Key takeaways The Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® are two of the best travel rewards cards on the market. The Sapphire Preferred comes with a lower annual fee and is typically best for those just getting started with travel rewards. Frequent travelers will love the benefits…
Luis Alvarez / Getty Images Key takeaways The American Express® Gold Card and the Chase Sapphire Preferred® Card are two of the top flexible rewards cards available. Both cards are part of premier rewards programs, offering excellent earning potential on travel and dining expenses. The right card for you depends…
Forty-six percent of respondents favor international stocks over the coming year. Thirty-nine percent picked U.S. stocks to outperform international stocks. Fifteen percent said the returns between the two would be about the same. The preference for international stocks was a divergence from the fourth quarter, when 90 percent of respondents…
Investment analysts expect the yield on the benchmark 10-year Treasury note to be somewhat lower a year from now, according to Bankrate’s First-Quarter Market Mavens survey. The survey found that analysts expect the rate to fall to 4.08 percent, from 4.25 percent at the end of the survey period on…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Buying a home in Mississippi may be more within reach than in other parts of the country. The state offers relatively affordable real estate, especially for first-time homebuyers working with a modest budget. Even with lower housing costs, you may still need help covering the…
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Budgeting and Building an Emergency Fund for Rising Costs If rising costs are stressing you out, you may require adjustments to your budget…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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PM Images/GettyImages; Illustration by Hunter Newton/Bankrate Credit unions are not-for-profit, member-owned institutions that commonly offer savings accounts with above-average rates, low minimum deposit requirements and low (or no) fees. While some credit unions restrict membership to those of a certain location or occupation, others make it easy for anyone to…
Ira T. Nicolai/Getty Images The Roth IRA is a powerful retirement account that offers savers unique tax breaks, flexible withdrawal options, optimal wealth-transfer perks and more. It’s easy to set up a Roth account on your own or with a financial advisor and Roth IRAs are available to all working…
The wildfires may be out, but that doesn’t mean Californians can rest easy. The January 2025 wildfires are on track to be the most expensive natural disaster in U.S. history — topping the damage done by Hurricane Katrina in 2005. Already, the California FAIR Plan has run out of money…
Key takeaways Student loan consolidation rolls multiple loans into a single loan with one interest rate and monthly payment. The interest rate on a new Direct Consolidated Loan is the weighted average of all the consolidated loans. Loan consolidation may not get you a lower rate, though other actions may.…
Tesla (TSLA) just reported its first-quarter sales, and the company missed analysts’ estimate for deliveries by nearly 14 percent. It was the lowest total number of deliveries since the second quarter of 2022 for the electric vehicle specialist — and more disappointment may be on the way. Tesla has faced…
Monkey Business Images/Shutterstock Key takeaways A part-time student is generally anyone who enrolls in half of the full-time course load, though definitions may vary. Part-time students can apply for a few types of federal student loans: direct subsidized, direct unsubsidized and direct plus loans. Private lenders also offer loans for…
Key takeaways Your 30s is a time to clarify your financial goals and start ramping up your savings, aiming to set aside 10-15 percent of your income. Choose the right tools — a workplace retirement plan and an IRA — to put your money to work. With decades until retirement…
The United States has the most roadways on the planet, with more than 4 million miles of open road. Across the 50 states, you can get virtually any type of driving experience: coastal highways, desert one-lanes, mountain roads, sprawling suburbs and bustling cities. However, some states offer more favorable driving…
Key takeaways If you have an existing VA loan, you can refinance it to get a better interest rate, change your loan term or tap into your home equity. To qualify for a VA mortgage refinance, you’ll need to meet specific service, income and credit score guidelines. The two primary…
Key takeaways The president can influence the stock market, but other factors can have a greater impact on share prices, such as consumer behavior, the Federal Reserve and global trade. President Donald Trump’s tariff announcements have been unpredictable and have negatively affected the stock market, at least temporarily. When stock…
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