Key takeaways Sticking to your budget is the key to purchasing a vehicle that you can truly afford. If you lack credit history, adding a co-signer with long-standing and strong credit can help you secure better rates. Some car loans may allow you to show good grades for perks like…
Key takeaways Paying off wedding debt early on in a marriage is crucial for reducing stress and building a strong foundation for the relationship. Monetary wedding gifts, the debt snowball or avalanche methods, balance transfer credit cards and debt consolidation loans can be tools to pay off wedding debt. Open…
Key takeaways The CFPB allows consumers to file complaints about unfair, deceptive or abusive financial practices across products like bank accounts, credit cards, mortgages, debt collection and student loans. While you don’t have to contact the offending company first, doing so may resolve the issue more quickly and save you…
Key takeaways If you’re looking for a premium travel credit card, the Chase Sapphire Reserve®, The Platinum Card® from American Express and Capital One Venture X Rewards Credit Card should be at the top of your list. These cards have numerous benefits in common, including annual statement credit offers, airport…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways In a Chapter 7 bankruptcy, creditors can seize certain assets to repay the debts you owe. However, exceptions allow debtors to retain some of their assets (or at least part of the asset’s value). Chapter 13 bankruptcy is more about restructuring debts than…
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Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Key takeaways Some online-only banks allow for cash deposits at ATMs or participating retailers, providing an additional option for those who frequently need to deposit cash. While most online banks don’t charge fees for ATM cash deposits, there may be fees associated with depositing cash at participating retailers through the…
Key takeaways “Sell in May and go away” is a phrase that aims to reflect the seasonality of the stock market. However, it doesn’t always hold true, and investors who follow it may be missing out on opportunities for portfolio growth. Ultimately, it’s an interesting adage to understand the origins…
Key takeaways Using rewards credit cards strategically during a recession can help you offset expenses via cash back rewards and possibly save you money through access to card-specific perks. Now is a good time to do an audit of your credit card portfolio to ensure you have the right mix to get…
Key takeaways High-yield savings accounts continue offering strong APYs above 4 percent. Moody’s credit rating downgrades of the U.S. government and a handful of major banks may fuel a Federal Reserve decision to keep rates unchanged in June. At least one Fed official is leaning toward just one rate cut…
If you’re a landlord, your rental property not only brings you extra income but can allow you to write off tax deductions to lower your tax liability. From repairs and maintenance to mortgage interest and more, rental properties come with many expenses. In many cases, you can write off these…
If you own rental property, you’ll need to file a Schedule E tax form with the IRS to report rental income income or losses. Schedule E is filed along with your Form 1040 individual income tax return. While having rental income and losses is a common reason for filing a…
Credit Sesame’s personal finance news roundup May 24, 2025. Stories, news, politics and events impacting personal finance during the past week. Moody’s joins other agencies in U.S. credit downgradeCapital One completes $35B Discover acquisitionDelinquencies ease slightly, but debt balances continue to riseKlarna reports rising BNPL losses in first quarterFed survey…
Key takeaways Banks have the right to close accounts for various reasons, including inactivity, low balance or suspicious activity. Prompt action and communication with the bank are crucial if an account is unexpectedly closed. The unexpected closure of a bank account can have a significant financial impact, making it important…
fcafotodigital/GettyImages Modified adjusted gross income, or MAGI, might sound like just more tax jargon, but knowing how to calculate your MAGI is key to determining your eligibility for several valuable tax benefits, including whether you can make Roth IRA contributions, claim education tax credits and more. The MAGI calculation starts…
ASphotowed/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You can take out a second car loan, but the lender will likely examine your application for financing more closely. Keep in mind that having two car loans at once typically means higher auto insurance premiums. Your credit score could also dip when…
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