Key takeaways Paying off wedding debt early on in a marriage is crucial for reducing stress and building a strong foundation for the relationship. Monetary wedding gifts, the debt snowball or avalanche methods, balance transfer credit cards and debt consolidation loans can be tools to pay off wedding debt. Open…
Key takeaways The CFPB allows consumers to file complaints about unfair, deceptive or abusive financial practices across products like bank accounts, credit cards, mortgages, debt collection and student loans. While you don’t have to contact the offending company first, doing so may resolve the issue more quickly and save you…
Key takeaways If you’re looking for a premium travel credit card, the Chase Sapphire Reserve®, The Platinum Card® from American Express and Capital One Venture X Rewards Credit Card should be at the top of your list. These cards have numerous benefits in common, including annual statement credit offers, airport…
Key takeaways The Platinum Card® from American Express and the American Express® Gold Card both earn valuable American Express Membership Rewards, but their benefits are tailored to suit different lifestyles. The Gold card is ideal for foodies, offering various dining credits and boosted earnings rates on purchases at restaurants and…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways The American Express® Business Gold Card and The Business Platinum Card® from American Express let cardholders earn valuable Membership Rewards points in categories common to many businesses. The Amex Business Gold may be a better choice if you plan to use it for…
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Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Reinvesting a required minimum distribution (RMD) into a Roth IRA isn’t allowed directly, since RMDs are considered taxable income. However, if you have earned income and fall within the IRS income limits for Roth contributions, you can contribute to a Roth IRA using funds from any source—including money withdrawn to…
Key takeaways Plan for success by building a business plan, putting together a budget and saving enough money to launch. Separate your business and personal finances by opening a business bank account and choosing business credit cards with useful benefits. Stay on top of your finances with…
Key takeaways Bitcoin has shed its outsider status and now moves in sync with big tech stocks — especially during “risk-on” market conditions. The rise of spot Bitcoin ETFs and broader institutional adoption have blurred the lines between crypto and traditional finance, making Bitcoin more sensitive to interest rates, liquidity…
An overdraft fee may be charged when a bank temporarily covers transactions that would otherwise overdraw your account. An NSF fee is charged by some banks when they decline a payment or the cashing of a check that would result in a negative balance. Bankrate’s 2024 Checking Account Survey found…
Halfpoint Images/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways With lender-paid mortgage insurance (LPMI), the lender covers the cost of mortgage insurance. Lenders recoup the cost of LPMI by charging a slightly higher interest rate on the loan. LPMI typically costs less than private mortgage insurance (PMI) on a…
Key takeaways The typical mortgage payment doubled between 2020 and 2024, while today’s new homes are smaller than they have been in more than 10 years. Experts caution that home size isn’t always the best measure of value, especially in competitive markets with rising home prices. Buying a smaller home…
A nursing home cannot unilaterally take your assets or property, even if you are staying there. Nursing homes have the same rights and limitations as any other business. If you sign a contract and don’t pay, then a nursing home can theoretically sue and collect assets for breach of contract.…
The recent downturn in the stock market threw investors for a loop. Stocks plunged more than 10 percent in just a few days — a sharp drop that put everyone on edge. When the stock market plunges, it’s easy to panic and sell. But sharp investors use this kind of…
Economists say there’s at least a 1-in-3 chance of a recession (36 percent) in the next 12 months, according to Bankrate’s latest Economic Indicator Poll. A recession would be bad news for everyone, and it could be even worse if you’re carrying expensive credit card debt. The average credit card…
Key takeaways An 80/10/10 piggyback loan is a type of loan that involves getting two mortgages at once: One is for 80 percent of the home’s value and the other is for 10 percent. The piggyback strategy lets you avoid private mortgage insurance or having to take out a jumbo…
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