Key Insights Interest rates directly affect borrowing, saving, and investing decisions. Higher rates make loans more expensive but reward savers. Mortgage payments, credit card debt, and access to credit can shift quickly. Staying informed and adjusting your strategy helps protect your financial health. American Consumer Credit Counseling (ACCC) can guide…
Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Arvest Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit…
Key takeaways If you die earlier than expected as a life-only annuity policyholder, you could risk failing to recoup your premium payments to the insurance company. You can mitigate this risk by adding things like death or survivor benefits to your annuity at the start of the contract. Make sure…
The S&P 500 index has long been one of the most effective wealth-building tools for everyday investors, compounding steadily over the past decade. While it hadn’t enjoyed the jaw-dropping performance of a single breakout stock like Nvidia (NVDA), the index has delivered steady growth — making it one of the simplest…
Trending
Spotlight This Week
More Articles
Personal Finance
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
Featured Articles
Key takeaways Getting approved for a credit card can be a fairly quick process — sometimes taking just seconds. But other times, it can be slower, with issuers making you wait up to 30 days. Once approved, you’ll typically receive your card within a week,…
Dept Managmnt
How First-Year Students Should Manage Credit Cards Responsibly Understanding how first-year students should manage credit cards responsibly means creating a clear system around…
Banking
When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
Credit Cards
All News
If your mind feels like it’s on a freakin’ train ride, you’re not alone. We’re all living through this crazy out-of-control pandemic for the first time together (but also totally alone) and it’s making us feel intense emotions. But when fear, anxiety, sadness, loneliness, and anger pop up in your…
Health care is expensive. And the price never seems to stop rising! That’s why some people avoid it altogether. But skipping health insurance is like white-water rafting without a life jacket. The sun and the spray might feel nice for a while, but when you go overboard, it’ll be tough…
Whether you’re going through medical issues, a job loss, a family emergency, or any other curve ball life throws your way, it can be hard to know how to financially get through it. But don’t worry. We’re breaking down what you should and shouldn’t do with your money during a…
After several years of favorable conditions for workers, with many job-hopping for better pay and benefits, the economy is once again an employer’s market. Despite that, nearly half (48 percent) of those working full-time or looking for full-time employment say they’re likely to search for a new job in the…
Pop quiz! Know what reading glasses, thermometers, a midwife and an ambulance all have in common? If you guessed that they’re all qualified medical expenses (QMEs) through a health savings account (HSA), then you’re a winner! That’s right, everything from hearing aids to your visit to the chiropractor can be…
Let’s face it: Navigating the ins and outs of health insurance and paying for medical expenses can be confusing and complicated. And these days, there’s yet another decision a lot of folks have to make: choosing between a health reimbursement arrangement (HRA) and a Health Savings Account (HSA). If you’re…
Key takeaways If you file for Chapter 7 bankruptcy, you may be able to keep your home, especially if you have a relatively low amount of equity. If you file for Chapter 13 bankruptcy, you’re more likely to keep your home, provided you can make any missed payments along with…
Lately the world has felt scary and weird. It’s easy to freak out over the possibility of you or a loved one getting sick, having to pause your debt-crushing goals, losing your job, or the economy crashing. We get it. It’s normal in times of uncertainty to feel fear.…
If you’ve been thinking about your financial health, or if you realize it’s finally time to put on your grown-up pants and take your money seriously, I want to help you get financially healthy. The good news is, it doesn’t matter what your money situation looks like right now. Anyone…
Clothing and footwear: $100 or less per item School supplies: $20 or less per item Virginia also includes disaster-preparedness and energy efficient home purchases in its sales tax holiday: Clothing and footwear: Less than $100 School supplies and backpacks: Less than $100 Texas’ tax holiday website. Virginia Caret Down Icon…
Editor's Pick
