Key takeaways The CFPB allows consumers to file complaints about unfair, deceptive or abusive financial practices across products like bank accounts, credit cards, mortgages, debt collection and student loans. While you don’t have to contact the offending company first, doing so may resolve the issue more quickly and save you…
Key takeaways If you’re looking for a premium travel credit card, the Chase Sapphire Reserve®, The Platinum Card® from American Express and Capital One Venture X Rewards Credit Card should be at the top of your list. These cards have numerous benefits in common, including annual statement credit offers, airport…
Key takeaways The Platinum Card® from American Express and the American Express® Gold Card both earn valuable American Express Membership Rewards, but their benefits are tailored to suit different lifestyles. The Gold card is ideal for foodies, offering various dining credits and boosted earnings rates on purchases at restaurants and…
© Marco Bottigelli / Moment / Getty Images Key takeaways The Platinum Card® from American Express offers a lucrative welcome bonus and numerous ways to earn rewards, including through Amex Offers. Cardholders can redeem their points for various items, like travel and gift cards, while also enjoying airport lounge access,…
Trending
Spotlight This Week
More Articles
Personal Finance
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
Featured Articles
Image by Getty Images; Illustration by Bankrate If you’re planning for retirement, one of your key questions is how much you can earn from Social Security — what’s the maximum you can get? As of January 2025, the maximum benefit you can receive at full…
Dept Managmnt
Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
Banking
When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
Credit Cards
All News
If you’re looking for an investment with a high interest rate, inflation protection and the safety of government backing, then Series I bonds could be an attractive addition to your portfolio. The Treasury Department announced that I bonds will now pay 3.98 percent for a full six months on any…
Key takeaways Effective July 1, 2025, the minimum car insurance liability limits in North Carolina will increase to 50/100/50 from 30/60/25. The inexperienced operator surcharge timeframe extends from three to eight years for any new driver acquiring a license after July 1. The Prayer for Judgment Continued lookback period has…
Summer 2025 is shaping up to be a scorcher. In its three-month outlook for July, August and September 2025, the National Oceanic and Atmospheric Administration (NOAA) predicted above-normal temperatures in all 50 states. The West, Southwest, Gulf Coast and New England are more likely to experience above-average temperatures, according to…
Luis Alvarez/Getty Images Balanced funds are popular with investors who are looking for a combination of growth and income from their portfolio. These ETFs and mutual funds hold a combination of stocks and bonds and tend to be less volatile than funds that only hold stocks. Balanced funds might have…
kate_sept2004/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways When you assume a mortgage, you take over payment for a loan at its existing interest rate and terms. Most government-backed loans, such as FHA or VA loans, are assumable. Most conventional mortgages aren’t. An assumable mortgage can offer a better interest rate…
Trevor Williams/Getty Images Choosing an online broker may seem daunting when faced with dozens of reputable financial firms vying for your business. But focusing on a few key factors — such as costs, account types, customer service options and available tools — can help you quickly narrow down your choices…
Mint Images/Getty Images. Key takeaways There are a variety of different loan options available to businesses looking to purchase a semi-truck, including term loans, equipment lines of credit and SBA loans Online lenders offer fast applications and funding, but may have higher rates and fees than banks and credit unions…
Key takeaways Psychological triggers can have a major impact on credit card spending. Spending on cards can feel easier than paying in cash, but the financial consequences can be steep. Help is available if you find yourself battling an overspending habit. It’s well documented that some cardholders have problems when…
Image by Getty Images; Illustration by Bankrate Key takeaways Choosing a short-term loan over a long-term loan may get cash in your hands quickly, but you’ll pay for that convenience with higher interest rates and more fees. If you opt for a personal loan with no prepayment penalties instead, you…
Photography by Getty Images; Illustration by Bankrate Key takeaways A CD loan is a type of secured loan offered by a bank or credit union that uses your certificate of deposit as collateral. CD loans can be a good option for individuals with a long credit history and good credit…
Editor's Pick
