Key takeaways Your credit card’s grace period is the time between when your credit card billing cycle closes and your bill is due. In most cases, credit card issuers don’t charge interest on your purchases during the grace period. Once the grace period ends, interest begins accruing on your balances…
Images: Getty Images; Illustration: Bankrate Key takeaways In an exclusive agency listing arrangement, a seller hires one real estate brokerage to market and sell their home. However, the seller can also bring in their own buyer — if that deal goes through, they won’t have to pay a commission. Some…
Key takeaways You don’t need to put 20 percent down to get a mortgage, and some mortgages don’t even require a down payment. You can get a conventional mortgage with 3 percent down, but with anything less than 20 percent, you’ll have to pay mortgage insurance. Making a larger down…
Key takeaways JetBlue’s TrueBlue Shopping lets loyalty program members earn points with the airline for each dollar they spend. Using the portal is free, and members can earn points for spending with hundreds of online retailers and partner brands. Purchases are tracked through the portal automatically, and bonus points are…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Arvest Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto,…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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STUDY SUMMARY 53% of working Baby Boomers who aren’t currently saving for retirement have no plans to save. Just 9% of middle-income workers save 15% or more of their income for retirement. Men are nearly twice as likely as women to have saved $250,000 for retirement. Downloads Have questions about…
Hero Images Inc/Getty Images Key takeaways Many Americans have 401(k) plans through their employers, and some of them will be able to manage the account themselves. However, for those who are uncomfortable making investment decisions, working with a financial advisor can provide peace of mind. The main disadvantage of hiring…
Here’s the truth, you guys: Everyone needs a plan for their money. That’s why everyone needs a budget—and a family budget meeting! Now, when you hear “budget meeting,” you might think that sounds like a blast or the most awful thing ever (depending on your personality). Regardless of how you…
Citi is an advertising partner. Key takeaways Balance transfer credit cards allow cardholders to move debt to a new credit card while saving money on interest payments with an introductory APR offer. The Citi® Diamond Preferred® Card has a longer-than-typical intro APR offer, giving you more time to make inroads…
There’s nothing like a global pandemic to make you rethink some of your Christmas traditions. Do I really want to host a potluck? Should we even bother with new Christmas outfits? Guess I’m doing all my Christmas shopping online this year! We all look forward to Christmas traditions, like decorating…
Key takeaways Sending money with a credit card can be convenient, but it typically comes with fees and higher-than-usual interest rates that can add up for big transactions. Apps like Cash App, PayPal and Venmo allow you to send money through their platforms with a credit card, while Apple Cash,…
STUDY SUMMARY Money is the number one issue married couples argue about. 86% of couples who got married in the last five years started out in debt. The higher a couple’s debt burden, the more likely they are to argue about money. Couples in healthy marriages are much more likely…
If you’re new to the world of investing, you’re probably wondering whether you need the help of a financial advisor. Here’s the truth: Even the most seasoned investors find value in having an investment professional guide their overall financial plan. According to a Ramsey Solutions research study, 44% of people who partner…
We’ve all seen them. Bright yellow and red signs with promises of instant cash to help you get to payday. And all you have to do is sign over your dignity and any leftover hopes of being financially stable in the near future. Yup—we’re talking about payday lenders. They’re the…
Preparing for your first meeting with a financial planner? Congrats! That’s a big step! It’s no secret that a lot of Americans feel clueless and helpless about retirement. Not having a solid plan could create an uncomfortable retirement that leaves you strapped for income and dependent on your children. And…
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