Key takeaways Investing both time and cash could score you free cryptocurrency and NFTs. Cryptocurrency developers sometimes offer free coins or NFTs to promote their projects, though you’ll need to watch out for scams. You can leverage financial tools like savings accounts, brokerage accounts and credit cards to get crypto…
Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community property or common law marriages, and these laws determine how marital debt is split after divorce. The divorce settlement agreement doesn’t override your legal obligation to a…
Key takeaways Financial consultants develop strategic financial plans for clients based on their specific needs and goals. If you have a more complex financial situation or need help with important money matters, a financial consultant may be a good fit for you. Be sure to verify credentials, fee structure and…
Key takeaways Variable annuities offer regular payouts in exchange for a lump sum or series of premium payments. These annuities pay a different amount each month depending on the performance of their underlying investments. While they offer growth potential, variable annuities carry increased risk compared to fixed annuities. Variable annuities…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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eclipse_images/Getty Images Key takeaways Just because you’ve retired doesn’t mean your income is tax-free. How a state taxes various forms of retirement income can have a big impact on your spending plans. States can have major differences in how they tax capital gains, Social Security…
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How First-Year Students Should Manage Credit Cards Responsibly Understanding how first-year students should manage credit cards responsibly means creating a clear system around…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Joseph Sohm — Visions of America; Getty Images Key takeaways Consumers with money in a high-yield savings account continue to benefit from rates that are well above 4% APY. The Federal Reserve is widely expected to hold the federal funds rate steady next week, which may mean continued stability for…
Study Summary Nearly 6 in 10 say now that many parts of the country are returning to pre-pandemic life, they are ready to spend money to treat themselves. 82% say that even though many things are returning to normal, they are still very cautious with their spending. 70% of qualifying…
So, you’re dreaming of moving to Florida—the home of Walt Disney World, Universal Orlando Resort, Kennedy Space Center and some of the country’s most beautiful beaches! But how expensive is the cost of living in Florida? That’s a smart question to ask before you replace all your winter clothes with…
What if we told you the prices on groceries, clothes and even houses were going to drop? You’d probably be thrilled! Lower prices? Heck yes. We’re big fans of you keeping more money in your pockets too—but not when the reason for it is deflation. De—who? Deflation. So what is…
No matter who you are or what industry you’re in, it’s important to set goals for your career. Career goals keep us moving forward, prevent us from getting stuck or stagnant, and give us something bigger than ourselves to work toward. In fact, one of my favorite Scriptures is “I…
Who am I? If you’re asking yourself that question, you’re in good company. Scholars, philosophers, psychologists, teachers, rabbis and pastors have debated identity for centuries. It’s hard to put it into words—and yet it’s so foundational to how we make meaning in this world. When you feel like you’re in…
Money fights are the worst. Well, let’s face it: All fights are pretty awful. But if you and your spouse (or significant other) have been fighting about money, you’re not alone. In fact, 41% of married couples say fighting is almost inevitable when they talk about money.1 That’s why it’s…
Every small-business owner knows how difficult and confusing it is to deal with their employees’ health care. We don’t need to tell you that health care costs are increasing every year at an average rate of 5.4%.1 You feel it. So, what’s a small-business owner to do if they want to provide…
Key takeaways New Hampshire is the best state for retirees, ranking well in neighborhood safety (1st), health care (5th), taxes (6th) and people of similar age (7th). Four of the top 10 best states for retirees are in New England (Maine, New Hampshire, Rhode Island and Vermont), and three are…
Ugh. Feelings. Everyone—and I mean everyone—has feelings. And we all have different ways of dealing with them. Maybe you, like Drake, enjoy being “in your feelings.” Or maybe you do everything in your power to avoid them. You just keep scrolling or eating or drinking or exercising or working or…
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