For the first time in nine months, the Federal Reserve looks ready to cut interest rates. It might not be the cure to painfully high borrowing costs that many Americans have been waiting for. Policymakers are expected to trim their key borrowing rate by a quarter of a percentage point…
Image by Getty Images; Illustration by Bankrate Key takeaways Prequalification lets you view your predicted loan rates and approval odds without impacting your credit score. Review each lender’s minimum acceptance criteria and loan terms prior to filling out the application to increase your chances of prequalifying. Prequalify with multiple lenders…
Planning for retirement often comes with questions about when and how you can tap into your savings. One such question many people ask is, “Can I withdraw from my 457 while still employed?” Unlike other retirement accounts, 457 plans (also known as 457(b) plans) have their specific rules and exceptions…
The Show-Me State has a little something for everyone, whether it’s the barbecue scene of Kansas City, the historic charm of St. Louis or the natural beauty of the Ozarks. And unlike many states, Missouri’s housing market still offers a level of affordability that can make homeownership a reality. As…
Trending
Spotlight This Week
More Articles
Personal Finance
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
Featured Articles
Key takeaways In most cases, homeowners insurance policies do not cover mold damage as it’s often tied to home maintenance. Homeowners insurance policies may provide coverage to remove the mold as part of the mitigation effort to restore your property from a covered peril. Mold…
Dept Managmnt
Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
Banking
When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
Credit Cards
All News
A bond ladder is an investment strategy that involves purchasing multiple bonds that mature at different times. The ladder analogy is an apt visual tool to describe how bond ladders work: Each rung of the ladder represents a bond, with the lowest step occupied by whichever bond is due to…
Key takeaways The business loan agreement is the document that outlines everything about the loan and what is expected of you and the lender. The loan agreement includes various information, such as the loan amount, interest rate and fees and what happens if you default or break the agreement. Take…
The word budget can get a bad rap. People think budgets are hard, time-consuming and restricting. But listen: The budget life is so worth it. Budgeting doesn’t tell you not to spend. It gives you permission to spend the right way—to show your money who’s in charge. (You.) And with EveryDollar, it’s way easier. Ready…
MoMo Productions/Getty Images Key takeaways A notice of default is a public record stating that a borrower is in default on their loan. A lender or servicer files a default letter as the first step in the foreclosure process. If you ignore a notice of default, you could lose your…
A partridge in a pear tree can’t really cost that much—can it? Well, you might be surprised by how expensive it would be to buy that single bird or any of the gifts from the classic Christmas song “The 12 Days of Christmas.” And let’s face it: We’ve all wondered just…
Key takeaways A Priority Pass membership gets you access to over 1,700 airport lounges and experiences around the world, including complimentary food and drink and (in some cases) nap pods. There are three levels of membership, ranging from $99 per year to $469 per year, and guests can join you…
Cryptocurrency has been on a massive run in the past few years, led higher by Bitcoin, the granddaddy of them all. Bitcoin has thrived for years on a steady diet of outrageous projections and ceaseless “hopium.” The crypto has soared since late 2022, now trading well above the $100,000 mark,…
People love the idea of sitting back, doing nothing, and making money. You know it’s true. That’s why get-rich-quick schemes like cryptocurrency and nothing-down real estate have gotten so popular these days. Well, here’s one more thing you can add to that list: sports betting apps. If betting on sports…
Key takeaways The Ink Business Cash® Credit Card is a competitive option for small-business owners looking to earn lucrative cash back rewards on office expenses like supplies or internet, cable and phone services. The card offers flexible redemption options, such as cash back, gift cards, or travel through the issuer…
The average American adult hasn’t made a new friend in five years.1 Five years! So, if you’re wondering how to make friends, you’re not alone. Why is making friends so hard? Because friendships are formed through shared experiences, in doing hard things together, which is why a lot of our ride…
Editor's Pick
