Key takeaways Grants can help Black female business owners bridge the funding gap Many grants are tailored to specifically help Black business owners and women business owners overcome racial biases Grants designed to help minority business owners overcome barriers are currently facing legal challenges Additional resources are available, including minority…
Key takeaways Call options give you the right to purchase a stock at a specific price by a specific point in time. Call options can rise many times in value, making them especially attractive for traders who want to make a lot of money. Despite the ability to make a…
MoMo Productions/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You can check the value of your savings bond through the TreasuryDirect website. Even if you have paper savings bonds, you can check your value online, as long as you have the issue date, bond series and denomination with it. To get…
Key takeaways Lenders deny loan applications due to reasons like poor credit, insufficient collateral, industry and more. Having a small business loan denied doesn’t mean businesses can’t secure one in the future. Before reapplying for a loan, determine why the previous application was denied and make sure you’re applying with…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Franek Strzeszewski/Getty Images Key takeaways Capital One offers referral bonuses for cardholders who get their friends and family to apply for their own cards. While there is no limit to how many referrals you can make, there is a limit to how much you can…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Each month on Rent Day, Bilt delivers a new set of bonus opportunities for Bilt Mastercard® cardholders and members. Offers range from earning bonus points to exclusive experiences just for members. In celebration of September Rent Day, Bilt Rewards members can enjoy up to a 100 percent transfer bonus with…
Key takeaways You owe capital gains tax on any realized gain on sale of an asset, though not on unrealized capital gains. Long-term capital gains — for assets held for a year or longer — are taxed at a 0, 15 or 20 percent rate, depending on your total taxable…
Bloomberg / Contributor / Getty Images Prediction markets are a fascinating way to harness expert knowledge, helping publicize insight that might otherwise remain private. These markets give experts a financial incentive to make their information public or even for non-experts to bet on specific outcomes, such as an election or…
d3sign/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Many mortgage lenders work with self-employed borrowers, and some even specialize in loans for them. Like any other borrower, you’ll need to meet credit and other requirements to qualify. To apply for a mortgage as a self-employed borrower, you’ll need to…
Deciding how much to withdraw from your retirement accounts means finding a balance between enjoying life and making your money last. Taking too little leaves you with unused savings, while taking too much risks running out of money later. Taxes also affect how much you can actually spend. To help…
Key takeaways The main examples of tax-free investments are municipal bonds and tax-exempt money market funds. Other investments have partial tax breaks, such as Series I and EE savings bonds and Treasury bills. Tax-advantaged accounts, such as a Roth IRA, can often provide bigger tax savings than chasing tax-free investments.…
The Good Brigade/Getty Images If you’re considering opening a certificate of deposit (CD), you might first be thinking about why you want to open one. That, of course, depends on a variety of factors, such as where you’re opening your account, your financial goals and how much money you have.…
When you file your federal income tax return, you have a choice to make: Claim the standard deduction or itemize your deductions. The standard deduction is a dollar amount set by the IRS, while itemizing your deductions means you add up your total costs for a list of IRS-approved expenses,…
Key takeaways There are five different options when it comes to choosing a tax filing status, but your choices are narrowed down by whether you’re married or single, and whether you have a qualifying dependent. Two statuses are for unmarried people: single and head of household. Another two are for…
Photograhy by Getty Images Credit One Bank is a financial services company founded in 1984 based in Las Vegas, Nevada. Credit One Bank offers cash back and points-earning credit cards as well as high-yield CDs and savings accounts. It’s also an official partner of the Las Vegas Raiders, the Vegas…
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