Key takeaways Financial and personal documentation provides lenders with the assurance and confidence you will pay off your loan. When you apply for an auto loan, gather any necessary paperwork, like proof of income and employment, to make sure the process runs smoothly. You will need specific vehicle and insurance…
Key takeaways In a Chapter 7 bankruptcy, creditors can seize certain assets to repay the debts you owe. However, exceptions allow debtors to retain some of their assets (or at least part of the asset’s value). Chapter 13 bankruptcy is more about restructuring debts than forfeiting assets. Under Chapter 13…
Key takeaways The American Express® Business Gold Card and The Business Platinum Card® from American Express let cardholders earn valuable Membership Rewards points in categories common to many businesses. The Amex Business Gold may be a better choice if you plan to use it for everyday business expenses rather than…
Image by Getty Images; Illustration by Bankrate If you’re planning for retirement, one of your key questions is how much you can earn from Social Security — what’s the maximum you can get? As of January 2025, the maximum benefit you can receive at full retirement age is $4,018 per…
Trending
Spotlight This Week
More Articles
Personal Finance
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
Featured Articles
Looking for the best apps for stock trading to get your money invested in the market? There’s a growing list of apps to choose from, which can make the search intimidating, especially if you’re just starting to invest. The best stock market apps let you…
Dept Managmnt
Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
Banking
When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
Credit Cards
All News
If you are approaching retirement and have savings in a 457(b) retirement plan, you might wonder which taxes you’ll pay on withdrawals after age 70. This is important when it comes to retirement planning. Otherwise, it could be hard to accurately estimate your future income and tax liabilities. While 457(b)…
Key takeaways Credit-building products, such as credit builder loans and secured credit cards, can help individuals with limited credit histories or poor credit rebuild their credit. Consider your options carefully and choose the best credit-building tool for your needs and financial situation. Over time, keeping an eye on your balances…
If you have to choose between a traditional or Roth deferral, you will have to decide whether it’s better to get a tax break now or in retirement. A traditional deferral lowers your taxable income today, while a Roth deferral offers tax-free withdrawals later. A financial advisor can work with…
There’s no escaping the fact that homes in the U.S. have been getting less and less affordable. According to the National Association of Realtors (NAR), the median price of an existing home sold in April was $414,000. That’s up almost 3 percent from the March price, and almost 2 percent…
Key takeaways Bankruptcy will impact your credit for a period of time, limiting your ability to borrow new loans. If you’ve been through a bankruptcy, there are proactive measures you can take toward rebuilding your finances, such as establishing a secured credit card or applying for a credit-builder loan. The…
Drs Producoes/Getty Images Many different people refer to themselves as financial advisors, which can make it difficult to tell who is genuinely trying to do what’s best for you and who might be selling products or services that mostly enrich themselves. Finding a fiduciary financial advisor to work with can…
In early 2025, E-Trade launched a series of five no-fee index mutual funds, making it the second major online brokerage to offer no-cost funds, following Fidelity Investments. That’s good news for investors at E-Trade, and the move puts even further pressure on the costs of mutual funds and ETFs, both of…
Credit Sesame explores 10 potentially credit-building lifestyle choices, from payment strategies to account setup tips that can help support your credit health. Your credit score reflects more than just how you borrow. It also responds to how you manage bills, track spending, and make consistent financial decisions. When these actions…
Key takeaways If you’re looking for an entry-level travel card, the Discover it® Miles and Bank of America® Travel Rewards credit card are two strong options. Both cards offer a flat 1.5X miles or points on every dollar spent with no annual fees and no foreign transaction fees, plus solid…
Annuities can be a solid tool for generating guaranteed income in retirement, but they’re not for everyone. Despite promises of financial peace of mind, annuities come with some big trade-offs. They’re complex, often expensive and restrict access to your funds. Before you tie up your money potentially for decades, it’s…
Editor's Pick
