Owning your own business comes with a lot of benefits. You work at your own pace on your schedule, you make the rules, and you get to make pretty much all the decisions . . . after all, you’re the boss. Market chaos, inflation, your future—work with a pro to…
If you want to qualify for financial aid to help pay for college, you’ll need to submit the Free Application for Federal Student Aid (FAFSA). The FAFSA is a free application that the government and colleges use to decide how much money to give you for school. You can apply each…
If you work for a nonprofit or tax-exempt organization, you might’ve noticed that something’s missing from your retirement options. Wait a minute, you say to yourself, why isn’t there a 401(k) option in here? That’s because most teachers, government employees, nurses, doctors and others who spend their careers serving others have access to…
Whether your kids are still crawling around the living room floor or getting ready to graduate from high school, there are plenty of ways you can give them a head start on their financial future. Market chaos, inflation, your future—work with a pro to navigate this stuff. After all, time…
Personal Finance
Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
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6. Child Tax Credit (CTC) Got kids? Well, here’s a tax credit just for you! The child tax credit lets you credit up to $2,200 per dependent child under the age of 17. The income limit is $400,000 for married filing jointly and $200,000 for all the other filing…
Dept Managmnt
How the Zero Based Budgeting Method Works The zero based budgeting application is more straightforward than it sounds. Start by writing down your…
Banking
For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
Credit Cards
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Kids don’t have to wait until they’re 16 to start making money. Whether they’re 5 years old or 12 years old, kids of all ages can earn real cash right now! It just takes some effort and a little imagination. Whether it’s helping around the house, pitching in for a…
If you’re struggling with student loans, car payments or credit card debt, we know how overwhelming it can feel. Pay off debt fast and save more money with Financial Peace University. And with so many “debt relief” options out there, it’s hard to know which ones you should trust and…
You’ve probably heard of Murphy’s Law, right? It says that anything that can go wrong will go wrong. Market chaos, inflation, your future—work with a pro to navigate this stuff. If Murphy has set up camp in your spare bedroom and you’re not sure how you’re going to cover those…
Wondering just how much debt the average American has? We’ve got you covered! We’re going to look at the average American debt and break it down by age and different types of debt, like student loans, mortgages and credit cards. Pay off debt fast and save more money with Financial…
It’s weird to look back over 20 years and see how much has changed in your world. For me, it’s things like, The Dave Ramsey Show is now The Ramsey Show. I’m no longer the only host—I co-host the show with the Ramsey Personalities. My company had fewer than 200…
Generosity is one of my favorite things to talk about—because it’s one of the most freeing things you can do with money. When you give, you’re telling your money who’s really in charge (hint: It’s not you). It also goes hand in hand with contentment and helps us avoid that…
You may already know about the tax advantages of investing for retirement with a Roth retirement account. Tax-free growth and tax-free withdrawals in retirement? Sign us up for that every time! And if your money gets to grow from the start in a Roth account, all the better. But you…
An index fund is a kind of mutual fund that mirrors a financial market index, like the S&P 500. So an S&P 500 index fund would invest in companies included in the S&P 500 index, and the fund’s performance would keep pace with the index. Index funds have a reputation…
While your 401(k) at work and a Roth IRA are the best ways to save for retirement, they’re not the only ways to invest. That’s where a brokerage account comes in. Under the right circumstances, brokerage accounts (or taxable investment accounts) can give your nest egg a bigger boost beyond your tax-advantaged retirement accounts.…
Although student loans are advertised as the easiest way to pay for college, they’re actually a huge burden on your financial future. It’s important to plan for your children to go to college debt-free. (And yes—it’s totally possible!) So, let’s dig into all that 529 plans have to offer. What…





































