Ariel Skelley/Getty Images Key Takeaways Only 8% of Americans visited bank branches as their primary banking method in 2024, but 66% still value having branches in their neighborhoods. Physical branches offer unique services like safe deposit boxes, notary services, and large cash deposits that online banks can’t match. Face-to-face relationships…
Key takeaways Based on the 28/36 rule, you should aim to spend a maximum of $2,333 per month on your housing costs if you earn $100,000 each year. If you’re trying to budget for buying a home on a $100,000 salary, pay close attention to how much of your earnings…
Key takeaways Significant home renovations can impact the value of your home, and you may need to adjust your homeowners insurance accordingly. Adding square footage or valuable upgrades could increase your insurance premium. Renovations that reduce your risk of a claim, like a roof replacement or new security system, could…
StacieStauffSmith Photos/Shutterstock Key takeaways An easement is a legal right to use part of someone else’s property for a specific purpose, such as a shared driveway or utility access. Easements are typically documented in property records and often remain in place even if the property changes owners. Easements can be…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Congratulations on graduating! As you start your career, one of your smartest financial moves is opening a high-yield savings account. These accounts earn significantly more than traditional savings accounts while keeping your money safe and accessible. The best savings accounts for new grads combine high…
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How First-Year Students Should Manage Credit Cards Responsibly Understanding how first-year students should manage credit cards responsibly means creating a clear system around…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Key takeaways Federal student loans are known for unique benefits like flexible qualification requirements, income-driven repayment plans and potential loan forgiveness. Recent changes to the federal loan program have taken some benefits away, at a time when private loan lenders are starting to offer products with features similar to federal…
Alan Schein Photography/Getty Images The stock market’s biggest winners over the past five years have a few things in common, but the biggest, of course, is their eye-popping performance. The stocks in the list below returned investors’ initial investment many times over in just a few years — but what…
Dave’s Bankruptcy StoryWhat Does Filing for Bankruptcy Mean?6 Steps to Avoid Bankruptcy Nobody thinks filing for bankruptcy is a great idea. Even quality bankruptcy attorneys will tell you it’s a last resort. The fear, the shame, the guilt—it turns your world upside down. If you’re considering bankruptcy right now, here…
Morsa Images/Getty Images Key takeaways By spreading investments across various asset classes — such as equities, fixed income, cash, real estate and alternatives — investors can minimize their portfolio’s volatility. Risk and reward vary by asset class. Choosing the best asset mix depends on factors like an investor’s age, investment…
Are you ready to learn the secret to getting out of debt? It just takes willpower and a solid plan. But let’s be honest: It can be hard to keep your eye on the prize during the tough days. That’s why we asked Dave’s in-house team of financial coaches for…
Key takeaways Coming up with enough cash for a down payment is one of the biggest hurdles for homebuyers, especially first-timers. But putting down a full 20 percent of the purchase price isn’t necessary — many financing options have much lower requirements. There are also many down payment assistance programs that…
We live in a strange world. We communicate without talking. We fight without throwing a punch. We celebrate milestones with tiny digital hearts and thumbs-up emojis. And as our digital interactions skyrocket, the data shows we’re losing real human connection. Millions of us have 1,000 “friends” online but no one…
Everyday better to do everything you love/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Cashier’s checks are typically issued by banks and credit unions, while money orders are available at a wider range of locations, such as retail stores and post offices. Money orders are better for smaller payments,…
sarayut Thaneerat/Getty Images Growth stocks are routinely some of the market’s hottest stocks, and it’s not unusual to have the market’s top performers double or even triple inside of a year. But finding those outperformers takes a lot of time and analysis. What if you could find winners with much…
It can happen in an instant. Everything seems to be going great in your relationship or friendship, and one day, you stumble upon that text message they were hiding from you. Or your boss accidentally copies you on an email that wasn’t meant for you. It feels like your world…
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