Key takeaways Loss of use reimburses expenses incurred when your home is uninhabitable after a loss. Elective renovations and general maintenance are not covered by loss of use. Pet boarding, parking fees, moving expenses and laundry services are just a few of the expenses loss of use may cover. If…
Illustration by Grant Crowder/Bankrate Key takeaways To find a mortgage lender, first take stock of your finances and decide what type of mortgage you need. You can compare rates and fees by getting a preapproval from at least three mortgage lenders. There are six main types of mortgage providers: direct…
Photography by Getty Images Key takeaways FICO and VantageScore credit scores span from 300 to 850. The higher your score, the more likely you are to secure loans, credit cards and financing options with better terms and lower interest rates. Different factors are considered when calculating your credit score, including…
As a personal finance journalist and a credit counselor, people often ask me for credit card advice. And I’m happy to give it! But I find myself sharing the same set of basic facts because they’re helpful for so many people. And then it dawned on me: Credit cards can…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
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Key takeaways Both charge cards and credit cards allow you to make purchases that you can pay off at a later date. Credit cards allow users to carry a balance from month to month, but those balances are usually subject to credit limits and interest…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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If you own your home, whether it’s a stand-alone structure, a condo or mobile home, it’s likely that you have insurance coverage to protect your investment in your property. That insurance covers your buildings and possessions, as well as offering liability insurance. If your home is part of a homeowners…
Catherine Falls Commercial/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Business owners with bad credit can explore online lenders, the U.S. Small Business Administration and Community Development Financial Institutions. Business loans are still available for owners with bad credit, although they may face higher interest rates and fees. Carefully consider all…
Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Arvest Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit…
Key Takeaways Create a realistic monthly budget that accounts for essential expenses. Cut back on non-essential spending and save for emergencies. Pay down high-interest credit card debt first. Monitor your credit and financial habits regularly. Get help from a nonprofit credit counseling agency like ACCC. If you’re trying to…
Key takeaways You should have another policy in effect before canceling your existing coverage to avoid your future car insurance premiums increasing substantially due to a lapse in coverage. If you are recuperating from surgery, embarking on a long vacation or something similar, you may want to suspend your car…
Coinbase is one of the largest and most well-known crypto exchanges, offering a lot of features that traders may find valuable. Crypto-only traders may find Coinbase to be a solid option if they’re using the advanced tier that comes with competitive pricing, though low-level fees have risen lately. Coinbase has…
Image by Getty Images; Illustration by Bankrate Key takeaways The type of marijuana, delivery method and frequency of use may all play a role in how life insurance companies rate life policies for marijuana users. Different life insurance companies may have different policies regarding marijuana use, and some companies may…
One word can sum up the business pulse for August: volatile. While tax cuts from the Big Beautiful Bill and a recovering GDP have boosted business confidence, a stagnantly-high Fed rate, crackdowns on the immigrant labor force and the looming threat of tariffs have economic sentiments in a cautious wobble.…
10’000 Hours/Getty Images Key takeaways There’s no single home insurance company that’s best for everyone. To choose the best home insurance company, consider what’s most important to you in a company, whether that’s customer service, mobile app capabilities, local agent offices or discount options. If you’re having trouble shopping, consider…
Key takeaways You don’t need to be rich, but you do need to be intentional with your financial plans to set your kids up for life. Strategic financial moves early on — like setting up a 529 account or custodial Roth IRA — can lead to decades of compounding growth…
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