If you have a 401(k) account and recently left your job or were laid off, you might be wondering what to do with your retirement investments. But even if you left your employer some time ago and still have a retirement account there, you have several options when it comes…
Key takeaways Stocks can be a great way to build wealth over the long term. You can buy stocks directly through a brokerage account, or you can buy funds that invest in many stocks. Financial advisors and robo-advisors can help you build a stock portfolio if you aren’t comfortable investing…
Key takeaways Both charge cards and credit cards allow you to make purchases that you can pay off at a later date. Credit cards allow users to carry a balance from month to month, but those balances are usually subject to credit limits and interest charges. Charge cards tend to…
VioletaStoimenova/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Both financial advisors and accountants can help clients meet financial goals and maximize tax savings. Financial advisors tend to focus more on long-term financial planning for individuals. Accountants most commonly focus on tax planning and returns. Financial advisors and accountants are…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Marco Bottigelli/Getty Images It can be tough to find a travel credit card if your credit score has seen better days, as many of the best travel rewards credit cards require a FICO score of 670 or higher. While options may be limited, you can…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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If you aren’t fully satisfied with your homeowners coverage, it can be handy to know how to switch home insurance policies. This isn’t difficult to do, even if your policy is paid out of an escrow account. Although switching home insurance can happen at any time during the life of…
Key takeaways Several types of working capital loans can help cover short-term needs, including term loans, lines of credit, SBA loans and business credit cards. Some working capital loans come with higher interest rates than others. Compare options before making a decision. Long-term loans and business grants are alternatives to…
The pandemic ushered in one of the most unbalanced housing markets in recent memory: Sellers called all the shots, and buyers made all the concessions. Now, for the first time in years, homebuyers have regained some leverage — and, in some places, especially formerly hot markets like Texas and Florida,…
Akirastock/Getty Images: Illustration by Issiah Davis/Bankrate For those looking to open a new checking or one of the best high-yield savings accounts, you’ll find that some banks are currently providing an additional financial incentive for giving your funds a new home — as much as an extra $3,000 for a…
Waiting until age 70 to retire can offer you some clear financial advantages, including maximum Social Security payments and more time for your investments to grow. But even with those benefits and a half-million-dollar nest egg, determining whether you have enough to retire at age 70 will depend on your…
Someone must draw the short straw. And in the case of the One Big, Beautiful Bill’s student-loan-related provisions, that someone appears to be the parents of lower- and middle-income families. The Trump Administration’s massive budget reconciliation bill — law of the land as of July 4 — will reshape how…
Key takeaways Nearly every corner of the country has experienced a surge in home equity since 2020, but homeowners in certain states have experienced more gains than others. West Virginia registered the largest percentage increase in average home equity, rising 450%, while Washington D.C. had the sharpest decline in average…
Key takeaways Sharing a credit card as a couple typically comes in the form of one person getting the card and the other being added as an authorized user. Sharing a credit card this way means that your credit scores are intertwined, so be sure to talk about your spending…
Romona Robbins Photography/Getty Images Key takeaways Buying an RV makes sense if you like taking frequent, spontaneous trips every year. Renting is a good option if you’re planning ahead for a vacation you take every couple of years. If you decide to buy, consider buying used to reduce the purchase…
Real estate agents — whether representing the buyer or the seller — generally earn their income through a percentage of the home’s sale price. Traditionally, sellers have picked up the tab for both their own agent and the buyer’s agent, with total commissions often landing in the 5 percent to…
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