Key takeaways Bonds and annuities aren’t an either-or choice. You may find value from both in your portfolio. Bonds offer stable income, liquidity and the option to sell. Fixed annuities can offer guaranteed income, albeit with less liquidity. When people talk about safe investments for retirement, annuities and bonds often…
Key takeaways While many major card issuers offer popular business cards, picking a card from a lesser-known issuer has its advantages. Some of our top picks don’t require a personal guarantee, and many tend to offer higher credit limit potential than other business cards. Before choosing a business card, compare…
Wyoming is best known for its wide-open spaces, rugged mountains and national parks, but it has something new to add to its reputation: It’s one of the top states in America for retirement. Despite being the nation’s least-populated state, Wyoming ranked third overall in Bankrate’s 2025 Best and Worst States…
Key takeaways When choosing a financial advisor, look for red flags, such as lack of responsiveness, high fees and pushing certain investments. If you are unhappy with your portfolio’s performance, it could be another reason for a new financial advisor. Look for a financial advisor who is a fiduciary, meaning…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways The Discover it® Student Cash Back is a wise first card for students who want experience earning cash back rewards. Not only do you earn cash back, but perks like free access to your credit score and a short introductory APR on purchases…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Key takeaways: Nearly a quarter of Americans don’t have an emergency savings fund. If you’re one of them, that puts you at risk of taking on significant debt. It can be challenging to start and maintain an emergency savings fund. Determining the minimum you need to save and starting with…
ROBERTO PERI/Getty Images Key takeaways Having a long position in a stock means that you own shares and will make money as the stock price rises. Having a short position in a stock means that you are betting on the decline of the stock’s value. Investors should understand the pros,…
Small business owners seeking financing may have faced tighter credit conditions in recent quarters, particularly from banks. During the first quarter of 2025, 16 percent of banks tightened their credit standards for small businesses with less than $50 million in revenue, compared to 11 percent the previous quarter, according to…
Figuring out how much you should have in your 401(k) at 25 depends on your income, savings rate and when you started contributing. A common benchmark from financial planners is to aim for one year’s worth of salary saved by age 30, which could translate to about 50% of your…
The legacy Capital One Savor Cash Rewards Credit Card* is no longer taking new applicants as of July 2024, although existing cardholders can still use the card. Those interested in the legacy Capital One Savor Cash Rewards Credit Card can check out the new Capital One Savor Cash Rewards Credit…
Making the decision to start investing is one of the best decisions you can make. Investing is an important step toward building wealth and achieving your financial goals. However, successful investing can be difficult and there are some key mistakes you’ll want to avoid. Here are the top seven investment…
Image by Getty Images: Illustration by Bankrate Key takeaways By using the right rewards credit card, you can earn rewards on your train travel. Joining the Amtrak Guest Rewards program allows you to earn even more rewards on train travel. To make the most of your train trip, consider redeeming…
In your 30s, responsibilities pick up. You’re likely to buy your first home and grow your family. Marriage, a mortgage and little mouths to feed can drain your earnings. Even the family dog eats a portion of your paycheck. It’s easy to think that saving for retirement is impossible in…
Key takeaways The Southwest Rapid Rewards® Plus Credit Card comes with the lowest annual fee of all the Southwest cards and earns 2X points on Southwest flights and more. If you already travel with Southwest and don’t want to pay a high annual fee, this card might be the right…
Collision insurance is an optional coverage that helps pay for repairs to your vehicle when you are to blame for a car accident or other damage-causing incident, like hitting a tree or mailbox. Even the safest drivers can lose focus or react poorly when a split-second decision must be made,…
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