Key takeaways The American Express® Business Gold Card and The Business Platinum Card® from American Express let cardholders earn valuable Membership Rewards points in categories common to many businesses. The Amex Business Gold may be a better choice if you plan to use it for everyday business expenses rather than…
Image by Getty Images; Illustration by Bankrate If you’re planning for retirement, one of your key questions is how much you can earn from Social Security — what’s the maximum you can get? As of January 2025, the maximum benefit you can receive at full retirement age is $4,018 per…
Key takeaways Uniformed service members and federal employees can borrow against their retirement plans with a TSP loan. You can borrow a minimum of $1,000. You can borrow a TSP loan for general purposes, and you can use funds to construct or close on a home. TSP loans come with…
Key takeaways Because the Fed’s decisions to change interest rates affect the pricing of bonds, bond investors closely monitor Federal Reserve interest rate moves. The Fed lowered rates in late 2024 but paused rates until its meeting on Sept. 16-17, 2025, when it decided to lower rates by 25 basis…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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While Bitcoin spent the last decade soaring and making millionaires out of many people, other owners of the world’s largest cryptocurrency have missed out. Why? One major reason: They’ve lost access to their account. In fact, more than $400 billion in Bitcoin is estimated to…
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Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Student loan refinancing means taking out a new loan to pay off one or more current student loans. It can provide a lower interest rate, extend your repayment timeline or make your monthly payment more affordable. Refinancing is only available through…
Zero Creatives/Getty Images Key takeaways Unsecured auto loans are personal loans with no collateral, which you can use to buy a vehicle. You’ll generally need good or excellent credit to qualify for an unsecured auto loan. Unsecured loans pose an elevated risk to the lender and often come with higher…
Key takeaways The best high-yield savings account rate has decreased slightly and is now 4.30 percent APY among those monitored by Bankrate’s editorial staff. For savers, one bright spot amid prevailing economic uncertainty is that high-yield savings account rates remain elevated, with many outpacing the rate of inflation. Officials are…
Key insights The average annual cost of owning and maintaining a single-family home in the U.S is more than $21,000 a year, according to a new Bankrate study. Hawaii and California top the list of states with the highest homeownership costs (over $30,000 annually); West Virginia and Mississippi are the lowest, at…
Peter Dazeley/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Debt relief typically takes one of three forms: debt settlement, consolidation and management. Working with a debt relief company can result in less debt or a faster payoff — but there are often hefty fees, often up to 25 percent of…
Thomas Barwick/Getty Images Key takeaways Credit repair may offer faster dispute resolution, expert analysis and the potential for score improvement. Approach credit repair with realistic expectations, as there’s no guarantee of specific results. Alternative strategies such as self-dispute, credit counseling and debt repayment plans can also contribute to credit improvement.…
Key takeaways Unsecured debt, such as credit cards, student loans, medical bills and high-interest loans can all be consolidated. Debt consolidation can simplify your bill-paying strategy by consolidating multiple accounts into one new loan with a single payment. Consolidating debt can save you money on interest and help you get…
Key takeaways Low-interest unsecured personal loans are typically offered to borrowers with excellent credit. These loans can be an alternative to secured financing, such as home equity loans or cash-out refinancing. Your credit score is the most important factor used by a lender to determine how low your rate will…
Credit Sesame’s personal finance news roundup June 7, 2025. Stories, news, politics and events impacting personal finance during the past week. Job growth slowed in May 2025Consumers hit the brakes on spending growthUncertainty weighs on economic growthUS and global economies expected to slowMortgage rates ease slightlyProductivity declines for the first…
Tetra Images/Getty Images Key takeaways Selling directly to a cash-homebuyer or iBuyer is probably the fastest and most convenient way to sell a home. An experienced real estate agent who knows your market well can also help position your home to sell quickly. Selling fast is typically not the best…
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