Key takeaways Loss of use reimburses expenses incurred when your home is uninhabitable after a loss. Elective renovations and general maintenance are not covered by loss of use. Pet boarding, parking fees, moving expenses and laundry services are just a few of the expenses loss of use may cover. If…
Illustration by Grant Crowder/Bankrate Key takeaways To find a mortgage lender, first take stock of your finances and decide what type of mortgage you need. You can compare rates and fees by getting a preapproval from at least three mortgage lenders. There are six main types of mortgage providers: direct…
Photography by Getty Images Key takeaways FICO and VantageScore credit scores span from 300 to 850. The higher your score, the more likely you are to secure loans, credit cards and financing options with better terms and lower interest rates. Different factors are considered when calculating your credit score, including…
As a personal finance journalist and a credit counselor, people often ask me for credit card advice. And I’m happy to give it! But I find myself sharing the same set of basic facts because they’re helpful for so many people. And then it dawned on me: Credit cards can…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways Both charge cards and credit cards allow you to make purchases that you can pay off at a later date. Credit cards allow users to carry a balance from month to month, but those balances are usually subject to credit limits and interest…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Key takeaways The JetBlue TrueBlue program is ideal for anyone who prefers to fly with JetBlue, travels frequently to JetBlue’s service destinations or wants to pool points with other TrueBlue members. The best way to earn and redeem points in this program is by flying with JetBlue or making purchases with…
Images by Getty Images; Illustration by Bankrate Key takeaways Rewards credit cards can help you earn points, miles or cash back on your everyday purchases. There’s a wide variety of rewards cards out there, so you’ll want to choose a card that fits your spending habits. If you’re still building…
Hill Street Studios/Getty Images Key takeaways Lately, scammers have targeted Social Security recipients with fake job listings, emails and in-person meet-ups to steal money or data. Avoid clicking on links in emails or meeting with people who ask for money and claim to be government officials. If you think you’ve…
Five years ago, Taylor Gothard, 41, and his spouse found themselves staring at $100,000 in credit card debt spread out over 17 maxed-out credit cards. When it comes to debt like this, they’re not alone. Nearly 40 percent of cardholders have maxed out a credit card or come close in…
Wavebreakmedia/Getty Images Key takeaways VA loans are available to active-duty military personnel, veterans and surviving spouses who need to finance a home purchase. You must provide a VA-approved lender with a certificate of eligibility (CEO) to prove you qualify for a VA loan before you can get preapproved. The VA…
If you thought meme stocks had ridden off into the sunset, think again. Shares of companies such as Krispy Kreme and Kohl’s saw unusual surges starting in mid-July. The frenzy earned the “DORK” label for the companies that saw their shares jump: Krispy Kreme (DNUT), Opendoor Technologies (OPEN), Rocket Companies…
Living abroad doesn’t mean you can leave your U.S. tax responsibilities behind. If you’re an American expat, the IRS still expects you to report your worldwide income — no matter where you live or work. Here’s the good news: There are a few different tax breaks that help many expats…
A bull market occurs when asset prices rise significantly over a sustained period. While analysts often use the term “bull market” to discuss stocks and the stock market, the term can be used for any asset – bonds, real estate, commodities or even cryptocurrency – that is rising over time.…
Some financial advisors promote annuities because they offer tax deferral, guaranteed income, or principal protection. But while these features can support retirement planning, annuities often carry high fees and commissions that can influence recommendations. Knowing why advisors recommend annuities can help you ask better questions and evaluate how this option…
Investing in mutual funds is one of the easiest ways to diversify your portfolio without having to determine which individual stocks and bonds to buy or sell. However, it’s important to understand that certain mutual funds come with what’s called a sales load. When creating a portfolio, understanding the difference…
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