I get it—overspending is a real struggle. No matter where or how you shop, spending money on random stuff is always a temptation (I’m looking at you, $100-Target-run-disguised-as-a-quick-trip-for-shampoo). So, how do you keep from busting your budget? I’m here to share my best tips for how to stop spending money—so…

Photography by Getty Images Key takeaways The Mission Lane Visa® Credit Card* and Petal 1 Visa® Credit Card* are both designed to help you build or rebuild your credit. The Mission Lane Visa card is a no-frills card with an annual fee that can cost you $0 or all the…

Key takeaways Recent changes in immigration enforcement efforts are impacting small-business customer bases and workforce. Your business may be at risk even if you are compliant, or if you’re not directly affected by workforce reduction. Making sure you stay informed, being transparent with your customer base and automating certain tasks…

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Marie C Fields/Shutterstock Key takeaways It’s fine to get rid of monthly mortgage statements, but you should keep all your mortgage documents, including proof of title insurance and the promissory note, until your loan is paid off. Having your mortgage documents handy can be beneficial when filing home insurance claims,…

Key takeaways Damage from mine subsidence isn’t normally covered through standard homeowners insurance. There are two main types of mine subsidence — pit and sag — that are classified based on the shape and depth of the depression in the ground. Mine subsidence coverage may be a beneficial addition to…

Alcohol-impaired driving carries steep costs that extend far beyond the initial fine. A single DUI conviction in Pennsylvania drives up the average cost of car insurance by 103 percent — and DUI surcharges could remain on your record for years. To help drivers understand what happens if you get a…

“Location, location, location” has long been the golden rule of real estate. But in today’s challenging housing market, a new mantra is developing: “Insurance, insurance, insurance.” As homeowners insurance premiums rise across the country, buyers are facing a double hit — soaring home prices and costly insurance, which is required…

traveler1116/Getty Images Key takeaways Many market watchers expect the Federal Reserve to lower its benchmark rate when policymakers meet in mid-September. Such a move could spur lower rates on high-yield savings accounts. For now, competitive savings accounts continue to earn rates above 4 percent APY, after the top APY peaked…

Usually you should plan to keep your tax returns for a minimum of three years from the date you filed your original return. But there are situations where you should keep your tax returns even longer. How long you should keep these documents varies based on a few factors. Keep…

Key takeaways You may be eligible for a bad credit personal loan with a score below 580. Personal loan lenders specializing in bad credit loans will likely scrutinize your income and employment history more closely. A bad credit loan can be useful tool to put you on a path to…

Each year, millions of taxpayers file an extension so they can get extra time to file. Now the Oct. 15 deadline is fast approaching. Tax extensions are filed for a variety of reasons, and a common one is delayed paperwork. “We use them often when a taxpayer does not have…

Key takeaways Personal loans can be an excellent tool to consolidate debt and simplify your bill-paying schedule to avoid credit-damaging missed payments. The installment nature of personal loans can be aligned with other financially freeing goals since the payments don’t change. Because most personal loans are unsecured, you avoid borrowing…

Planning for retirement can feel overwhelming, but fortunately, there are several savings tools available to help take the sting out of the process. By utilizing these tools, you can create a financial strategy that helps you save for retirement. Two common options are deferred compensation plans and 401(k)s. While both…

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