On Sept. 17, 2025, the Federal Reserve’s Federal Open Market Committee is likely to lower its benchmark interest rate, the federal funds rate, by 25 basis points (a quarter of a percentage point). Assuming that happens, it will be the first change to the federal funds rate in 2025. Inflation…
If you’ve ever stood in the checkout line at a brick-and-mortar retailer and been offered a discount on your purchase by applying for a credit card, the cashier was trying to sell you on a retail card. One version of retail credit cards are store credit cards, which are only…
While the average credit card interest rate has dropped slightly and experts muse about Fed rate cuts this fall, there’s one metric we can count on — astronomical retail card interest rates. The 2025 Bankrate Retail Cards Study reveals the average retail card APR remains above 30 percent, which is…
Almost one year ago, the U.S. economy looked like it was teetering on the edge of a recession. Hiring was faltering, unemployment was rising and annual revisions to employment tallies showed that the job market was in worse condition than previously estimated. Realizing the economy wasn’t as strong as they…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways Your credit card’s grace period is the time between when your credit card billing cycle closes and your bill is due. In most cases, credit card issuers don’t charge interest on your purchases during the grace period. Once the grace period ends, interest…
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How First-Year Students Should Manage Credit Cards Responsibly Understanding how first-year students should manage credit cards responsibly means creating a clear system around…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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When it comes to our pets, we treat them like family. And just like with our own health insurance, pet insurance is meant to offer peace of mind when medical issues arise — but it often falls short in a familiar and frustrating way. Like human health insurance, pet insurance…
When you or a loved one gets sick and needs health care, the last thing you want to think about is filing an insurance claim. Health care can be complicated and full of jargon—and there’s often a huge amount of paperwork involved. If you don’t dot your I’s and cross…
George Pachantouris/Getty Images Key takeaways The airline fee credit offered by some premium American Express cards can help offset their high annual fees. Cover purchases such as checked baggage fees, seat selection and in-flight food or entertainment with your airline fee credit. You must pre-select the airline with which you’ll…
Planning for retirement means figuring out how much income you’ll have. And for many Americans, Social Security is a big part of that. Your monthly benefit at full retirement age (67) depends on your work and earnings history. A financial advisor help you determine when to start and build a…
Whether you’ve been raising children, caring for family members, or simply taking some time off, it’s exciting to start dreaming about doing work you love again (plus bringing home a paycheck!). It’s also intimidating to step back into the workforce when you feel rusty. Fear starts to creep in. Doubt…
Retirement isn’t the end of your financial plan — it’s the beginning of a new one. With a steady paycheck no longer coming in, how you invest your money is crucial. The challenge? Keeping your money growing while also protecting it so you can reliably draw down income for decades.…
Key takeaways Female entrepreneurs often face more challenges than male entrepreneurs when accessing business funding Grants specifically targeting businesses owned by women can provide valuable funding State and local agencies can be another source of funding and grants for women-owned businesses The 2024 Wells Fargo Impact of Women-Owned Businesses notes…
Few things can stir up anxiety like having to negotiate a salary—especially if it’s your dream job and you’re worried about losing the offer quicker than it came. Here’s the thing: Just because someone offers you a salary doesn’t mean you can’t ask for something different—in fact, you should. But if you’re…
Carlina Teteris/Getty Images Personal property is a standard coverage on a homeowners insurance policy. It covers belongings like furniture and clothing, paying up to a certain limit if they are stolen or damaged by a covered peril. However, for high-value items like jewelry, fine art or musical instruments, you’ll likely…
Social Security benefits are a key part of retirement income for many people. You can start collecting as early as age 62, but doing so will lower your monthly payment for life. It’s important to know how early retirement affects your benefit and what the average payout is at 62…
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