Unless you’ve got one of those magical unicorn health insurance plans with no deductible, no copay, a low premium and tons of coverage, it’s easy to feel like your health insurance plan is taking more than it gives. But the good news is that there’s at least one way to…
Every year, hurricanes cause billions of dollars in damage, and the majority of it is caused by wind and flooding—two things most regular homeowners insurance policies don’t cover. That’s why if you live in a hurricane-prone area, you need to make sure you’ve got the coverage you need. We’ll dig…
Hamburgers, check. Cookies, check. Lord of the Rings Extended Edition, check. For some people (looking at you, Floridians), a hurricane checklist appears more like a Fourth of July cookout list than a disaster plan. While hurricane parties are a real thing, so are the problems you’ll face if the storm’s…
I always tell people (and always have to remind myself), “Mind your business, because your mind is your business.” Clever, I know. What I mean by that is true success starts with your mindset. Having a growth mindset will have a positive impact on all areas of your life—finances, relationships,…
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Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
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Ever heard the saying, “It pays dividends.” Nine times out of 10 that means you’ve probably just been given a nudge to do something now that might pay off later. But what are dividends? And how do dividends work? Market chaos, inflation, your future—work with…
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How the Zero Based Budgeting Method Works The zero based budgeting application is more straightforward than it sounds. Start by writing down your…
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For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
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Do you feel like you’re settling for a job that doesn’t bring you joy? How about a job that drains you of joy? Or maybe you love your career field but you feel like you’ll never move up that ladder. If that’s you, you’re definitely not alone. Our Ramsey State…
Ahhhh. Home sweet home. There’s nothing like that feeling after coming home after a long trip away. Or that moment you get the keys to your first house and you walk through the front door, lay down, and do snow angels on that plush living room carpet (weird, but we…
Debt-free people are a rare breed . . . especially in today’s world. Just about everyone has bought the lie that financial peace only happens when your FICO score is above average, you’ve got credit card points out the wazoo, and your mailbox is full of credit card applications. So,…
No, we’re not talking about everyone’s favorite martini-drinking spy. We’re talking about bonds that are used as investments. Still, bonds do seem to have an element of mystery to some folks. A bond is a type of loan between an investor and a corporate or government borrower that promises to…
Mortgage rates have ticked downward in April, despite the Iran War, a decline that gives nearly 3 million homeowners a chance to lower their monthly payments with a refinance, a Bankrate analysis shows. The average 30-year fixed mortgage, the most popular type of home loan, has dropped to 6.34%, down…
By now, you’re probably used to hearing about shortages of every product under the sun. We’ve all lived through toilet paper shortages, lumber shortages, microchip shortages—and about a million others. The global supply chain has been a wreck since the pandemic began, and that’s spilled right on over to shoppers…
Many Americans believe the dream of homeownership is out of reach, but a Bankrate survey revealed that at least some of those frustrations may be due to misconceptions that make homeownership seem harder than it really is. The public opinion poll, fielded earlier this year, found that 41% of U.S.…
Study Summary 82% have noticed inflation’s impact on groceries and 66% have noticed higher prices at the gas pump. 21% say inflation has had a significant impact on their day-to-day finances. On average, those planning to spend on Christmas and the holidays are planning to spend $641. One-quarter plan to…
Whether you do sales for a living or have ever tried selling Girl Scout Cookies, you know selling is hard. And selling something as big as a house is even harder. That’s why online real estate companies like Zillow started “iBuying” services that make cash offers to home sellers who…
Ahh, Christmas. It comes around just once a year and brings joy and lots of cheer. It’s the season of giving and forgiving. It’s the season of cozy nights and settling in by a warm fire with hot chocolate. It’s the season of lights, ice skating and endless Christmas parties.…
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