Key takeaways Yes, most ATMs at major banks accept cash deposits, though not all machines have this capability. You can typically only deposit cash at ATMs owned by your bank or partner networks. Cash deposits usually become available within one business day, but some banks offer instant availability. Yes, you…
Banking with one of the most popular banks can mean having access to more locations, better digital features, and nationwide convenience when you travel. The largest banks typically offer highly rated mobile apps with features like mobile check deposits and extensive ATM networks that can save you money on fees.…
While taxable income and adjusted gross income (AGI) might sound similar, they refer to different stages of your income after certain deductions and adjustments have been applied. AGI starts with your gross income and subtracts specific adjustments, such as retirement contributions or student loan interest, to arrive at a baseline…
Congratulations on graduating! As you start your career, one of your smartest financial moves is opening a high-yield savings account. These accounts earn significantly more than traditional savings accounts while keeping your money safe and accessible. The best savings accounts for new grads combine high interest rates with practical features…
Trending
Spotlight This Week
More Articles
Personal Finance
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
Featured Articles
On Sept. 17, 2025, the Federal Reserve’s Federal Open Market Committee is likely to lower its benchmark interest rate, the federal funds rate, by 25 basis points (a quarter of a percentage point). Assuming that happens, it will be the first change to the federal…
Dept Managmnt
How First-Year Students Should Manage Credit Cards Responsibly Understanding how first-year students should manage credit cards responsibly means creating a clear system around…
Banking
When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
Credit Cards
All News
When it comes to back-to-school shopping, some of us might think fondly of new backpacks and the scent of fresh pencils. But Bankrate’s 2025 Back-to-School Shopping Survey shows others might simply see dollar signs. Stubborn inflation continues to change how nearly 1 in 3 back-to-school shoppers (30 percent) shop, but…
Listen to this article We’re so glad you decided to get a will! A will is one of the most important parts of your legacy, because it lets you give your loved ones good gifts and protect your family after you’re gone. We know you want to do your will…
The first thing I want you to know is this: My heart hurts for you. You’re watching a person you love burning a hole through their own soul. They’re spinning out and afraid, crushed by the weight of anxiety. I applaud you for being the kind of person who loves…
Life insurance can be an uncomfortable topic, but it’s an important one, particularly if you have dependents or heirs. Making a financial plan for your loved ones can help ensure that they can not only cover your end of life and funeral costs, but handle any outstanding debt. What you…
From time to time, we’re all faced with the need to forgive ourselves. Maybe you’re beating yourself up for a mistake you made at work that cost the company a ton of money. Or maybe the memory of haunting decisions you made when you were a teenager still wakes you…
Key takeaways If you’re a homeowner aged 62 or older, a reverse mortgage can help you obtain tax-free income, allowing you to stay in your home, pay bills, supplement your income and more. A reverse mortgage isn’t free money: The borrowing costs can be high, and you’ll still need to…
If you’ve ever been in debt, you’ve probably sat around and daydreamed about what it would be like if someone walked up out of the blue and paid off your debt. How awesome would that be? Maybe your long-lost Uncle George (who you’ve never heard about before) shows up on…
Key takeaways Decisions made by the Federal Reserve to increase the benchmark rate do not directly impact auto loans but rather the cost for banks to lend. The higher the Fed sets rates, the higher auto loan rates will likely be. The Fed made its third and final cut of…
We’ve all heard the old saying, “Employees leave bosses, not companies.” And it’s true, folks—sometimes having a boss you hate can make or break your work experience. If you’re unhappy in your job, there’s a chance your job isn’t actually the problem. Maybe you’re doing the right thing in the…
Witthaya Prasongsin/GettyImages Key takeaways AI is streamlining auto loan approvals and helping dealers close more deals in less time. Platforms like Upstart Showroom and Capital One’s DealerAI are enhancing both back-end operations and the customer experience. Thanks to AI-powered automation, among other tools, dealerships can finalize sales more quickly. Artificial…
Editor's Pick
