Key takeaways JetBlue’s TrueBlue Shopping lets loyalty program members earn points with the airline for each dollar they spend. Using the portal is free, and members can earn points for spending with hundreds of online retailers and partner brands. Purchases are tracked through the portal automatically, and bonus points are…
Key takeaways The Chase Sapphire Preferred® Card and Citi Strata Premier® Card both offer access to popular travel rewards universes: Chase Ultimate Rewards and Citi ThankYou points. Citi Strata Premier offers excellent rewards rates in more everyday categories, but Sapphire Preferred offers potentially better value when redeeming points for travel…
Key takeaways Loss of use reimburses expenses incurred when your home is uninhabitable after a loss. Elective renovations and general maintenance are not covered by loss of use. Pet boarding, parking fees, moving expenses and laundry services are just a few of the expenses loss of use may cover. If…
Illustration by Grant Crowder/Bankrate Key takeaways To find a mortgage lender, first take stock of your finances and decide what type of mortgage you need. You can compare rates and fees by getting a preapproval from at least three mortgage lenders. There are six main types of mortgage providers: direct…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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If you have a 401(k) account and recently left your job or were laid off, you might be wondering what to do with your retirement investments. But even if you left your employer some time ago and still have a retirement account there, you have…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Key takeaways Cash back credit cards make sense when you want to earn simple rewards for each dollar you spend. A points or miles card may be a better option if you travel often and want to earn rewards for travel on your purchases. If neither option is the perfect…
Thirawatana Phaisalratana / Getty Images Key takeaways Even without a job, you can generally get an emergency loan if you can prove a reliable source of income, such as disability benefits or a spouse’s income. Lenders that offer loans without proof of income are probably predatory. If you have a…
Photography by Getty Images Nothing stings quite like discovering your hard‑earned miles or points have expired — often due to inactivity. But luckily, there are many ways to keep your hard-earned credit card, hotel and airline rewards from expiring. What are credit card rewards? Many credit cards come with a…
Colleen Campell, a former executive director at the Department of Education’s Federal Student Aid office, questions why Public Service Loan Forgiveness (PSLF) is seemingly always in the spotlight. “PSLF is 2 million borrowers and there are 43 million student loan borrowers,” says Campbell, who received PSLF relief for some of…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key Takeaways Key takeaways A FICO score below 580 or a VantageScore of less than 601 is considered a bad credit score. If your score falls in the bad credit range, you will face less favorable outcomes with lenders (who…
Key takeaways Ongoing rollbacks at the CFPB may lead to some deregulation in consumer lending, but it’s unlikely to reach pre-2010 conditions. Consumers could see the return of inflated interest rates, forced arbitration clauses and more expensive fees moving forward. Facing fewer consequences, some lenders may revert to aggressive tactics…
Key takeaways Bankruptcy discharge of student loans is very difficult, but not impossible, and requires demonstrating undue hardship in an adversarial proceeding. Exceptions exist, such as the possibility of discharging loans that are not qualified education loans. Recent policy changes by the U.S. Departments of Education and Justice permit the…
Credit union credit cards can offer lower interest rates and unique benefits compared to cards from larger banks. Many of them still include rewards cards, and if you’re in the stages of building credit you can find some decent secured cards. We’ve compiled a list of the credit union cards…
Social Security is a key source of income for many retirees. With that in mind, it’s useful to know what the average Social Security check may be at age 63 so you can better plan for retirement. It’s also important to understand that while you can begin collecting Social Security…
Key takeaways If you’re living with a disability, you can list your Social Security Disability Insurance (SSDI) or Supplemental Security Insurance (SSI) as income on your mortgage applications. This makes it easier to meet a lender’s income requirements and qualify for a mortgage — even if you aren’t receiving employment…
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