Key takeaways Surplus lines insurance can provide coverage for homes that are uninsurable in the standard market. E&S insurance must be purchased through a licensed surplus lines broker. Since surplus lines insurance is not state-regulated, homeowners should pay special attention to the terms and conditions of their policy. Rates for…
Key takeaways Economic uncertainty makes recessions a tricky time to buy — or sell — a house. Slower hiring, layoffs and belt-tightening make it harder for some buyers to qualify for a mortgage. However, as long as your employment and finances remain stable, buying a house during a recession can…
Image by GettyImages; Illustration by Bankrate Both home equity loans and lines of credit notched gains for the week. The average rate on a $30,000 home equity line of credit (HELOC) climbed two basis points this week to 8.02 percent, according to Bankrate’s national survey of lenders. Home equity loans…
Key takeaways Personal loans provide fixed rates and stable monthly payments. The most common reason to take out a personal loan is to consolidate debt. Fast funding times make personal loans a good choice for some emergency expenses or large purchases, as long as you have a low debt-to-income ratio…
Trending
Spotlight This Week
More Articles
Personal Finance
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
Featured Articles
Key takeaways The Bank of America® Customized Cash Rewards credit card offers a respectable cash back rate, as well as the ability to select and change your top-earning bonus category each month. Members of the Bank of America Preferred Rewards program can earn…
Dept Managmnt
Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
Banking
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
All News
Household debt has risen to $18.4 Trillion according to the Federal Reserve Bank of New York’s Household Debt and Credit Report. With more and more people faced with overwhelming debt, it can be challenging to know where to turn. Two common solutions that people consider are credit counseling and debt…
Stocks plummeted to start 2025, egged on by a slowing economy and U.S. President Donald Trump’s announcement of tariffs on major trading partners. Both the S&P 500 stock index and the tech-heavy Nasdaq index entered bear market territory, meaning they declined by 20 percent or more from a recent high.…
Key takeaways Improving business cash flow is vital to your business’s success, helping you ensure that you always have enough cash to cover your bills, payroll and debts Planning ahead for cash needs and cutting unnecessary spending can support better cash flow management Get paid quickly by offering discounts and…
Mongkol Chuewong/Getty Images Global Entry is a U.S. Customs and Border Protection (CBP) program that allows pre-approved, low-risk travelers to expedite the customs and immigration process upon arrival in the United States. This benefit can save a lot of time after a long trip home. Signing up for Global Entry…
There are several ways for investors to add stable investments that provide a stream of income to their portfolios. One of the most common ways to do so is by investing in dividend stocks. In fact, there are some companies, referred to as Dividend Aristocrats, that have consistently been raising…
Key takeaways The Capital One Venture X Rewards Credit Card charges a lower annual fee than competing cards from other issuers, yet still comes with its share of premium travel benefits. Not only does this card offer broad airport lounge access, but it includes a $300 annual travel credit, a…
Investing in 2025 is more accessible than ever — but it isn’t always easy. With nearly constant market volatility and financial advice flooding your social media feed, it’s easy to make mistakes that hurt your long-term returns. Whether you have $5 or $500,000, avoiding these common traps can save you…
President Donald Trump has announced, rescinded, raised and adjusted dozens of tariffs over the first months of his presidency, leaving business owners scratching their heads as to when and how they should brace for impact. As the tariff situation develops, many small business owners are worried about how import taxes…
An annuity is a contract issued by an insurance company that pays a stream of income for a specified period or, often, for the remaining life of the contract holder. Insurance agents and registered representatives often sell annuities as a way to provide a steady stream of income for their…
Key takeaways Using a credit card to pay off student loans is only possible in specific circumstances — and it’s often not worth the effort. To pay your student loans with a credit card, you’ll likely have to either use a third-party payment service or convenience checks — both…
Editor's Pick
