Key takeaways You can legally buy property when you reach the age of majority, or the age at which you are legally considered an adult. However, that age differs by state — in most states, the age of majority is 18, but in a few it’s older. Even once you’re…
Key takeaways Grants can help Black female business owners bridge the funding gap Many grants are tailored to specifically help Black business owners and women business owners overcome racial biases Grants designed to help minority business owners overcome barriers are currently facing legal challenges Additional resources are available, including minority…
Key takeaways Call options give you the right to purchase a stock at a specific price by a specific point in time. Call options can rise many times in value, making them especially attractive for traders who want to make a lot of money. Despite the ability to make a…
MoMo Productions/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You can check the value of your savings bond through the TreasuryDirect website. Even if you have paper savings bonds, you can check your value online, as long as you have the issue date, bond series and denomination with it. To get…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Key takeaways With mutual funds, investors can buy a diversified portfolio without an investment advisor, which makes a well-constructed portfolio more accessible. There are thousands of mutual funds to choose from, but not all of them will be a good fit. Consider your investing goals and risk tolerance before buying.…
Key takeaways Your auto insurance declarations page summarizes the key aspects of your car insurance policy. It can serve as a quick reference to your policy if you need to know what is covered and your insurance agent isn’t available. A declarations page can also be helpful if you want…
Key takeaways Construction loans are short-term loans that you can use to build a home. Some construction loans can be converted to mortgages after your home is finished. Construction loans typically have tougher qualifying criteria and higher interest rates than conventional mortgages for existing homes. What are construction loans? Construction…
Image & Illustration by Bankrate Key takeaways Applying for a mortgage and closing on a home can involve a mountain of paperwork. Documentation needed typically includes in-depth information about your finances, such as pay stubs, tax returns and bank statements. To avoid delays, it’s important to keep it all organized…
Image by GettyImages; illustration by Bankrate What is life insurance face value? If you’ve ever purchased a policy or researched doing so, you may have heard this term. Simply put, the face value, or face amount, of your policy is the amount of insurance you buy. So, for example, if…
Key takeaways Applying for a credit card triggers a hard pull, which dings your credit score whether you’re approved for the card or not. New credit applications are only 10 percent of your credit score, so a hard pull may only decrease your score by a few points, although the…
Key takeaways The Used Clean Vehicle Credit, which offers a tax credit of up to $4,000 for the purchase of a qualifying electric vehicle, is ending on Sep. 30, 2025. Before it ends, this tax credit could be a good opportunity for buyers who have done the math and know…
Key takeaways A HELOC is a line of credit based on your home’s equity: The more equity (value) you’ve built up in the home, the more money you can access via a HELOC. Among the advantages of a HELOC: It allows you to borrow exactly what you need, typically for…
What if, this whole time, the rising cost of college was wrapped within a fairly simple catch-22: More federal funding helps students afford school — but it also causes higher sticker prices for everyone. It’s an argument that Tom Graf, the longtime executive director of state-based lender MEFA, can understand,…
Data shows that tariffs, inflation and a possible recession are on the minds of American consumers — and for good reason. All you have to do is catch the headlines to know why. With all the financial strain, some of us will look to a personal loan to get through…
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