You’re not alone if thinking about life insurance doesn’t fall high on your list of fun things to do. But part of the “fun” of being an adult means handling business every day, right? Right! And besides, once you know a few basic things about how life insurance works and…
Key takeaways Personal loans are best for one-time, fixed expenses, while personal lines of credit are best for ongoing financing needs or purchases that require flexibility. Both options offer lower average interest rates than credit cards for borrowers with good credit. Repayment terms depend on how much you borrow and…
You’re probably somewhat aware of your personality type: whether you’re an introvert or an extrovert, a control freak or totally laid back. But did you know you have a money personality type too? We each have our own tendencies that make up our money personality as a whole. You may…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Cash-out auto refinancing lets you borrow money by swapping your car loan out for a larger loan, typically with different terms. The amount you can access depends on your vehicle’s value, your credit history and the lender. Be sure to…
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Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
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If you’re thinking of stocking up on food and other items, you’re not alone. Between supply chain issues and rising food prices, no one wants to be caught off guard with nothing left in their pantry (remember the whole toilet paper situation of 2020?). It’s…
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3. Create a Spending Plan You Can Actually Stick To Call it a budget, a spending plan, or whatever name makes you most…
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For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
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If you’ve ever been in debt, you’ve probably sat around and daydreamed about what it would be like if someone walked up out of the blue and paid off your debt. How awesome would that be? Maybe your long-lost Uncle George (who you’ve never heard about before) shows up on…
We’ve all heard the old saying, “Employees leave bosses, not companies.” And it’s true, folks—sometimes having a boss you hate can make or break your work experience. If you’re unhappy in your job, there’s a chance your job isn’t actually the problem. Maybe you’re doing the right thing in the…
If you’re like most people these days, you’ve probably taken a couple personality tests in your time. Whether that’s the Enneagram, Myers-Briggs, Strengths Finder, DiSC, Kolbe or even just a BuzzFeed quiz—the options are nearly endless when it comes to self-discovery and learning more about why you are the way…
New to budgeting and on Baby Step 1? We’re so glad you’re here! This guide will help you start your first monthly budget. Right now, you’re trading the short-term rush of immediate gratification for the peace of financial success over the long term. And that’s hard work. So, keep in…
Despite the pandemic, 2020 was a strong year for Dave Ramsey and Ramsey Solutions. Once it was clear the virus was not going to be a short term issue, Ramsey, along with his team, managed it like a war. In the end, the company was able to avoid layoffs and…
STUDY SUMMARY Ramsey Solutions conducted a study of more than 1,000 benefits decision-makers in companies of all sizes across the United States. 48% say that financial stress has a significant impact on their employees. Financial wellness is the number one benefit employers are looking to add in the next one…
If you’ve gotten a job interview in today’s crazy job market, then you should be proud of yourself! That alone is a big deal because it means your resumé really stood out to the hiring manager. Now it’s time to ace the next step: the interview. Ready to get started?…
STUDY SUMMARY Americans rank personal finances and money as their number one cause of significant stress. Thirty-four percent (34%) of Americans don’t believe they’ll recover from the financial setback of the pandemic. Of those who received a stimulus check in the last year, 41% used it to pay for necessities…
The awkward transition from childhood to adulthood known as adolescence is wonderful and mind-boggling and terrifying . . . for both kids and parents. It’s full of endless changes, ridiculous pressures to perform and raging hormones. No wonder the National Institute of Mental Health states that nearly one in three…
Getting car insurance is a no-brainer. In fact, the law says you’ve got to have it. (Unless you live in Virginia or New Hampshire, that is.) But figuring out how to get car insurance? Yeah, that takes a little more brain power. From deciding on where you’ll get your car insurance, to what type of coverage you need,…
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