Key takeaways Assets are quantifiable items — tangible or intangible — that add to your company’s value. Liabilities are what your company owes to others, whether that’s a vendor or a bank that issued a loan. Equity is the dollar amount left when you subtract liabilities from assets, and it…
Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Arvest Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit…
Key takeaways Thanks to its generous cash back rates, the Chase Freedom Flex® can potentially earn you more than the Citi Double Cash® Card. Additionally, the Chase Freedom Flex offers the same welcome bonus as the Citi Double Cash offers — but with a much lower spending requirement. Still, rotating…
Key takeaways College costs have been climbing fast over the last two decades, putting more pressure on families to weigh both affordability and the long-term value of attending college. Bankrate’s study found small college towns, such as Champaign, Ill. and Blacksburg, Va., deliver the best mix of lower living costs,…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways Understanding what not to say when selling a home can help you maintain bargaining power and secure a higher price. It’s best to let your real estate agent do the talking when possible, to avoid revealing information that might negatively impact the sale.…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Finding affordable car insurance can feel like an uphill battle. From 2023 to 2025, the national average cost of full coverage car insurance increased by 31 percent, drastically outpacing the rate of inflation and household income growth. Needless to say, drivers everywhere are looking for ways to save money. There…
Photography by Getty Images Key takeaways The top credit card reward programs partner with select airlines and hotels, so you can transfer points and miles from your card directly to your favorite loyalty programs. Occasionally, you can earn bonuses for transferring points and miles from a bank program to a…
Key takeaways Ethereum is a cryptocurrency and decentralized platform that can be the basis for smart contracts and other apps. Ethereum runs on a proof-of-stake system, making it more energy efficient than Bitcoin’s proof-of-work system. Investing in Ethereum is speculative and driven by market sentiment. Ethereum is among the most…
Wavebreakmedia/Getty Images Key takeaways An auto loan hardship program can help if you’re facing a financial emergency and need help with your car payments. Eligibility criteria, fees and program options vary by lender. Shop around and weigh your options carefully. If you don’t qualify for an auto loan hardship program,…
PhotoAlto/Frederic Cirou/Getty Images Key takeaways A secured credit card is a type of credit card that requires a cash deposit as collateral. This deposit amount is usually equal to the credit limit you’ll receive. Most credit cards are unsecured credit cards, which means you won’t have to put down a…
Key Takeaways Reduce high-interest credit card debt to improve credit and cash flow Build an emergency fund to handle unexpected costs without new debt Improve and monitor your credit score for better loan terms Save for a down payment and closing costs (and explore assistance programs) Keep your financial profile…
Key takeaways American Express’s The Hotel Collection offers exclusive benefits for eligible cardholders at over 1,000 participating hotels worldwide when booking a stay of two nights or more through Amex Travel. These benefits include early check-in and late check-out when available, room upgrades when available, a $100 credit toward eligible…
Key takeaways It may be difficult to obtain a new loan after you enter a debt management plan, especially if you have recently started the plan. Many creditors report the details of a debt management plan to credit bureaus, which may impact your ability to qualify for a loan. Because…
If you were to invest $10,000 in a good stock and get a 20 percent return, you’d make $2,000. But what if you could have borrowed another $10,000 to buy more stock and doubled your profits? When investors borrow money, or buy on margin, they’re going for these types of…
Image by GettyImages; Illustration by Bankrate Key takeaways Before paying a debt in collections, verify that it’s both legitimate and collectible to avoid scams or zombie debt. The Fair Debt Collection Practices Act (FDCPA) helps protect you from harassment and abuse by debt collectors. Negotiating a payment or settlement plan,…
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