For the first time in nine months, the Federal Reserve looks ready to cut interest rates. It might not be the cure to painfully high borrowing costs that many Americans have been waiting for. Policymakers are expected to trim their key borrowing rate by a quarter of a percentage point…
Image by Getty Images; Illustration by Bankrate Key takeaways Prequalification lets you view your predicted loan rates and approval odds without impacting your credit score. Review each lender’s minimum acceptance criteria and loan terms prior to filling out the application to increase your chances of prequalifying. Prequalify with multiple lenders…
Planning for retirement often comes with questions about when and how you can tap into your savings. One such question many people ask is, “Can I withdraw from my 457 while still employed?” Unlike other retirement accounts, 457 plans (also known as 457(b) plans) have their specific rules and exceptions…
The Show-Me State has a little something for everyone, whether it’s the barbecue scene of Kansas City, the historic charm of St. Louis or the natural beauty of the Ozarks. And unlike many states, Missouri’s housing market still offers a level of affordability that can make homeownership a reality. As…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways In most cases, homeowners insurance policies do not cover mold damage as it’s often tied to home maintenance. Homeowners insurance policies may provide coverage to remove the mold as part of the mitigation effort to restore your property from a covered peril. Mold…
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Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Key takeaways The Capital One Quicksilver Cash Rewards Credit Card and the Bank of America® Unlimited Cash Rewards credit card offer the same rewards rate of unlimited 1.5 percent back on all purchases. These two cards also offer the same welcome bonus, although the minimum spending requirements to earn them…
Keeping up with your car maintenance probably isn’t the most thrilling item on your to-do list. But paying a little bit of routine attention (and cash) on your vehicle is completely worth it—for your safety and your savings. We’ve got 13 car maintenance tips that can keep your car out…
Deborah Kolb/Getty Images Key takeaways The Platinum Card® from American Express cardholders have access to a complimentary concierge service. You can get assistance with gift recommendations, dinner reservations, travel arrangements, flower delivery and purchasing tickets to concerts or sporting events, as well as many other tasks. To maximize the Amex…
Okay guys, picture this: Your parents have worked hard their whole lives and have a nice little nest egg set aside to enjoy their retirement years. Then one day, someone calls or emails them from the IRS or somewhere else super official-sounding, and your parents share private financial info with…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Read your home insurance policy carefully to learn about what is covered and excluded before filing a claim. Hiring an independent appraiser or insurance adjuster may support your claim or prompt your insurer to reevaluate it. You can file a…
Like it or not, winter is here (unless you live in Florida). And you know what that means—it’s time to brace yourself (and your budget) for a crazy high heating bill. Ugh. It’s no secret that paying to keep your whole house warm isn’t cheap, but that doesn’t mean there aren’t ways to save on…
Buying or selling a house is probably the biggest financial transaction you’ll ever make—after all, there are hundreds of thousands of dollars at stake. That’s a lot of money! Because buying or selling a house is so expensive and complicated (hello, paperwork!), having a good real estate agent in your corner…
Here’s the kicker about credit card debt — as soon as it starts rolling down the hill, it gains momentum and size, thanks to interest. Unfortunately, it’s a slippery slope that many credit cardholders are on. Credit card interest rates are some of the highest borrowing costs out there, currently…
Knowledge is power on Wall Street, and investing professionals have the reputation of being the most knowledgeable regarding stocks and the right time to buy and sell them. But if you’re not a pro? Well, individual investors can still take advantage of many of the pros’ top research techniques and…
Retirement is a time for you to enjoy what you love—whether that’s traveling, spending time with family, or serving your community. If you want to live your retirement dream, you need a plan. And knowing the best cities to retire can help you make your hard-earned dollars go farther when…
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