Key takeaways Sticking to your budget is the key to purchasing a vehicle that you can truly afford. If you lack credit history, adding a co-signer with long-standing and strong credit can help you secure better rates. Some car loans may allow you to show good grades for perks like…
Key takeaways Paying off wedding debt early on in a marriage is crucial for reducing stress and building a strong foundation for the relationship. Monetary wedding gifts, the debt snowball or avalanche methods, balance transfer credit cards and debt consolidation loans can be tools to pay off wedding debt. Open…
Key takeaways The CFPB allows consumers to file complaints about unfair, deceptive or abusive financial practices across products like bank accounts, credit cards, mortgages, debt collection and student loans. While you don’t have to contact the offending company first, doing so may resolve the issue more quickly and save you…
Key takeaways If you’re looking for a premium travel credit card, the Chase Sapphire Reserve®, The Platinum Card® from American Express and Capital One Venture X Rewards Credit Card should be at the top of your list. These cards have numerous benefits in common, including annual statement credit offers, airport…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways In a Chapter 7 bankruptcy, creditors can seize certain assets to repay the debts you owe. However, exceptions allow debtors to retain some of their assets (or at least part of the asset’s value). Chapter 13 bankruptcy is more about restructuring debts than…
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Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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The perfect credit card looks different for everyone. For me, it would have unlimited airport lounge access, 5 percent travel rewards on every purchase and a $300 annual travel credit along with some extra perks and benefits to sweeten the deal. Oh, and no annual fee. Any credit card expert…
d3sign/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Impulse buying with a credit card is fun today, but can lead to overspending and credit card debt tomorrow. Access to credit and social media are two common factors for impulse buying. By taking steps like budgeting, following the 24-hour rule and…
Image by GettyImages; Illustration by Bankrate Key takeaways Rolling returns can show you how well an investment performs over time. The purpose of rolling returns is to take seasonal market trends and specific economic events out of the equation when assessing returns. Rolling returns can give you a better idea…
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Key takeaways Secured short-term business loans require…
Key Takeaways Step-up CDs feature predetermined rate increases that automatically boost your APY at scheduled intervals throughout the term. Unlike bump-up CDs that require you to request rate increases, step-up CDs provide guaranteed rate hikes without any action needed. Step-up CDs typically start with lower initial rates than traditional CDs,…
Key takeaways To pay off debt, you need to know how much you owe, how much you’re spending and where you can cut costs. The debt avalanche and snowball methods are popular debt repayment strategies. A debt consolidation loan can combine your debts into one loan with one interest rate…
Key takeaways Private student loans are designed to cover educational expenses and are available through banks, credit unions and online lenders. Types of private student loans include degree-specific, parent, international student, bad credit, state-specific, income share agreements and refinancing options. Comparing multiple lenders, assessing interest rates and reviewing repayment terms…
Image by GettyImages; Illustration by Bankrate Investors have seen a lot of volatility so far in 2025, as they try to grapple with the impact of new tariffs from the Trump administration on the economy. The S&P 500 rose to start the year, but fell sharply, ultimately entering a bear…
Budgeting isn’t always easy, especially when you’re just starting out. It can feel frustrating or even overwhelming at first. But budgeting is for you. It just takes a little time to get the hang of it. Whether you’re new to budgeting or ready to level up, I’ve got 16 budget…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Private student loans can help cover any funding gaps for college — ideally, after you’ve exhausted your federal loan eligibility and applied for grants and scholarships. Private loans often come with higher interest rates than federal loans and lack access to…
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