Key takeaways Choosing between the BankAmericard® credit card* and the Bank of America® Customized Cash Rewards credit card likely comes down to whether you need a lengthy intro APR period more than you need cash back rewards. The Customized Cash Rewards card allows cardholders to choose which spending category earns…
Key takeaways Nine states in the U.S. have no income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. (Washington does levy a long-term capital gains tax on high earners.) Moving to a state with no income tax may seem like a smart money move, but…
Credit Sesame’s personal finance news roundup June 28, 2025. Stories, news, politics and events impacting personal finance during the past week. FICO to factor BNPL into credit scores this fallMixed credit results for consumers in May 2025Consumer confidence drops sharply in June 2025Existing home sales sluggish in May 2025Home price…
Key takeaways The BankAmericard® credit card* offers one of the longest intro APR balance transfer periods on the market. The BankAmericard doesn’t charge an annual fee but still offers plenty in the way of benefits. This is not a rewards card — its primary benefit is the lengthy intro APR…
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San Francisco-based Chime, the largest digital bank in America, wants to go public at a price between $24 and $26…
President Trump’s 2026 budget would freeze spending for many services for older adults, deeply cut others, continue his efforts to…
A practice of Elon Musk and Tesla’s board raises questions about the company’s governance and the possible low valuation that…
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
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If you’re already savings-savvy enough to shop at wholesale clubs, you should consider getting even more bang for your buck with a rewards credit card tailor-made for bulk buying. Unfortunately, you can’t just use any old grocery credit card — wholesale clubs usually don’t fall…
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By Monika Ritchie These days, getting yourself financially prepared for anything that comes your way may feel overwhelming, to say the least.…
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For the fifth straight year, Forbes is partnering with market research firm Statista to rate insurance companies in the United States. But we…
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Jacobs Stock Photography Ltd/Getty Images Key takeaways Homebuyers who are interested in properties not listed for sale may need to find out who the current owner is. In some cases, the info can be tracked down for free online or with a visit to a county clerk’s office or library.…
Key takeaways Student credit cards offer rewards and incentives geared toward students and may be easier to qualify for. Credit cards can be a valuable tool for college students to learn how to manage money and build credit. To use your credit card responsibly, spend only what you can pay…
Image by Getty Images; Illustration by Bankrate Key takeaways Parent loans help pay for college expenses when students have exhausted scholarships, grants and federal student loan options. Borrowers can choose from federal or private loans, which come with different interest rates, repayment terms and eligibility requirements. The best options will…
Key takeaways The Citi Rewards+® Card offers a no-annual-fee option for earning Citi ThankYou points, which realize their best value when combined with rewards earned through a Citi travel credit card. The Citi Double Cash® Card rewards responsible credit card behavior by offering 1 percent cash back when you buy…
If you find yourself needing legal help or advice with regard to taxes — whether it’s to set up a business, manage your finances in a tax-smart way, create an estate plan, deal with an overdue tax debt or handle a tax dispute with the IRS — then a tax…
martin-dm / E+ / Getty Images Key takeaways The Capital One Venture Rewards Credit Card and the Capital One VentureOne Rewards Credit Card are both solid options for travelers. Both cards come without foreign transaction fees and earn 5X miles on hotels and rental cars booked through Capital One Travel.…
When I bought my “dream” home, I thought I’d made it. A four-bedroom house in an established neighborhood that I fully paid off before I turned 35 — the American dream, right? But a few years later, I did the unthinkable: I downsized well before the traditional retirement age. First…
Key takeaways A bank statement loan allows you to qualify for a mortgage using bank statements rather than tax returns. It’s most often used by self-employed borrowers. Not all mortgage lenders offer bank statement loans. You might need to work with a mortgage broker to find one. If you qualify…
Key takeaways Refinancing your mortgage could make sense for several reasons: lowering your interest rate, taking cash out of your equity or switching to a fixed-rate loan. For most borrowers, the ideal time to refinance is when market rates have fallen below the rate on their current loan. If you…
Key takeaways In 2025, the federal income tax rates for each of the seven U.S. tax brackets are the same as they were in 2024: 10 percent, 12 percent, 22 percent, 24 percent, 32 percent, 35 percent and 37 percent. Congress is debating the “big, beautiful” tax bill that would…
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