How First-Year Students Should Manage Credit Cards Responsibly Understanding how first-year students should manage credit cards responsibly means creating a clear system around spending and repayment. If your purpose is to use the card for money management, that might mean setting a cap based on income—for example, if you earn…
Artifical intelligence (AI) is likely to reshape our lives in as big a way as the internet did in the 1990s and smartphones did in the 2000s (scary or exciting as that may be). That means changes to your regular life and your banking life, too. You’re likely encountering AI…
Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Arvest Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit…
Key takeaways Switching business credit cards can benefit small businesses needing higher spending limits, business-specific rewards and employee cards with individual spending limits and card perks. It is typically better to stick with a current card issuer if you are happy with their rewards program, want to avoid a credit…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Wyoming is best known for its wide-open spaces, rugged mountains and national parks, but it has something new to add to its reputation: It’s one of the top states in America for retirement. Despite being the nation’s least-populated state, Wyoming ranked third overall in Bankrate’s…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Tim Grist Photography/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Bank mergers and acquisitions have created today’s largest financial institutions, with deals reaching up to $66 billion in recent years. Capital One completed its $35.3 billion acquisition of Discover in May 2025, creating the sixth-largest U.S. bank by assets. Bank…
Key takeaways Online lenders are more likely to have accessible loan requirements for startups than bank lenders SBA loans are an option, with the SBA approving thousands of startup business loans per year If you can’t get a business loan, try alternatives like a business credit card, personal loan or…
Inflation remains a stubborn foe, according to new consumer price index (CPI) data. Over the past year, the all items index increased 2.7 percent before seasonal adjustment, according to July figures from the U.S. Bureau of Labor Statistics, released Aug. 12. This is unchanged from the June reading of 2.7…
Artificial intelligence seems like it’s all the rage these days, so it’s not so surprising that investors would try to use AI to get an edge when it comes to investing. But AI is not an idea that’s limited to well-connected experts. Anyone can buy exchange-traded funds (ETFs) that use…
Photography by Getty Images Key takeaways Both cards have similar welcome offer values and potential rewards earnings for the average spender, but the Prime Visa doesn’t provide intro APR offers or bonus cash back. The Bank of America® Customized Cash Rewards credit card could be more rewarding if your spending…
Key takeaways Secured credit cards usually need a cash deposit to establish your line of credit. The credit limit on a secured card typically matches the deposit amount. Secured credit cards help build credit and can lead to qualifying for an unsecured card with responsible use. When your FICO credit score is in…
Image by Adobe Stock; Illustration by Bankrate Key takeaways The listing price of a property is literally the price at which a home is listed for sale — it’s the amount the seller ideally wants to get. Many factors go into determining listing price, including the home’s location, age, size…
Key takeaways Origination fees are a common cost when borrowing a personal loan, especially if you choose to go with an online lender. Expect to pay anywhere from 1 percent to 10 percent of the total loan amount, although the exact fee varies based on several factors. Origination fees are…
Key takeaways The Chase Freedom Flex® is a unique cash back credit card that doubles as a great travel rewards card for those who know how to best take advantage of it. With no annual fee and the ability to redeem Chase Ultimate Rewards points for travel purchases, the Chase…
KenWiedemann/Getty Images With homes in the U.S. selling for a median price of $435,300, according to the National Association of Realtors, few would question the notion that real estate purchases and sales are among the largest financial transactions most people ever make. Closing costs, the fees and taxes that are…
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