Ahh, Christmas. It comes around just once a year and brings joy and lots of cheer. It’s the season of giving and forgiving. It’s the season of cozy nights and settling in by a warm fire with hot chocolate. It’s the season of lights, ice skating and endless Christmas parties.…
Debt is a big topic—and Americans have a big problem with it. In fact, total personal debt in the U.S. is now at over $18 trillion!1 Yowza! Pay off debt fast and save more money with Financial Peace University. But what is debt? You’ve probably heard a lot of different…
Get this: 55 million households are swimming in the deep end of credit card debt.1,2 Many of those are probably looking at credit consolidation as a way out. But the problem is . . . the way out really isn’t the way out. It only leads you further into the…
Have you seen all the headlines about colleges giving out cash to students and wondered what the heck is going on? It might sound like a scam at first, but it’s not. If you’re in college right now, listen up—cash could be coming your way thanks to a little something…
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Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
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Hey, have you heard? Navient is canceling a bunch of student loans! But don’t blast that celebration playlist just yet. Not everyone gets a piece of this pie. If you’re wondering, Will Navient cancel my student loans? keep reading. We’re breaking down exactly what’s happening…
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How the Zero Based Budgeting Method Works The zero based budgeting application is more straightforward than it sounds. Start by writing down your…
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For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
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From pandemic disruptions to stimulus checks and soaring inflation to job changes, Americans faced plenty of highs and lows that impacted their personal finances in 2021. The latest release of The State of Personal Finance from Ramsey Solutions takes a look back at 2021 to see how Americans’ attitudes, opinions…
There’s never been a better time to make a little extra cash—especially from the comfort of your home. We’ve all heard stories about a business owner who made it big by working hard, risking it all, and turning a tiny side hustle into a thriving business . . . all…
This is an exciting moment. You’ve been invited to interview for a job and take your career one step further. It’s normal to have some nerves when there’s a big opportunity on the line and a stranger is peppering you with questions. But now, you’ve done the hard work of…
In the first 100 days of presidency, a lot happens. There’s the peaceful transfer of power, the setup of a new administration, and the pressure to make good on all those campaign promises. Wasting no time in his first 100 days, President Biden shared his plans for two big pushes…
If we were to simplify our emotional needs to the core, we’d discover that we’re always asking ourselves two questions: Am I safe? and Do I belong? And when we’re abandoned—whether it’s through a parent’s divorce, neglect, a breakup, infidelity—the answer to both of those questions is a terrifying and…
Bills, bills, bills—if you feel like there have been about a hundred different bills coming out of Capitol Hill these days, you’re not alone. The truth is, bills happen all the time (in fact, it’s kind of a big part of how the U.S. government operates). But these massive spending bills have…
Just 7.4 seconds: That’s how much time you have to grab a recruiter’s attention when they read your resumé for the first time.1 That’s it! So, if you’re looking for a new job, I have a helpful hint: To grab a hiring manager’s attention, make your resumé stand out using…
Study Summary 90% of Americans believe taking care of their mental health is important. 56% are concerned about their mental health. 71% of Gen Z and 58% of millennials said anxiety impacts their daily life. Nearly 1 in 2 people (47%) experienced grief in the past year. More than half…
I’ll come out of the gate swinging. The difference between someone who is well and whole and someone who is not can almost always be summed up in a single word: boundaries. Setting boundaries is the key to mental and relational health. Full stop. Everyone needs healthy boundaries in their…
The phrase “cheap beach vacations” might make you a little nervous. It can bring up images of questionable hotels or camping in the back of a van and trying to convince your family the ocean breeze is “natural air conditioning.” But here’s the deal: Cheap beaches to visit don’t have…
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