Hey, I know it’s tough renting—especially when you’ve been dreaming of owning your own home for years. You might even clench your teeth a little when you see pics of friends standing next to Sold signs. But whether you should buy or rent a house in 2025 really depends on…
So, you’re eager to pay off your mortgage early? That’s a great financial goal to set for yourself! Not only is there huge freedom in being completely debt-free and living in a paid-for house, but it’s also a great way to build wealth—getting rid of your house payment leaves you…
It might feel impossible to save a down payment while renting. After all, rent is expensive! And it’s not getting any cheaper. The national median rent for a two-bedroom apartment is $1,370.1 Avoid overpaying for your home with a RamseyTrusted® agent. So, how in the world are you supposed to…
Ever heard someone say everyone should buy a house? Or that renting is a lot like flushing a whole bunch of money down the toilet every month? Yeah, we’ve heard that stuff too. And it’s nonsense! The truth is, not everyone should buy a house. Because, if you sign the…
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Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
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Over the past couple of decades, researchers have repeatedly found direct links between loneliness and physical and psychological problems that are literally killing us—like heart disease and mental illnesses.1 Loneliness can cripple us physically, unwind us mentally, and make it difficult to be spiritually whole.…
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How the Zero Based Budgeting Method Works The zero based budgeting application is more straightforward than it sounds. Start by writing down your…
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For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
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The 2024 presidential election is officially behind us, and the results are in: Donald Trump will be the next president of the United States. For some of you, that news probably has you super excited and ready to throw a party! But for many of you, we know you’re either…
Whether you got it from the news, your favorite social media platform, or that one friend who’s a self-proclaimed real estate expert, chances are you’ve heard that mortgage interest rates and home prices are pretty high these days—which is 100% true. If you’ve been thinking about buying a house or…
Are you being hounded by debt collectors? The constant phone calls, harsh language and threats to sue can be overwhelming and downright scary. Unfortunately, you also have to watch out for debt collectors who try to trick you into paying for a debt that’s already been paid or a debt…
If you’ve done any shopping recently, then you’ve probably seen an option at checkout to split up your total into four (or more) “easy payments.” Pay off debt fast and save more money with Financial Peace University. One of the biggest companies offering these kinds of buy now, pay later…
Short on cash? Need a loan to renovate your kitchen? Upgrade says they can help (for a fee, of course). Upgrade personal loans and credit cards may seem like an easy, risk-free way to borrow money. But don’t be fooled by the name—doing business with Upgrade won’t actually upgrade your…
There’s an uncomfortable situation we need to look at in this country: the student loan crisis. This debt disaster has become way too serious to ignore—and it’s affecting the lives of millions. Right now, the total amount of student loan debt in the U.S. is over $1.6 trillion.1 That’s mind boggling, folks. Let’s review…
Tired of constantly overspending? Budgeting can help you take control of your money. But if you want to actually stick to your budget every month, you have to track your expenses. Why is tracking expenses throughout the month so important? Because it helps you know where your money is going…
Okay, so you want to start budgeting. That’s great! But with so many budgeting methods out there, which one do you go with? One popular way to budget is the 50/30/20 rule, where you divide your spending and saving into three categories: 50% to needs, 30% to wants and 20% to…
We could all use some extra cash right now—for the next vacation, the next grocery run, or the next car repair that’s bound to happen. Get expert money advice to reach your money goals faster! Well, good news! There’s a money trend that’ll help you save some bucks and create…
Following the housing market can feel like riding a roller coaster—one month it’s up, the next it’s down. So, when’s the right time to hop on? Avoid overpaying for your home with a RamseyTrusted® agent. Late summer and early fall are often seen as sweet spots thanks to lower prices…
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