Key takeaways Credit card fraud is on the rise, but there are many systems in place to protect your identity and your finances. The Fair Credit Billing Act limits liability to $50 if you report the fraudulent charges within 60 days of receiving your statement. Many credit card companies offer…
Key takeaways Understanding what not to say when selling a home can help you maintain bargaining power and secure a higher price. It’s best to let your real estate agent do the talking when possible, to avoid revealing information that might negatively impact the sale. However, there is some information…
Key takeaways The trend toward flat personal income tax rates has accelerated over the past few years, with eight states switching to a flat tax since 2023 (including Kansas and Ohio, which will have flat rates after 2025). States are moving to flat-rate income tax structures to cut taxes, increase…
Vladimir Vladimirov/Getty Images The year 2025 has seen nothing but tailwinds for the emerging cryptocurrency industry. From the passing of the GENIUS Act, to the Securities and Exchange Commission (SEC) disbanding its crypto enforcement unit, crypto investors have plenty of reason for renewed confidence. But the rest of the year…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways: President Donald Trump signed a bill in July that would implement cuts to Medicaid enrollment and funding, which will be rolled out over the next three years. The cuts would increase medical costs for many Americans with disabilities and may make it harder…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Key takeaways Required minimum distributions refer to the amount of money that some retirement account holders are required by the IRS to withdraw starting at age 73. Some retirement accounts, such as Roth accounts, are not subject to this rule. If you fail to start taking RMDs from an account…
Key takeaways An option is a side bet among traders over what the price of a stock will be at a certain time. With stocks, you take an ownership stake in the company. Your risk tolerance, level of experience and investing goals play a big role in deciding which one…
Just seven months after graduating from business school, I made the final payment on my $72,000 student loan balance. It wasn’t easy — it took extra hustle, long days and sacrifice — but I wouldn’t trade it for the world. I thought our journey to debt payoff would be done…
Another year, another crown for American Express, which claimed the top spot in the J.D. Power U.S. Credit Card Satisfaction Study for the sixth year in a row and the 15th time in the 19 years the report has been published. The big surprise is that Discover, which had previously…
Key takeaways Using a combination of Chase credit cards can allow you to maximize your credit card rewards earning and redemption options by taking advantage of different bonus categories and card offers. One of the most popular ways to do this is with the “Chase trifecta,” a combination of three…
Drs Producoes / Getty Images Key takeaways The American Express Pay It and Plan It features offer alternative payment options for eligible cardholders. Pay It can be used for small purchases under $100, while Plan It can be utilized for single or combined purchases over $100 with a fixed monthly…
Key takeaways Top high-yield savings accounts continue to offer returns above 4 percent APY, though the outlook could shift if the Federal Reserve begins cutting rates later this year. Competitive accounts still feature minimal fees and low balance requirements, making them accessible to a wide range of savers. In addition…
Key takeaways Variable annuities can provide steady income later on in retirement with the money growing tax-deferred. The returns on variable annuities depend on the market performance of the underlying investments. Variable annuities are complex and come with substantial drawbacks, such as high fees and limited liquidity. A variable annuity…
Key takeaways Since lenders require you to repay a personal loan, they are considered debt and not taxable income. If a lender forgives some or all of your loan, you may have to pay taxes on the forgiven amount. The IRS allows taxpayers to deduct interest on personal loan funds…
Image by GettyImages; Illustration by Bankrate Key takeaways Pay-for-delete letters are one possible solution to resolving blemishes on your credit report. You will need to verify that the debt is yours, that the balance is current and correct, and which company or collection agency you owe. After confirming the details…
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