Key takeaways The CFPB allows consumers to file complaints about unfair, deceptive or abusive financial practices across products like bank accounts, credit cards, mortgages, debt collection and student loans. While you don’t have to contact the offending company first, doing so may resolve the issue more quickly and save you…
Key takeaways If you’re looking for a premium travel credit card, the Chase Sapphire Reserve®, The Platinum Card® from American Express and Capital One Venture X Rewards Credit Card should be at the top of your list. These cards have numerous benefits in common, including annual statement credit offers, airport…
Key takeaways The Platinum Card® from American Express and the American Express® Gold Card both earn valuable American Express Membership Rewards, but their benefits are tailored to suit different lifestyles. The Gold card is ideal for foodies, offering various dining credits and boosted earnings rates on purchases at restaurants and…
© Marco Bottigelli / Moment / Getty Images Key takeaways The Platinum Card® from American Express offers a lucrative welcome bonus and numerous ways to earn rewards, including through Amex Offers. Cardholders can redeem their points for various items, like travel and gift cards, while also enjoying airport lounge access,…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
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If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
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Image by Getty Images; Illustration by Bankrate If you’re planning for retirement, one of your key questions is how much you can earn from Social Security — what’s the maximum you can get? As of January 2025, the maximum benefit you can receive at full…
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Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Key takeaways From 2007 to 2021, average renters insurance premiums fell by more than 28 percent, while average homeowners insurance rates increased by more than 31 percent. Over that same period, the gap between average renters insurance premiums and average home insurance premiums has grown by 378 percentage points. The…
Key takeaways The best value for American Express Membership Rewards points is often achieved when redeeming them for travel or transferring them to high-value transfer partners. American Express credit cards offer multiple ways to earn Membership Rewards points, including everyday purchases, bonus category purchases, welcome bonuses and referral bonuses. Redeeming…
Key takeaways Money market accounts combine features of savings and checking accounts, offering interest earnings with convenient access to your funds. Advantages include competitive yields, federal insurance protection and the ability to write checks and use debit cards for transactions. Disadvantages may include minimum balance requirements, monthly fees and transaction…
Key takeaways A cashier’s check is a check that is issued by a bank and often used when making a large purchase, such as a car or down payment on a home. You can purchase a cashier’s check for around $10 to $15 at your bank or credit union. While…
When you inherit an individual retirement account (IRA), it comes with a set of rules that dictate how and when you must take distributions. Knowing which rules apply to you can help you avoid unnecessary taxes or penalties. It can also help ensure that you make the most of your…
NoSystem images/Getty Images Key takeaways Regulation D previously limited withdrawals from savings and money market accounts to six per statement cycle. The Federal Reserve suspended this limit in April 2020 during the coronavirus pandemic to provide greater financial flexibility. Many banks still maintain withdrawal restrictions even though they’re no longer…
Key takeaways Your account number is located at the bottom of a check — it’s the second set of numbers, between the nine-digit routing number and the check number. The routing number comes first — it’s the nine-digit number on the left that identifies your bank or credit union. Account…
Whether retirement is decades away or just around the corner, knowing how to build an investment plan for retirement is essential for financial security in your later years. A well-designed retirement plan considers your time horizon, risk tolerance and financial goals to create a roadmap for your future. It’s not…
Key takeaways The Ink Business Unlimited® Credit Card offers flat-rate cash back of 1.5 percent on all purchases, with no limit on rewards earned. Cardholders earn Chase Ultimate Rewards points, which can be redeemed for cash, travel, gift cards or eligible products or services. The card also provides additional benefits…
WoodysPhotos/Getty Images Speeding ticket fines in New York range from $45 to $600, with up to 11 driver penalty points. But the cost of a speeding ticket in New York only begins with the fine. Once that fine is paid, you’re likely to see an increase in the cost of…
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