Key takeaways Because the Fed’s decisions to change interest rates affect the pricing of bonds, bond investors closely monitor Federal Reserve interest rate moves. The Fed lowered rates in late 2024 but paused rates until its meeting on Sept. 16-17, 2025, when it decided to lower rates by 25 basis…
Key takeaways For those wanting to grow older in their own homes, HELOCs (home equity lines of credit), home improvement loans and home equity loans may be a good way to finance the necessary renovations. If you’re moving in with a loved one, consider a personal loan or low-interest credit…
Key takeaways Your student loans could come due while you’re still in school if you drop below part-time enrollment or choose certain repayment plans. Your grades can affect your eligibility for federal student loans as well as some types of student loans. If you are notified you owe payments, and…
Investors who have held onto long-term bonds throughout the past few years might finally have their chance at seeing gains in a lower interest rate environment. Rate cuts by the Federal Reserve could push long-term bond prices higher after a period of declining values. However, as exciting as falling rates…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Roman_Makedonsky/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways A no-closing-cost refinance means you won’t pay closing costs upfront — but you will roll them into your loan or pay a higher interest rate. A no-closing-cost refinance saves you some money at closing, but it could…
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Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Key takeaways When a bank fails, the FDIC steps in to maintain operations, including its credit card business. The FDIC looks for a buyer for the failed bank, which would become your new card issuer and set the terms of your account. You can opt out of any changes, transfer…
Key takeaways The Upgrade Elite Cash Rewards Visa® offers a unique blend of personal loan and traditional rewards credit card features. Cardholders can earn 2.2% cash back on all purchases and have the option to pay off their balance in equal monthly installments. The card also offers a welcome bonus,…
President Donald Trump and American business leaders this week celebrated a provision in his tax bill that would create and fund investment accounts for babies born in the next few years. The accounts would be allowed to compound and grow tax-deferred, similar to the way some retirement accounts work. “In…
Key takeaways Refinancing a loan involves getting a new loan to pay off an old debt. If you have multiple loans, you can either refinance them individually or consolidate them into a single loan. The two main reasons to refinance a business loan are to lower payments or interest rate.…
Key takeaways VA loans come with closing costs, which include a funding fee, and other expenses common to all home loans, such as an origination fee and an appraisal fee. VA closing costs can range from 1 to 6 percent of your loan amount, but the seller may pay up…
Carlina Teteris/Getty Images With so many rewards cards strategies to consider — like bonus categories, travel points and miles valuations and more — some cardholders opt to go the simpler route. A flat-rate cash back card lets you earn a consistent, unlimited rewards rate for every purchase you make. Redemption…
The S&P 500 stock index is up about 2 percent this year, while the Nasdaq Composite index has risen 1 percent as of early June. A slow but steady year, you might think, if you’d been asleep since the start of 2025. It’s been anything but that, as both indexes…
Key takeaways The easiest business loans streamline the application process and approve loans quickly to help you get funding — we rounded up seven of those options here Online lenders generally offer easier approval processes and lenient eligibility requirements compared to big banks If easy small business loans aren’t the…
Image by Getty Images; Illustration by Bankrate As the markets continue to rise and fall almost daily due to the various geopolitical developments around the globe, many Americans are feeling stressed about the future of the U.S. economy and their finances. According to Bankrate’s Money and Mental Health Survey, 43…
Key takeaways Investing as a teenager can help you get a head start on building wealth, and more time in the market often leads to higher long-term returns. There are several types of investment accounts teens can set up (with adult supervision) to buy stocks and funds, including custodial Roth…
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