Key takeaways Paying off wedding debt early on in a marriage is crucial for reducing stress and building a strong foundation for the relationship. Monetary wedding gifts, the debt snowball or avalanche methods, balance transfer credit cards and debt consolidation loans can be tools to pay off wedding debt. Open…

Key takeaways The CFPB allows consumers to file complaints about unfair, deceptive or abusive financial practices across products like bank accounts, credit cards, mortgages, debt collection and student loans. While you don’t have to contact the offending company first, doing so may resolve the issue more quickly and save you…

Key takeaways If you’re looking for a premium travel credit card, the Chase Sapphire Reserve®, The Platinum Card® from American Express and Capital One Venture X Rewards Credit Card should be at the top of your list. These cards have numerous benefits in common, including annual statement credit offers, airport…

Key takeaways The Platinum Card® from American Express and the American Express® Gold Card both earn valuable American Express Membership Rewards, but their benefits are tailored to suit different lifestyles. The Gold card is ideal for foodies, offering various dining credits and boosted earnings rates on purchases at restaurants and…

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Key takeaways The American Express® Business Gold Card and The Business Platinum Card® from American Express let cardholders earn valuable Membership Rewards points in categories common to many businesses. The Amex Business Gold may be a better choice if you plan to use it for…

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Key takeaways The cost of a small business loan includes interest and various fees Common loan fees include origination fees, underwriting fees, appraisals, late payment fees or prepayment penalties To minimize small business loan fees, shop around with multiple lenders to see which one offers the lowest fees Getting a…

Key takeaways Access to credit is tightening for all consumers, but particularly for consumers with subprime credit scores of 699 or lower. Both new and used vehicle prices remain high, and approvals for subprime borrowers decreased sharply in April, continuing a trend from 2024. Pre-tariff inventory is declining, and…

Key takeaways A co-op is a housing option in which the owner owns shares in a residential cooperative, rather than owning the unit outright (as you would with a condo or freestanding house). Being a co-op shareholder gives you the right to occupy the unit your shares represent, and to…

Images by Tang Ming Tung / DigitalVision / Getty Images Key takeaways The Prime Visa is a great card for Amazon Prime members who regularly shop on Amazon.com, at Whole Foods or Amazon Fresh. Additional travel benefits are available, which you may not find with other cash back credit…

Olga Rolenko/Getty Images Key takeaways A crypto winter is a prolonged period of declining crypto prices and low trading volume, along with an overall decrease in investor sentiment. Crypto winters can be caused by a number of factors, like rising interest rates, other macroeconomic shifts or major market manipulations. One…

You won’t see the term “OASDI tax” mentioned as frequently as the many other types of taxes you regularly pay — but whether or not you realize it, you’re paying this tax with every single paycheck you receive. OASDI, short for Old-Age, Survivors, and Disability Insurance, is more commonly known…

Key takeaways Refinancing in today’s current rate environment isn’t for everyone, but there are several reasons why it could be for you. People refinance for reasons beyond the rate. These include tapping equity, changing the loan type and removing a co-borrower from the mortgage. Rates aren’t expected to drop much…

Key takeaways Brand loyalty to certain credit cards or issuers can limit your rewards earning potential. Use multiple cards to maximize rewards rates, which might involve switching cards or using different cards for different types of spending. Understand the redemption options for each of your cards to get the most…

Key takeaways Both a line of credit and a credit card are types of revolving credit where you can borrow up to a certain amount and only pay interest on what you borrow. A line of credit typically has a lower APR and a higher credit limit than a credit…

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