Monkey Business Images/Shutterstock Key takeaways A part-time student is generally anyone who enrolls in half of the full-time course load, though definitions may vary.  Part-time students can apply for a few types of federal student loans: direct subsidized, direct unsubsidized and direct plus loans. Private lenders also offer loans for…

Key takeaways Your 30s is a time to clarify your financial goals and start ramping up your savings, aiming to set aside 10-15 percent of your income. Choose the right tools — a workplace retirement plan and an IRA — to put your money to work. With decades until retirement…

The United States has the most roadways on the planet, with more than 4 million miles of open road. Across the 50 states, you can get virtually any type of driving experience: coastal highways, desert one-lanes, mountain roads, sprawling suburbs and bustling cities. However, some states offer more favorable driving…

Key takeaways If you have an existing VA loan, you can refinance it to get a better interest rate, change your loan term or tap into your home equity. To qualify for a VA mortgage refinance, you’ll need to meet specific service, income and credit score guidelines. The two primary…

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Key takeaways Seasoning, for mortgage-related purposes, refers to the amount of time you’ve had funds in your bank account — specifically, the money to cover the down payment and closing costs. For mortgages, money becomes “seasoned” after it’s been in an established account from 60…

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Key takeaways Most banks offer free coin exchange services to account holders, though you may need to roll coins yourself. Self-service coin-counting machines are more commonly found at local banks and credit unions than at national banks. Coinstar offers convenient coin exchange but charges steep fees unless you opt for…

Key takeaways Receipt-scanning apps scan and save paper documents like receipts to your phone or computer. Digitizing your receipts and other documents allows you to track financial data and file away important information for tax season and may even offer cash-back rewards. Some receipt apps track and sell your data,…

  Understanding Gen Z’s Financial Health Gen Z—Americans born between 1997 and 2006—is entering adulthood at a challenging financial moment. With inflation, student loan pressures, and rising housing costs, it’s no surprise that many are feeling overwhelmed. But there’s good news: Gen Z is taking an active interest in managing…

A blood test can be an important part of a life insurance application because it allows insurers to get a clear idea of your health and any potential health risks. The blood test is one part of the life insurance medical exam. Although many life insurance policies require a brief…

Since President Donald Trump took office earlier this year, the regulatory agencies that oversee the U.S. mortgage market have been on the chopping block. The Trump administration has moved quickly to scale back both the size and the scope of the federal government, including ordering layoffs at the Consumer Financial…

Driver’s license points don’t affect your car insurance directly — but the violations that earned you those points could raise your premium. Instead of counting your license points, your insurance company reviews a document called a Motor Vehicle Report (MVR) whenever you apply for insurance or renew your policy. Violations…

Shares of Amazon closed the week looking unusually cheap. With its share price dipping and long-term growth potential still strong, investors might be looking at a solid buying opportunity. Amazon’s low valuation makes it attractive  Amazon’s valuation is now at levels rarely seen since it went public in 1997. The…

Credit Sesame looks at the looming credit score bump reversal and what it could mean for student loan borrowers. The government did more than pause student loan payments during the pandemic. It also effectively gave many student loan borrowers a bump in their credit scores. Now comes the bad news.…

Key Takeaways Bank account fraud comes in many forms including check fraud, P2P payment scams, ATM skimming, phishing and wire transfer schemes. Prevention is your first line of defense. Use tools like account alerts, cardless ATM access, strong passwords and secure Wi-Fi. If you fall victim to a scam, act…

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