social Security…
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Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Bitcoin is one kind of digital currency or cryptocurrency, a medium of exchange that exists exclusively online. The currency broke into mainstream consciousness in 2017 — as its price ran up thousands of dollars over the course of the year — and it now sports a market cap of more…
thianchai sitthikongsak/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Despite growth, women-owned businesses still face challenges in obtaining funding, with a higher percentage of loan applications being denied compared to male-owned businesses. Women entrepreneurs can take advantage of various financing options, including SBA loans, crowdfunding, and grants, to help overcome funding…
The Trump-backed tax plan currently advancing through Congress could bring meaningful changes to how education expenses for homeschoolers are treated under federal tax law. Passed in the House on May 22, 2025, the “One Big Beautiful Bill Act” includes several provisions that indirectly benefit homeschooling families through expanded tax credits…
A Roth IRA is one of the best possible ways to invest for retirement, and in fact, many experts think it’s the single best retirement account to have. Naturally, it makes sense to take full advantage of this account by maxing out your annual contributions. But what are the best…
Key takeaways A business plan is the starting point of any business. Make sure your plan includes your product’s unique value, marketing strategy, and metrics for success. You’ll need to decide how you’ll fund startup costs for your business, whether through bootstrapping, a business loan or another form of funding.…
A Trump-backed tax plan currently advancing through Congress proposes significant changes to the federal taxation of overtime pay and tip income. Passed by the House on May 22, 2025, the “One Big Beautiful Bill Act” includes provisions that could allow eligible workers to exclude certain overtime earnings and tips from…
Key takeaways Several airline credit cards offer discounts on tickets for your traveling companions when you meet certain criteria. Available discounts range from flat-rate fares to fully comped tickets (minus taxes and fees). Take note of your card’s eligibility requirements so you can maximize your companion discount benefits. If you…
Key takeaways A guaranteed mortgage loan typically offers looser eligibility requirements — such as lower credit scores and higher debt loads — than a conventional loan. Private-sector lenders fund guaranteed mortgages, but they’re backed by guarantors, often government agencies, that will pay the lender if the borrower defaults. Many low-down-payment…
President Donald Trump advocated for the elimination of federal income taxes on Social Security benefits during his 2024 campaign. However, the tax legislation recently passed by the House—known as the “One Big Beautiful Bill“—does not include this provision. The exclusion stems from Senate rules governing the budget reconciliation process, which…
The new Trump tax plan could significantly reshape how families are taxed, especially with the Tax Cuts and Jobs Act (TCJA) set to expire at the end of 2025. On May 22, 2025, House Republicans passed a major Trump-backed bill, officially titled the “One Big Beautiful Bill Act,” by a…
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