Alistair Berg / Getty Images Key takeaways Managing cash flow well helps your business cover expenses and grow. Poor cash flow leads to missed payments, rising debt and potential business failure. Forecasting cash flow can help you anticipate financial needs and avoid shortfalls. You can improve cash flow by speeding…
There are a multitude of leveraged strategies aimed at retail investors. Most of these follow the performance of major indexes, while others track niche areas of the market like the semiconductor and biotech industries. With leveraged strategies, investors hope to capture additional return using the power of debt. What is…
Azri Suratmin/Getty Images Key takeaways If you have full coverage car insurance, which generally includes comprehensive and collision coverage, your scratches and dents are likely covered. Because comprehensive and collision coverage both come with deductibles, it may not always be worth it to file a claim to cover minor damage.…
I’m on track to earn a personal record of about $3,000 in cash back credit card rewards this year. That’s enough to pay for a nice vacation or offset various day-to-day expenses — and it hasn’t even taken that much work on my part. Earning a meaningful amount of credit…
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Higher medical costs and insurance premiums are one of the unintended, unexpected effects of the new trade and tariff policies.That’s…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
San Francisco-based Chime, the largest digital bank in America, wants to go public at a price between $24 and $26…
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California has wildfires, high crime rates and plenty of government regulations. All prompt complaints from residents, but in some circles, complaints about taxes loom even larger. The top tax rate in the Golden State is an eye-watering 14.4%. For a decade, California’s top tax rate…
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Key takeaways There is a statute of limitations on debt, but it varies depending on your debt type and location. The statute of…
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Three years ago, Facebook parent company Meta agreed to pay a whopping $725 million to settle a class action lawsuit accusing it of…
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Photography by Getty Images Key takeaways Both the Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card* and The American Express Blue Business Cash™ Card offer cash back on eligible purchases, no annual fee and an intro APR offer on purchases. The Bank of America Business Advantage Customized…
In 2000, internet darling Cisco was the world’s most valuable company. Today it’s worth half as much. AI juggernauts like Nvidia and Palantir are driving the tech-bloated S&P 500 today. Buyer beware. Atthe end of the 1990s, there was one narrative on every stock broker’s lips. The so-called world wide…
Daxiao Productions/Shutterstock.com Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Having one parent or guardian stay at home to…
Key takeaways Debit cards let you pay for things with money in your bank account, while credit cards pay with a line of credit. A debit card can be handy for preventing overspending and interest charges, as well as for withdrawing cash. A credit card can help you build your…
Key takeaways Who you inherit a 401(k) from dictates what you can do with it. Knowing the rules for an inherited 401(k) can help you avoid taxes and penalties. If the 10-year rule applies, keep up with the dates to ensure you get the maximum value. If a loved one…
Tapping into your retirement savings early may seem like a risky idea, but there are many reasons why you may have to take money from your 401(k) before retirement. These accounts are meant to support you in your later years, yet unexpected financial challenges can force your hand at using…
Key takeaways You can use home equity to buy another house if you have a big enough ownership stake in your residence and meet other eligibility requirements. The most common ways to tap your equity are via a home equity loan or home equity line of credit (HELOC). Purchasing property…
With a Roth IRA, you contribute after-tax dollars, so there is no tax deduction when you put money in. The benefit comes later because your investments grow tax-free and qualified withdrawals in retirement are also tax-free. This differs from traditional IRAs, which give you a tax break upfront but require…
Some schools are back in session, but many families are still getting prepared for another back-to-school season — and the expenses that come with it. From tuition to backpacks and computers, parents may be looking for ways to save. Families plan to spend an average of $858 on school supplies,…
Moving away from home, making new friends and getting to class on time are some of the big changes college students face after high school. With all that this new group of adults is facing, it’s a wonder that there’s time for anything else, let alone investing. But surprisingly, college…
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